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If you are a bad credit holder and looking for financial aid for your unavoidable fiscal needs then quick loans no credit check same day will help you. These loans have been tailored especially for bad creditors so that they can meet their important financial requirements without facing any commotion because of their blemished credit records. All sorts of bad credit records are acceptable and those having below average FICO scores can even qualify. Now, your adverse credit records like arrears, late payments, defaults, IVA, CCJs, skipped payments can apply for these loans. Emergency cash loans for unemployed offer instant financial support as there are no formalities required for these loans. You can access funds instantly within very small period of 24 hours as there are no formalities needed. No paperwork, no credit checks and no faxing formality is required for the approval of these loans.Have you ever got trapped in a small financial problem? Many of us might have faced small financial emergencies. At that time everyone looks out for a financial help that comes easily. Are your also facing such a troublesome situation? Want to entail funds that can be acquired in a hassle free way? Quick loans no credit check same day are the ideal solution for you. These short term loans are provided instantly without any hassles. One can acquire the funds before upcoming payday and pay back on his next payday easily. Finances raised through these short term cash advances can be acquired for sorting out small emergency expenses. You can pay off pending utility and electricity bills, examination fee, broken window pane repair expenses, car repair or computer maintenance expenses. Short term financial needs can be paid off easily with the help of finances.Various important financial obligations can be met with the help of finances raised. You can carry out requirements like:-Consolidate outstanding debtsHigher educationWedding expensesHome improvementCar purchaseBad credit loans are further categorized as secured and unsecured. To entail secured loans you are required to pledge collateral. This can be your personal property, home, car, jewelry or important documents etc. The loan amount that can be availed through these loans ranges from R500 – R5000. The repayment duration is long varying from 1-5 years and is quite flexible. On the other hand, unsecured loans don’t require you to offer your priced asset as collateral. They are free from this obligation and provide help to tenants, non homeowners and those homeowners who can not offer their valuable. Wedged in a small cash problem and completely worn out because unable to sort it as don’t have no finance to deal with it. Can’t find a way out of this small credit crunch? Stop worrying because there is a financial alternative that can be trusted before payday. Easy loans no credit check will help you to get small cash instantly for your small needs.Earlier applying and entailing loans was considered a time consuming and hectic task but the introduction of online application has sorted it. Now applying for loans is very convenient and takes less time. You can easily apply by filling up a simple online form. There are various lenders offering good deals and you can fetch one for yourself. Easy loans no credit check are made available instantly within very less time. There are minimal formalities involved to bother you which make approval faster. You don’t have to face delay because of credit check, paperwork and faxing formality. Easy loans no credit check are short term loans that can be acquired till your next payday. Small financial problems can be easily worked out with the help of finances raised. Anyone, even those facing bad credit can apply.Loan amount is being offered at marginally higher rates of interest because of the bad credit records that generally increase the risk involved. But you need not worry by little research of market you can grab a good deal. Instant same day cash loans can be applied through online medium. The online application is simple and takes less time. You can apply by filling a form and the processing of the form gets started quickly. By making regular payments and consolidating all outstanding debts bad creditors can improve their credit scores. Quick loans no credit check same day are a good financial solution for impaired credit holders. They can easily apply and qualify for these loans and fulfill their important financial needs.
For a salaried people who can rely on a fixed source of income; a sudden expense in the middle of a month may prove to be a difficult call. Lack of funds may not allow him to treat that expense well on time which can definitely create a pile and becomes difficult to handle later. In such need and emergency situation cash advance is something that you can easily rely on. Payday loans are short term financial help that can be grabbed for a small time period. To put an end to your small unending financial troubles before your payday, cash loan are an appropriate solution. £1500 loans will help you to do that by offering small cash help immediately. The best part it that now the hectic formalities will not bother you. Cash loans today as the name refers can be acquired within a day because they consume less time. There are no hefty formalities involved in loan application or approval. You need not fax documents, no paperwork and no credit check is needed.Facing a short financial dilemma? Trying to find a way out of your fiscal troubles but unable to? Don’t worry your short fiscal troubles can be catered easily without much ado. It is quite possible to shun your woes by opting for 1500 pound loans. This instant and easy to grab short term funding solution is an appropriate choice in urgent cash needs. Anyone looking for a quick solution and fast cash services can easily rely on this short term aid. Cash advance can be taken to meet various small term expenses easily. You can pay off your pending bills, school fee, repair expenses, medical treatment expense, purchase grocery or meet other such requirements.Qualifying for the loan and getting approval is also easier. You can get fast approval if you successfully meet the required eligibility criteria. The loan can be applied from banks and through online medium as well. You can easily apply online by filling form and save your time. The online market is flooded with various lenders to find a good deal you view various loan quotes. These quotes are available for free. Also they enable you to compare various deals and help select best one. Various small cash needs can be effectively sorted out by securing this financial help. One can handle short ends such as:-Car repair expensesPay grocery billsPurchase stationeryPay college or library feeMeet family emergenciesThrough this smart financial solution one can access small loan amount of £100- £1000 conveniently. The repayment duration is short and varies from 7-31 days. The funds being offered for short term are provided at slightly higher rates of interest. Cash loans today are a great financial relief in dire needs. Anyone can easily apply and grab the finances within 24 hours. Bad credit borrowers need not worry at all because even they are eligible for these loans. Bad credit borrowers facing poor credit like CCJs, IVA, late payments, arrears, defaults and bankruptcy can easily grab cash advance. No credit check is required prior applying.Anyone who is 18 years or above in age, holds an active checking account and is working on regular basis with minimum salary £1500 can seek approval. If you meet the above qualification then you can easily entail the funds. One can even apply online for cash advance as the online application is very simple. The modern method of application is simpler. One can also easily search for competitive deals comfortably via internet. There is plethora of lenders offering good deals so one can easily choose by comparing various deals. 1500 payday loans just like their name offer quick financial support. No credit check formality, no faxing of documents and no paperwork enables quick and fast approval. You can get funds on time. This leads to instant approval of loan amount. £1500 loans are an easy to grab solution that one can rely on. These are short term loans that can be acquired for a short time period only.
In our culture and traditions, Gold is identified as an emblem of love, kindness, bravery, passion, charm, and wisdom. But in today's life, Gold has proven a lot more than it's worth by protecting us in dire circumstances. Reduce the burden from your shoulders and satisfy all your financial obligations with Gold Loan services. A Gold Loan is a type of loans in which Gold is kept as collateral, and in return, you will be with a loan value as per the market value of your gold ornaments.Higher the liquidity, faster the amount disburses and we all know Gold has the highest liquidity with stable value, due to which the lender disburses the amount in minutes. You will get the monetary value against your Gold Deposits, and your Gold remains in the books of lender and after repayment gold is returned to you in its same shape. But when we are in urgent need of money, we always go for finding a loan service and, we know that the need for cash is like an unwelcome guest who may knock on our doors at an odd time of our lives. When no other financial option makes its way to our mind, we crawl through the websites in search of numerous lenders and finally click where we notice a can of corn saying 'instant personal loan '. Most of the times, this way may work and makes us receive the needed financial support. But Gold Loan is one of the best ways, or we can say gold loan is one of the effortless ways where you will get the value against your gold deposits. The rate of interest is the lowest on gold loan services as it is a secured loan. The lender provides you with. The lender knows that in case of any bad debts, the amount will be recovered. Thus, the lender provides the amount of credit at very low-interest rates. The is interest rate is low not only because the lender Where Gold Loan provides you with the amount is minutes as the lender knows if there are any bad debts, the amount will be recovered on the other hand in Personal Loan the amount disburses in like hours or days, then why one should go for a more extended method when one can avail their monetary emergency in minutes. However, there is no need to provide a long list of documents while availing Gold Loan with that there is no need to provide your credit score. Where in the process of Personal Loan is complicated and lengthy with that you need to give a long list of documentation.Gold Loan is one of the best ways to utilize your asset like Gold. It is one of the effortless methods one can choose to fulfill your current financial emergency. Gold Loan is best when it comes to a convenient approach. However, if someone wants to increase their credit score, they can always go for Personal Loan, but if the applicant seeks to meet their current financial emergency, then they should always go for Gold Loan.
Designing a bathroom with Feng Shui bring about relaxation, pleasure as well as luxury moments. While integrating a sitz bath, the walking tiles, music, and light seem like one of the massive spas in your home. Apparently, your comfort station needs to be situated perfectly within the house. Nonetheless, amplifying love luck in your bathroom can create a bad relationship and as a consequence, you might face financial problems instead of luck.Now, how do you design a bathroom with Feng Shui? Follow me through in this article as we review some crucial tips. Use metal wind chime in the southwest. The wind chime symbols suppress bad earth energy in your bathroom. This tingling sound is so attractive which certainly anyone can respond to it Your main aim is to keep that annoying controlled not necessarily energizing your bathroom as Chinese symbols do not exist place agate rock in the. Hanging it in your window on south to overpowers negative fire energy of the south. Additionally, cleaning the crystal regularly enables it to absorb negative energy as well. This bathroom design was done by feng shui consultant in Lucknow. Alternatively, you can get a crystal geode with a hollow at the center. The crystal will grow at the hollow forming fascinating structures which are appealing to the eye. Use place green plants in the north. Green plant conceals unpleasant water vigor in the north. Nevertheless, they aid in purifying the air as well as your spirit. Innumerable plants can do well in bathrooms especially those growing in humid, warmth and low light conditions. place glowing candles and lamps in the southeast. Fire energy in the candles and lamps restrains unpleasant wood vigor in the east. This glittering offers a good amount of light when is on.This connotes that you can easily set your mood by turning the lamps on The calming motion as well as subtle glow leaves you relaxed and calm while moderating your mind. You can opt for candles to the west or south if you need a more glowing light put calm water in a jar in the northwest or west. Placing still water weakens unpleasant metal vigor in the west and northwest. Water incapacitates the metal and secures heaven luck as well as descendant’s luck from the drain. Mirrors in the bathroom door. A mirror place in the door makes the negative chi to disappear to the other rooms. This denotes it cannot get into the drains or toilets. Yet it should not reflect another mirror, bad or any item. The mirror must double its reflection as well. Essential oils. The aromatherapy of your bathroom should be a soothing factor of your bathing. Let this attractive aroma fill your entire bathroom. It also revives your experience for cleaning yourself. Integrate the oils with the paint to counteract with the bad smell. Still, these oils will not leave any stains on your wall. As the list is endless, there are countless strategies and ways of designing your bathroom with Feng Shui. Implement this new Feng Shui bathroom vibe and get a soothing experience while creating that retreat feeling. For more information read here: https://leeclassicalfengshui.com/
Adult (A) : Say there are two kids in the world. You and your friend. Noone else exists.Kid (K): Ok.A: You produce apples and your friend produces oranges. Since you love oranges and your friend love apples, you make a deal that every month your friend will give you 100 oranges in return for 100 apples. This is called barter system - you give me some goods or services and your friend pays you back in terms of goods and services. This practices remained for some time until there was some natural calamity in your area and you failed to produce sufficient apples for a month. But you wanted oranges. You went to your friend's place and asked for oranges.K: But why would he give me anything, when he knew that I couldn't keep my promises.A: Correct. So he made a deal. He gave you some paper, which had some agreement that you would pay him back oranges that he was lending to you. The agreement was made with the assumption that, you were an honest guy and you would keep your promises and when you had apples, you would return him back. Exchange of goods in this format gave birth to a new concept called "Money". In economic terms, it is called 'Fiat economy'- where goods are exchanged for something which cannot have a direct utility. Money has utility only when it is exchanged. Until now you had the need for oranges only. But say, you desired for pineapple, strawberries etc. and there are few more players in the market who are exchanging those fruits by issuing different paper notes. This kind of practice gives rise to the 'global currencies' where the value of each currency is different from rest of the world.C: But won't the value of each currency be same in a fair world?A: Yes, in an ideal world, the value of each currency or fiat money should be same. But here comes the complex scenario which is driven by power and greed. Every player in the market wants to get more by paying less. So your apple might not be as appealing to someone as it appeals to other and you end up paying more apples for same goods and services you get from others. C: Why would I pay more when I can get it at a fair price from someone else?A: The fair price is driven by market perception about certain goods and services. Since more players are in the market, more perception prevails. Good, bad and ugly are differentiated by perceptions only.C: Who controls perceptions?A: Good question. The dominant and powerful player in the market controls the perception. By influencing others he will make others realize that his goods or services are better than others and hence demand more value in return.C: But tell me how USD influenced the market to be the dominant player and hence more powerful in the currency market.A: Before world war I, every country was trying to influence other countries to become the dominant player in the market. During that time, Theodore Roosevelt influenced the neighboring countries to follow USD as foreign exchange currency rather than gold, which was used until that period of time. Some notable examples can be read in the history of Cuba, Venezuela, Santo Domingo and panama. America had been engaged in producing arms by that time and was supplying to foreign countries including united kingdom.During world war 1, America gave some good number of arms to United Kingdom, who was under financial crisis and was dependent upon its' ruling countries like India and some south-east Asian countries to generate sufficient money to afford luxury the Britishers were accustomed to. During the financial crisis of world war I, United Kingdom took arms from US trough a negotiation or deal known as Liberty Bond, which amounted to over $20 billon, which would be much more than what is America's current national economy at the moment.C: You mean UK was knowing they cannot pay back the loan, but they were still keen on taking the arms from US to fight against other countries and in that case Americans were keen on giving some loans which they were confident that it could not be repaid.A: Power to control others and the greed to have more are biggest vices of the human being. The then political strategists of America were thinking much beyond their time - at least 50 years ahead of time. UK sooner became an ally in America's endeavor to have USD as global currency post world war II. But acceptance by few countries does not make a currency truly global.C: What happened next?A: After world war II, America was perceived as the super power of the world. Thanks to some scientist who could not visualize the impact of atom bomb before inventing them. Every country was agreeing to a global bank known as World Bank and fund of funds known as International monetary fund. The duty of both entities were to ensure fair market practices in the globe. However influence of US continued and they changed the exchange methods from gold transactions to US dollar. There were a lot of factors which were either manipulated or done strategically to get it done.C: I understand dollar became global currency, but why it became more powerful than Indian rupees.A: Once you have the control of global currency, you can manipulate that in your favor. I will go back to that apple and orange examples. Now that your apple is purchased by US, who has certain criteria of selection of apples to know the fair price of apples. After careful observations, it is declared that your 100 apples are actually 50 apples worth as per US standard. You have two choices - either you don't sell apple or sell in the different market. Say in such scenarios, you don't have the sufficiently big market to sell your apples and you know that if you fail to sell in US, you might lose more money. You don't bargain much and accept the negotiations done by them. When everyone started accepting the terms defined by them, the power of dollar became more. I hope that answers your question.C: Can it never be reversed. I mean INR becomes more powerful than USD?A: Yes, logically possible, for that India as a country has to think ahead of time and the strategist and policymaker make the country self-dependent and more job opportunity is created internally rather than dependent upon foreign resources. Many of the natural resources are under-utilized in India so as the human capital. If that is oriented in right manner, then time is not far we see the reverse action. India needs to be technologically sound and the education system should teach how to be innovative and creative rather than just compete to score marks. I strongly believe, your generations can do.C: Yes, we will. Thank you for the answer.
Why choose a Reliable car Repair Service?If you are seeking services for Car Repair in Singapore then we will guide you what to look for in it. When you choose the right kind of car work shop then it can be your best supporter to service your weary vehicle. You may see some people who might fix their cars by themselves. Yet even these persons take their car at a garage for a formal check once in a year. They do this to fix some big problems like trouble shooting in engines and cleaning of carbonation. When you seek a fine Car Repair in Singapore motor repair shop then check is credibility in the market. While choosing a reliable shop you can gain two benefits. Firstly you will be saved from fraud and low quality services. On the other hand you may also be able to save your precious time.Car Repairs should have Promising MechanicsWhile choosing any Car Repairs work shop you must see that it has good mechanics. These car repairing professionals should be well experienced in repairing and servicing car engines. If you leave your automotive in their hands then they will service it well within the shortest duration. If you develop good professional relations with them then they will help you even when you are in bad credit. Today most car repairing shops are hiring qualified mechanics so that their customers will feel happy with their quality oriented services. Never approach any car service shop having bad credit in the market. Such services may embezzle your money and consume much time to fix your automotive.Car Maintenance for car owners at an Affordable CostIf you use the services of a reliable Car Maintenance Singapore then it will keep your car safe from serious problems. It has been seen that most car owners send their vehicles to such car servicing shops. When you run your car to a credible car maintaining shop then its mechanics will repair all defects of your car without any hidden servicing fee. When you even buy a brand new car then also you need to get it serviced for months that provide you with free service repair. When you find any such service then get clear details of what is to be repaired in your car. This will help you to be safe from paying hidden service cost.
When thinking about a Cisco Accreditation, you have to see how they structure their projects, so they coordinate with your profession necessities (contingent upon where you are at this moment).There are 3 degrees of Cisco Affirmation, in light of your expanding level of understanding and aptitude: Section level is the Partner, mid-level is the Expert and the most significant level is the Master.There are additionally a scope of Master Cisco confirmations accessible to feature your insight in explicit advancements, arrangements or employment jobs.General Affirmations: Three Degrees of Confirmation* Cisco Partner. The initial phase in Cisco systems administration starts at the Partner level. Think about this as the disciple or establishment level of Cisco organizing accreditations.* Cisco Proficient. This is the progressed or apprentice level of Cisco confirmation.* Cisco Master. This is the most elevated level of accomplishment for Cisco arrange experts, ensuring a person as a specialist or ace.At that point, there are 6 distinct ways you can pursue with your general Cisco Affirmation desire:* Steering and Exchanging: This way is for experts who introduce and bolster Cisco innovation based systems in which LAN and WAN switches and switches dwell.* Plan: This way is gone for experts who structure Cisco innovation based systems in which LAN and WAN switches and switches live.* System Security: This way is coordinated toward system experts who structure and actualize Cisco Secure systems.* Specialist organization: This way is gone for experts working with foundation or access arrangements in a Cisco start to finish condition basically inside the broadcast communications field.* Capacity Systems administration: This way is for experts who execute stockpiling arrangements over broadened organize framework utilizing different vehicle choices.* Voice: This way is coordinated toward system experts who introduce and keep up Voice arrangements over IP systems.Cisco Qualified Expert ConfirmationsIn conclusion, there are an assortment of centered Confirmations, which are accessible to exhibit your insight in explicit advancements, arrangements, or employment job. New accreditations are added to this rundown normally. These are the Cisco Qualified Authority accreditations, and include:* Access Steering and LAN Exchanging* Substance Systems administration* Establishment for Channel Accomplices* IP Interchanges Affirmations* Optical Confirmation* Capacity Systems administration Confirmations* VPN and Security Accreditations* Remote LAN AccreditationsSVC-16A vce exam collection1Z0-1014 dumps freeCAT-700 real dumps 20191Y0-A20 cheat sheet70-743 actual exam pdfC2040-407 IBM Notes and Domino 9.0 Social Edition System Administration B practice questionsCWNA-106.pdf reading practice testCV0-002 latest dumpsMB5-198 Retail Management system Headquaters recent dump file300-550.pdf free test onlinePass4sure cheat sheet210-020 passing guaranteeSymmetrix Solutions Specialist for Storage Administrators test prep300-101 Implementing Cisco IP Routing online testFundamentals of Ethics, Corporate Governance and Business Law real dumpsA2010-591 dumps646-671 free testA2150-563 prepawayn certification south africa test questions00M-656 exam noteshttps://www.cedsolutions.com/training-search/search-training-classes.cfm?trainingClass=Pass+AWS+Security+Specialty+Exam+By+Using+Certkillers.net+Exam+Dumps vce exam simulator 20191z0-500 pass guaranteedcertification in healthcare compliance study tools500-240 practice examMB3-210 reading practice test
LABOR DAYinternational labors day also known as International workers day. This day is an annual holiday to celebrate the contribution of workers in the society and also to celebrate the working classes that is promoted during the international labor movement, which occurs every year internationally on 1st may. labor union movement was specifically the eight-hour movement which apostle eight hours of work, eight hours of dalliance, and eight hours of rest. Although some countries celebrate workers day on other dates suggestive to them, such as in Canada and the United States celebrate their labors day on the first Monday of September and considered the unofficial end of summers. This date was assigned by the pan-international organization of socialist and political parties to monumentalize the Hay-market affair, which originated at Chicago on May 4, 1886. The1904 Sixth conference of the second international noted that all social democratic party organization and trade unions of all countries to substantiate energetically on first of may for the legal conduct of the eight-hour day for universal peace. In the late 19th century, as the trade union and labor movement started growing N number of days were chosen by the trade unionists as the day to celebrate labor day.LABOUR DAY IN UNITED STATESin 1882, Mathew Maguire, a mechanism, first proposed the idea of labor day holiday on the first Monday of September. while working as the secretary of the central labor union in New York. after witnessing the labor festival held in Toronto, Canada. in 1887, Oregon was the first state of united state to make it an official public holiday. after that, it became an official federal holiday, in 1894 around thirty US states officially celebrated labor day.I honor the American labor movement and contributes that workers have created a strength and well being of the country. it is known as labor day weekend. it is reorganized as the federal holiday labor day is "unofficial end of summers "because it marks the end of summer season. Many take a two week holiday during the two weeks ending labor day weekend. school districts resume its classes around the labor day weekend.many Americans enjoy hosting and attending picnics with family and friends on the labor day, barbecued meals are often served, especially such typically American fare as hot dog and hamburgers. the fruits and vegetables of summers, such as watermelon and green beans. cold drinks and cold desert usually round out the celebration.many political parties host a grand picnic at which speeches are made. This creates the welfare and upliftment of workers.LABOUR DAY IN INDIAin India, labor day is a public holiday held every year on 1st may it is celebrated ad Antarrashtriya shramik diwasLabour day in India was first celebrated in Madras (today Chennai) on may 1,1983. This initiative was taken by the Kisan party of Hindustan, This party was governed by Comrade Singaravelar, he arranged two meetings to celebrate this occasion. One meeting was held at Triplicane Beach, and other took place at the beach opposite to the Madras high court. Here Singaravelar passed a resolution the government should immediately announce the national holiday on may-day or labor day in India. He also accentuated the need for non-violence within a political party. This time became the first when the red flag was used in India.However, they took the courage to stand united and raised their voices. accordingly, they were all risking their jobs in order to protest against injustice. eventually, government heard their plea and the workers hours were reduced to 8 hours. the labor day is celebrated not only in India but around the globe. this proposed the power of unity among the people and also was a golden inspiration for the children as the bond of togetherness. in addition to advancement, there are public speeches held by the political leaders' of various parties in order to inspire and celebrate the may-day. this day Maharashtra and Gujrat achieved their statehood. in 1960 once the old Bombay was divided on the basis of language so the day there is called as Maharashtra diwas or Gujrat diwas respectively.LABOUR DAY IN AUSTRALIAlabor day in Australia is a public holiday on the dates which changes between the change in states and territories. it is the first of October in Australia capital, New South Wales and South Australia, it is second Monday of March in Victoria and Tasmania, first Monday of March in Western Australia, in northern territories and Queensland it is first Monday in May. The first march for the nine-hour day by the labor movement occurred in Melbourne on April 21, 1856. This day stonemasons and building workers on building sites around Melbourne stopped working and marched from the University of Melbourne to parliament house to achieve eight hour day. their direct protest was succeeded. LABOUR DAY IN SOUTH AFRICAthe historical struggle of workers and their trade unions internationally for creating unity between working people in their struggle to win fair employment and most importantly to establish a culture of human and worker rights to ensure that these are glorified in national law of those countries aligned to the international labor organization. in early 1994 South Africa demand for the annual observance of the day as a public holiday. Hence after a series of a struggle, it was declared the official public holiday on 1 may each year since 1994. LABOUR DAY IN CHINA1st may is the official holiday for the people republic of China, prior to 2008, it was three days holiday but now its just one day. although the other two days are "made up" by working either the preceding or following weekend.in 2000, labor day became a "golden week", created by the Chinese government. here the workers and shopkeepers take a week off and go shopping and travel.in 2007 there was the three-day holiday to make a way for three traditional festivals- Qingming, dragon boat, and mid-autumn - to became national holidays.each year during a labor day holiday millions of people goes to the road trip, causing traffic jams and overcrowding problems in big cities, such as Beijing and Shanghai and other popular travel destinations.LABOUR DAY IN JAPANmay-day is not officially celebrated by the Japanese government as a national holiday, but as it lies between other national holidays a majority of workers celebrate it. These series of days form a "golden week" together with 29 April "showa day", 3rd may "Constitutional memorial day", 4th may "greenery day", 5th May "children's day". worker generally take a day off and join public rallies and labor union gathering.the origin of labor day emphasized how noting is impossible if we stand united. now it is celebrated to honor the hard work done as well as to honor those who went out to fight for the rights of laborers. Labour day is a special occasion when people celebrate the true spirit of togetherness and unity. This shows that small fragment unites together and are enough to make changes in society. Which indicates how effectively the struggle can bring up the positive reforms of the working class in the society. It inspires and turns on a heat to fight against the injustice.
StoryMirror interviewed ThirdWatch and all about their venture. Here is what they have to say.Q. Tell us about yourself and your backgroundThirdWatch is about stopping fraud in digital transactions. We are avid e-commerce shoppers and has been shopping online since 2005 indiaplaza days when we used to order books online. Couple of years back I was trying to order TV for my Dad who lives in Greater Noida on one of the top 2 e-commerce sites of India however it was not taking the order despite being prepaid. When I ordered the same item to my Gurgaon address it came through. On digging deeper we found that fraud/abuse is a big problem in e-commerce and companies sometimes use broad rules like blocking certain pin codes/cities/states and/or international credit from ordering which affect genuine users part from fraudulent.Given our experience in building big data mobile analytics system we felt confident that we can solve this problem by using Ai and big data hence started ThirdWatch in April 2016.Q. What's is your business all about?Our platform Mitra prevents fraud in digital, banking and e-commerce transactions in real time using AI. Our system captures 200+ parameters and flag every transaction in real time as red or green. It generates a risk score also which defines riskiness of the transaction.By superimposing data from our own knowledge base and from third party databases we enhance the data captured from user transaction like zip code databases , ip address databases, mobile number validity databases. We also use micro models for address profiling, device signature, account profiling and velocity profiling. We capture the whole user behavior including the time taken to place order, the device user is using to order, ip address of user, location of order amongst others.We are very stringent on data security and sign a strong NDA with our clients however we do use networks effects to multiply effectiveness of our platform by collating fraud patterns across the client base and inputting values in our ML algorithm for e.g. fraud rate of email domain, fraud rate or zip code, area and many more.Q. How do you see yourself in next 5 years? In near future we would expand to South East Asia, in long term we will expand into preventing other financial frauds including Insurance and fintech fraud.Q. Message to your customers and viewersFor every customer, Thirdwatch has always been a profit centre and never a cost centre. E-Commerce companies can avail a free 2 months trial, and can actually validate the benefit we are offering themselves.Q. Which are your main clients? What is the process of integrations? How successful have you been in controlling such fradulent cases in India for these companies?Traction has been phenomenal since we launched, We are currently processing about 5000 transactions per day with a pipeline to reach 50000 transactions per day. Because of our NDA’s and agreements with our client we will not be disclosing clients list, but we are working with two of the top10 E-commerce Companies of India Q. What is the background of the founders? How big is the team?Adarsh Jain (36) and Shashank Agarwal (28) came up with the idea of ThirdWatch and utilising Artificial Technology to prevent fraud in the e-commerce domain. A few years ago, Adarsh tried to buy a Television set from a leading e-commerce website from his father’s residential address in Noida. The order was unsuccessful due to the location from which it was ordered. The same order could be processed, however, from his Gurgaon address. The problem intrigued Adarsh and he started to research and find the root of this problem. He got to know about the problem e-commerce sellers face, relating to fraud and abuse by fraudulent sellers. Shashank and Adarsh have prior experience with technology solutions, with multiple patents and patent applications in their names individually. They thought of combining their efforts to come up with an all-in-one, smart solution for e-commerce platforms. With a team of 10-15 people at such an early stage of ThirdWatch, the business is growing at a tremendous pace. More people will be on-boarded soon as and when the business expands to other cities and countries.Q. Is your technology scalable to a level wherein it can be used in govt offices or banks? If yes, please give the details on when do you plan on expanding there.Currently, ThirdWatch enables e-commerce businesses to prevent fraud and abuses they come across in form of promo code abuses, chargeback frauds, RTOs, Cash on Delivery frauds, identity frauds, and much more. ThirdWatch's AI- Mitra can be definitely used by Government agencies and banks to detect fraudulent users and block risky transactions. With regards to banks, Mitra can be easily employed to detect fraudulent credit/debit card payments, fake users, multiple accounts held by users to make fraudulent transactions, etc. Mitra can also be useful in the Digital India and Cashless society initiatives undertaken by our Government. There are numerous websites and apps that enable us to transfer money, complete e-KYC, file returns, etc. However, the risks associated with these apps are similar to the risks faced by e-commerce sellers. With AI, detecting and preventing fraud for the Government and Banks is easily plausible!Q. Data security being the Crux in today's internet era, how do you ensure maintaining that? ThirdWatch ensures complete security of the data provided by our clients with its strict Non-Disclosure Policies and Security Measures. The data provided is only used for analysing it and highlighting the transaction into 'risky' and 'fake' transactions. The security parameters are never compromised, and we maintain unmitigated security standards for the data we receive from our clients.Social Media Handles - Facebook - https://www.facebook.com/thirdwatchai/LinkedIn - https://www.linkedin.com/company/thirdwatch-data-pvt-ltd/Twitter - https://twitter.com/thirdwatchaiG+ - https://plus.google.com/u/0/b/110280512617140226197/110280512617140226197Youtube - https://www.youtube.com/channel/UCWWWl8h50-w5xuek0GtUEKQ
The best finisher in the sport and one of the highest rated keepers of all time. Yes, our favourite captain coolMahendra Singh Dhoni received country's third highest civilian award, Padma Bhushan, from President Ram Nath Kovind on Monday. The very same day, when India won the World Cup under his captaincy in 2011 and became the first country to win the world cup on its home soil. He wants to join Army after retirement. Territorial Army has given the honorary rank of lieutenant colonel to M.S.Dhoni and thus, he received the award in the Indian Army uniform. As his name was announced, Dhoni marched past the dignitaries present at the Rashtrapati Bhavan before receiving the honour from President Ram Nath Kovind. In his own words: it's always been about serving the country.Apart from Dhoni, multiple billiards world champion Pankaj Advani also received the award for his extraordinary achievements. Advani, 32, has ruled world billiards for several years. The Bangalore-based cueist has won 18 world titles. Ace cueist Pankaj had claimed the IBSF World Snooker Championship title in November last year.Dhoni has been the recipient of many awards, including the ICC ODI Player of the Year award in 2008 and 2009 (the first player to win the award twice), the Rajiv Gandhi Khel Ratna award in 2007 and the Padma Shri, India's fourth highest civilian honour in 2009. Considered as the country's most successful cricket captain, Dhoni led India to two World Cup triumphs -- in the inaugural ICC World Twenty20 held in South Africa in September 2007 and the 2011 ICC ODI World Cup. India also won ICC Champions Trophy under him. It was under his captaincy that India climbed to No. 1 in the ICC Test Rankings in December 2009.Advani also has a distinguished career, having won gold twice in Asian Games in 2006 Doha and 2010 Guangzhou. He is also a multiple world champion.On Tuesday, Dhoni took to social media to share his thoughts on what the 'uniform' means to him'"An honour to get the Padma Bhushan and receiving it in Uniform increases the excitement ten folds. Thanks to all the Men and Women in Uniform and their families for the Sacrifices they make so that all of us could enjoy our Constitutional Rights. Jai Hind," he wrote in the Instagram post.On April 2 in 2011, India won the World Cup final against Sri Lanka. With 10 balls to go at the Wankhede Stadium, the then-captain Dhoni ended India's 28-year wait with a massive six.Dhoni has been the recipient of many awards, including the ICC ODI Player of the Year award in 2008 and 2009 (the first player to win the award twice), the Rajiv Gandhi Khel Ratna award in 2007 and the Padma Shri, India's fourth highest civilian honour in 2009.PADMA AWARDSThe Padma Awards are one of the highest civilian honours of India announced annually on the eve of Republic Day. The Awards are given in three categories:Padma Vibhushan (for exceptional and distinguished service)Padma Bhushan (distinguished service of higher order) Padma Shri (distinguished service).The award seeks to recognize achievements in all fields of activities or disciplines where an element of public service is involved.The Padma Awards are conferred on the recommendations made by the Padma Awards Committee, which is constituted by the Prime Minister every year. The nomination process is open to the public. Even self-nomination can be made.All persons without distinction of race, occupation, position or sex are eligible for these awards. However, Government servants including those working with PSUs, except doctors and scientists, are not eligible for these Awards.The awards are presented by the President of India usually in the month of March/April every year where the awardees are presented a Sanad (certificate) signed by the President and a medallion.The recipients are also given a small replica of the medallion, which they can wear during any ceremonial/State functions etc. if the awardees so desire. The names of the awardees are published in the Gazette of India on the day of the presentation ceremony.The total number of awards to be given in a year (excluding posthumous awards and to NRI/foreigners/OCIs) should not be more than 120. The award does not amount to a title and cannot be used as a suffix or prefix to the awardees’ nameAn unwritten rule is that generally, 10 years must pass before someone gets to get a higher Padma category award.Here are some quotes from Mahender Singh Dhoni, which simply speaks about his golden heart:The untamed Captain.The nation comes first.The secret behind his 'coolness'.No wonder why we love him so much.
Your full name:Aditi BhushanPlease give details about your initial education and forming years of life.My father was serving Indian Defense, due to which my initial education has taken place in South-Indian states in Kendriya Vidyalayas, CBSE Board. Major part of my schooling took place in Mumbai. When I stepped in College life, I chosen the professional technical course Bachelor of Computer Application (BCA) from SNDT Women’s university based out at Mumbai. I completed my post-graduation as Masters of Science in Computer Application from Symbiosis International University, Pune. This gave me the direction to become a software engineer. After Marriage and Pregnancy, I chose to swap my career option to prosper my family responsibilities. I completed two more professional bachelor degree courses, one in Library Science (BLIS) and another as Bachelor of Education (B.Ed) from University of Mumbai, This way, today I am having three professional Bachelor’s Degree. I love to upgrade myself, and thus I always keep my studies on.How did you get interested in literature? What inspired you to write? Literature has always drawn my attention since childhood. In childhood, I was a very shy kind of person. I started to write mini poems since I was eight. And my only audience who was allowed to read them was my Mom. Whether it is English Literature or Hindi Sahitya, they are my favorite past times and I love to spend most of my time into reading something. I mostly prefer mythology.I give credit to my friend Mr. Atul Singh, who was the only writer in my big friend circle. What inspired me from him was that being mechanical cum marine engineer he used to write moral punchlines and poetries over Facebook. Somewhere, I felt after seeing his posts, even I should also try it. I appreciate that he came up putting them on Facebook, as I found this helpful to publish my own written posts over my shy nature.My interest in mythology and practice of Krishna Consciousness has made me to put up my first ever-Hindi version of poem over Krishna. I shared in on Facebook, and I got good comments from my friends. This pushed me more in writing, after some time, I found myself expressing my feelings mostly in form of some poetries. Whatever I write comes from a chapter of my life. What difficulties did you have to face with respect to literary work? Looking for the right word.What is your view about the present day literary work? People have immense talent, it inspires me how organized and in orderly manner they express their ideas in present day literary work.Do you think that the emergence of digital and social media has given a new opportunity to creative writers? Indeed. With advent of digital media, it has become very easy to work and enhance your language skills. To build up your vocabulary and most important, you do not have to look for a teacher every time to correct your mistakes. Everything is taken care by internet.Please tell us something about your literary work. I do write on my personal blogs and do publish research articles. But StoryMirror is the only platform that has given me my space to write.What was your first literary work and how was it published? It was a research article on e-assessment of mathematics for secondary students, where I alone have researched, written and published it with International Journal of Science and Research Publication.How many ways literature can contribute to society in future?I feel literature can induce moral values, empathy, patriotism and feeling of sacrifices to current and upcoming generation to produce a productive nation oriented society.Where do you see yourself after 5 years in the literary world?Emerging as better writer.What ways would you suggest to build a community for poets?We can have a dedicated group on whatsapp or facebook. Where we can share ideas.What message would you like to give to aspiring new writers? Never underestimate your caliber of writing. Appreciate critics and work on them.How was your experience of writing on Storymirror? Excellent. I thank you StoryMirror for many people like us, who wants to write but due to lack of proper medium, usually don’t write. I found myself communicating my ideas, my narratives on StoryMirror very useful, as more I write the more I get motivated to write.Would you like to say something about Storymirror?StoryMirror is doing the best of its kind of work. I call this a big social work, a big help to grow our children as writers. I would encourage my students and kids to put up their write-ups with StoryMirror. Because nor only you inspire us, you motivate us with best rewards and certificates. Thank You StoryMirror. Keep up this good work always up.Here is the link to read my content https://storymirror.com/profile/ltwrplgo/aditi-priya/stories
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Quicken allows you to sync your accounting software with different financial institutions so that you can have access to all your transactions in one place. The Pennsylvania State Employees Credit Union, or PSECU as it is commonly known, is a credit union that is controlled by its members and offers a range of financial services. If you have a PSECU account, you can connect your online services to Quicken so that it becomes easier to manage your finances. However, users may encounter a technical error while reactivating the PSECU account in Quicken. PSECU Error CC-501/193 is a common technical error that occurs when the user wants to refresh the PSECU account. This blog will help troubleshoot the PSECU Error CC-501/193 so that you can update your transactions and continue using Quicken. If you find that the occurs frequently, you can call the quicken toll free number and ask for assistance.Steps to fix PSECU Error CC-501/193 in QuickenPSECU returns error CC 501/193 because there is too much traffic on the Pennsylvania State Employees Credit Union website. The high traffic prevents users from downloading transactions into Quicken. You can follow the steps given below to refresh your online account information and fix Quicken PSECU Error CC-501/193:Step 1: Run Quicken on your computer and open the transaction register.Step 2: Search for the PSECU account with the error messageStep 3: Press the actions gear icon located in the upper right of the register.Step 4: Click ‘Update Now’ and then follow the on-screen instructions.Step 5: You must remember to follow the same process for each account with this errorBefore you update your PSECU you must remember to back up the Quicken data file. Once you refresh your PSECU account information in Quicken, you can restart the program an check if the error persists. If you cannot complete the steps mentioned above, you should wait for some time and try again. In case you still cannot update your transactions, there may be some script issues that require additional troubleshooting. You can call the quicken phone number and speak to a professional software expert to implement a more advanced technical solution to fix PSECU Error CC-501/193 in Quicken. Trained Quicken experts are available 24 hours a day and will be able to give you the best solution for any software error you may encounter while using your accounting software.Read more: quicken technical support number Source URL: PSECU Returns Error CC-501/193 – Contact Quicken Support
Reserve bank of india has recognized ed that limited access to affordable financial services such as savings, loan, remittance and insurance services by the vast majority of the population i the rural areas and unorganised sector is acting as a constraint to the growth impetus in these sectors. Access to affordable financial services, especially credit and insurance enlarges Livelihood opportunities and empowers the poor to take charge of their lives. Such empowerment aids social and political stability. Apart from these benefits, FINS impart formal identity, provides access to the payments system and to saving safety net like deposit insurance. Hence, FINS are considered to be critical for achieving inclusive growth.Which itself is required for ensuring overall sustainable overall growth of country.FINS can be thought of two ways. One is exclusion from the payment system i. e. not having access of bank account. The second type of exclusion is from formal credit markets requiring the excluded to approach informal and exploitative markets. After nationalisation of major banks in India in 1969,there was a significant expansion of branch network to unbanked areas and stepping up of lending to agriculture, small industry and business. More recently, the focus is on establishing the basic right of every person to have access to affordable basic banking services.
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In 2020, the online gaming industry along with the global media and entertainment market is expected to grow to $2.14 trillion. The emergence of many gambling sites and platforms have contributed to the growth of the industry. Most of this revenue comes from the gaming regions of North America and the Asia Pacific. Massive multiplayer online games alone have generated a collective profit of $19.9 billion in 2016 and it continues to climb through the years.While highly popular and gaining high revenue, financial institutions still often steer away from the gambling industry. Banks think of internet gambling merchant accounts as a risk that’s too high to bear. What businesses fall under this grey area?Massively Multiplayer Online GamingOnline CasinosOnline Poker GamesLotteriesAny Form of In-Play GamblingWhy You Need Internet Gambling Merchant AccountsAs a gaming merchant, you need to be able to manage payment transactions effectively to ensure the success of your gaming website. Smooth transaction flows lead to high business revenue. Here are some of the benefits you can expect from a gambling merchant account:Broader Customer Reach. Receive payments not from just your base country but from any major country around the world. With multiple alternative payment methods, you can accommodate more customers for your merchant services. An increase in your reach is one step closer to increasing your customer conversion rate.Real-Time Payment Processing. Clear any and all payments made by gamers in real-time. The bets they make and any other in-app purchases are billed on their account at the same moment they place them. This speedy process attracts them to continue using your gaming platform which drives the rate of your profit higher.Multi-Currency Transactions. Accept payments in dollars, euros, pounds, and other major currencies from around the world at a favourable rate. Foreign exchange rates will determine the profitability of your foreign transactions. With a merchant account, you can guarantee that the conversion of every payment is most beneficial on your end. Lower currency conversation rates bring higher deals to the table.High-Volume Transaction Success. Tournaments and cups are two of the peak moments for transactions. During this time, you would need your merchant account to be able to process incoming transactions in seconds or less. Never miss a payment transaction which can result to a huge deficit in high volume reoccurrence.Network of Banks in Reach. Compete in the global market with a secure financial capacity. Be able to work simultaneously with multiple financial institutions with quicker settlements. Given the nature of risks in the gambling industry, finding processors to work with is a big challenge. But with a network of bank at your side, you can keep your customers satisfied with the delivery of your merchant services.Fraud and Chargeback Protection. Have a secured platform that determines any possible fraudulent activity and false sales. You need to retain the confidence of your clients in their every payment. With a merchant account, you can ensure the privacy of your customer’s sensitive information as well as your own. Keep your income protected and secure the profitability of your gaming business.Reasons Why Gaming Merchant Accounts Are High RiskAs profitable as the online gambling businesses are, financial institutions still often reject being processors of your business. There is no specific law in the United States that prosecutes players from transferring funds for bets. However, the Unlawful Internet Gambling Enforcement Act of 2006 “prohibits any person, including a business, engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling.” This means that gaming merchants like you need reliable third party companies to process the payments made by clients.Some states in the US have fully or conditionally legalized regulated online gambling but others are fully committed in keeping it outlawed. For instance, violators in Iowa can be charged with felony depending on the amount of bid placed. Furthermore, internet gambling is highly prone to chargebacks and friendly frauds. Most of the time, the customers change their mind and subsequently dispute the transaction. They would claim that their cards were stolen to avoid paying the services charged. The bank or any other processor would have to shoulder the processing fees incurred during chargebacks. This is too much of a risk for most banks and financial companies.Limitations of Internet Gambling Merchants There are certain limitations to internet gambling merchants that are imposed by credit card companies such as Visa and MasterCard. They mark this as code 7995 which prevents any transaction that comes from states and countries that do not allow online gaming using card payments. This applies to all your customers sending payments from the following countries:Canada China Finland Hong Kong LiechtensteinLithuania Netherlands Norway Poland PortugalSwitzerland TurkeyUAEUSAVatican CityAdditionally, this applies if your residence, the business’ registered address, and billing address is in one of the countries above, as well as if the issuing credit card company is in those countries. This is the advantage of having a high risk merchant account solutions provider. They have the multiple acquirers that make working with these credit card companies possible. Biggest Threat to High-Risk Gaming MerchantsExcessive chargeback is very common to many high-risk gaming merchants. This is why a number of major credit card companies in America have imposed a fine on high chargeback ratio gaming merchants. Some processors limit the ratio to 3% and terminates the gambling merchant account if it goes higher. As a merchant, this hurts your chances of getting another account on your next application. There are some fail safes to this threat:Be as transparent and communicative to your customers as possible. Send emailed receipts right after purchase to remind clients of their transactions.Offer a customer satisfaction survey through email to encourage clients to make another purchase or transaction.Make sure to display your business name, website address, and any other business identifiers on your emails. This helps the clients avoid forgetting to recognize your business in their card statement of account.Offer full refund immediately to unsatisfied customers so they don’t have to dispute the transaction which then affects your chargeback ratio.Find processors which offer effective chargeback protection through mitigation programs and the like.