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Online Transaction and Generation Z
 19 August 2019  

The future of economic sector is going to be digital. Generation Z use mobile banking apps considerably more than their parent’s generation. 28% of them would give up on their friends or even money to keep their mobile phone for a day. 62% of them are interested in sharing personal information for more rewards. Adding to that, it is nearly impossible to imagine a bank these days that doesn’t have a mobile app for net banking.Digital payments have revolutionised the way that people from everywhere pay or accept money for goods or services. Consumers have to no longer worry about carrying around a large amount of cash to pay for the thing they need.However, benefits of digital payment go way beyond just convenience and security. It also expands the customer base for merchants, reduce cash handling costs, and provide access to financial services to any population, and bring many shadow economy transactions into the formal economy and increasing tax revenues for the government.All of these are combined to reduce overall friction for the economy, leading to increase sales and consumption, growing jobs, higher wages and competition.Around the world, billions of consumers choose electronic payments to make purchases while shopping online and over multiple devices.How the electronic payments network function?Consumers are issued with debit or credit cards, which allow them to access or withdraw their money from ATMs and make millions of purchases. Consumer’s bank that issues the card is the issuer who will authorise a transaction and guarantee on behalf of the consumer. Merchants who choose to participate in the payment can take advantage of a large consumer base of the fast, safe and secure transaction provided by the network. The merchant’s bank is known as the acquirer. The acquirer provides the access of the merchant by authorising their transactions, ensuring the merchant receives payment quickly and securely.Every electronic payments transaction can be divided into 3 steps:AuthorisationClearingSettlementThis process takes a few seconds to make a successful payment.How digital payment benefits economic growth?According to a survey, digital payments contributed to an astounding $296 Billion to the GDP. Over 2.6 million jobs were created per year. 1% of digital payment equated to $104 Billion GDP growth. This growth was remarkably seen in both the developed and the developing countries, providing a substantial potential refund for emerging countries.This quite substantially denotes why Generation Z is more prone to the fast pace economy rather than opting for the age-old process of transactions.What might remain edgy are the safety, security and authenticity of online transactions where consumer’s delicate data is vulnerable, and that might fall prey to the fraudulency.However, nevertheless there are always secured platforms open for a safer transaction.For more info, you can click here and visit PaymentCloud website to know more about the free and safe online transaction.

Consider all your Economic policies around Montreal
 6 August 2018  

Consider all your Economic policies around Montreal-Serviced offices of Office Space Direct boost trade NetworksIn the world of equal measurement, cultural growth and benefits of business around the nation like Canada, it has become necessary to have Serviced Office Direct Montreal that can help people to boost their business opportunities and make a global and nationwide impact.To make it generally possible, an online portal of global impetus known as the Office Space Direct has come to people's aid, so they can find their service offices there and build a business opportunity to themselves by having the trust and equal confidence of the web place that can easily provide various possible open chances for people investing or doing business around Montreal at large. Office available to perform Business activities What is the first path to follow out the Serviced Office Direct in Montreal that you must have a place which can offer you professional offices, maintained a portfolio and high accustomed place where you can start to perform business activities and can deal with them without any risk? This service is easily managed by the Office Space Direct with world class facilities offered in form of the professional Serviced Office whereby they guarantee, provide and assure a unique style to start your business performance across Montreal so you not get stuck up in the foundations and can trust the place online and start to accomplish your business activities without any rush due to support for Office Space Direct indeed. Web support glorifies their impressions around Considering the fact that people do require offices around Montréal’s as Serviced Office Direct Montreal to start their portfolio and make a business impact, the platform like Office Space Direct is available on the web to sort out all related issues and guarantee high classified portals to support, guide and direct right channels for people to star a platform. What they do is that they assure a multiclass service to offer while you conduct your business plans; They offer a guaranteed portfolio with 5 varieties in offices and once you have the services to know all policies obtained for business, You may find your success easily by support of the platform as it's the main job is to guarantee unique service offices around Montreal which make your venture high classified and professionally unique at large... 

“CSR, Skill India, Make in India & Women Empowerment All- In-One”
 13 March 2018  

We have been growing up watching our country always standing at the receiving end, almost all the time as a receiver of grants, funds given by the ‘developed countries’. India is always highlighted as a growing and developing country, in various debates and discussions and we must appreciate the efforts of the foreign & other outside investors for investing in our country & to co-operate us in a major way. But, in this entire process, we forget our potentials, acumen, strength, and abilities to stand apart to be equipped enough to make our country a developed country. It pinches a lot when for getting funds, the true and dismal picture of our country gets Instagrammed and much twitting about us in the international forums & many security facts gets leaked in the name of information and database sharing. But now, we can say it confidently that ‘yes’, we can be “Independently Independent Country”. India is much more prepared for the successful implementation of Skill development and Make in India programs. At the other side, the governance rules, regulations, and policies are on the progressive lines, one of them being Corporate Social Responsibility provisions in the Companies Act.It is a matter of fact that the new provisions of Corporate Social Responsibility (CSR) in the Companies Act will increase the level of CSR giving in India and therefore opportunities to improve social indicators. Everything has come up with a perfect timing as a complete package or as a bonanza. While our economy is heading towards manufacturing and services sectors, it’s high-time to look forward and seeing the demand that we can create for more skilled manpower. We have a varied of skill sets that can be explored to cater skill needs of different sectors. There is a wide range of skills that can be picked up, honed & nurtured for meeting the big gaps in the skilling sectors. There are so many sectors and sub-sectors like retail, Instrumentation Automation Surveillance & Communication, IT-ITeS, Media, Healthcare, gems & jewelry, Telecom, Electronics and hardware, BFSI, Beauty and wellness and many more new and upcoming sectors that needs special skilling attention to create a more potential workforce. The big CSR giants are going to play the significant roles in revamping and reorganizing our economy. A concrete PPP mode of implementation is the need of the hour and the CSR contribution towards Skill India and Make in India can yield huge success. At the same time, women based skill development programmes will give it an extra mileage towards achieving women empowerment along with revenue generation and economic enhancement. On this Women’s Day it should be added to the work agenda of the CSR projects and then it will be the best Women’s Day gift to the poor, downtrodden and all the struggling women and above all to the society. Skilling initiatives can ensure the employability among the youths, women and it can produce more skilled manpower to cater the need of various sectors, and it can create more entrepreneurs, sociopreneurs, and more job creations and can face-lift our country’s economy. We can use the metaphor that India will be a “What not skill store” or “A-Z skill Hub” and it will create scope for different countries to expand their business, there will be more trade and commerce with different parts of the globe which will expand our economic horizon. Skilling Initiatives can make maximum utilization of the human resources, proper skill development training can be imparted to physically challenged, people having conflict with law or the jail inmates, unemployed youths, women etc. so that they can be productive for the society and can be independent as well as can contribute towards country’s economic growth. But it’s impossible without the CSR participation. Since “International Women’s Day” is ahead, on this occasion and to make it more meaningful, CSR, Skill India and Make India campaign should take “Women Empowerment” as a mission and all these things should be combined together for a dynamic social change.Skill Development and Startups initiatives can be linked together for a better output as the youths are taking startups as alternatives to the employment. It can facilitate the job creation or employment generation process in our country by attracting the investors, funders. Our existing companies and industries should go ahead with more expansion ideas and facilities so that they can absorb more and more skilled manpower both towards revenue generation and job creation. Similarly, new companies, industries must come up with new ventures to make the “Make in India Campaign” a huge success. Attitude is the next priority and we must come out of the traditional pattern of skill development initiatives and why only some handpicked sectors, we must be very open to accept and create new sectors & new areas of skilling must be explored and taken up. It will help us to go ahead in the race of development, it will be the hub of economy, our money will be circulated and retained within our country and it will move in a spiral process. It will create more scope for economic growth, our people will be employed, our people will be able to earn more, pay more, spend more, there will be true socio-economic development. A day will come when our NGOs will be self-sustainable by creating their own funding, our Investors will be invited to international forums for investment in those countries, in the same manner, we are trying to draw the attention of the external investors. We will be called the citizens of such a powerful, developed and economically empowered country India.

GST Initial Turmoil
 26 May 2019  

Goods and Services Tax (GST) is an indirect tax that has been levied on goods as well as services from July 1, 2017. It is the biggest tax reform since independence and one of the key aspects which have caught the eye of the Indian economy. The government has categorized 1211 items under various tax slabs. According to some prior estimates, GST is supposed to boost the GDP (Gross Domestic Product).       The items needed on a day to day basis like fruits and vegetables, printed books, newspapers, eggs, milk, fish, chicken, curd etc have been imposed 0% tax and services such as transportation, small restaurants, packaged food items, tea, coffee, apparel below Rs. 1000, footwear below Rs.500, kerosene etc have been charged 5% tax.        12% tax is charged on goods like butter, ghee, cheese, agarbatti, cell phones etc and services such as non AC hotels, state-run lotteries etc. Most of the items come under the fourth tax slab of 18% tax, such as refined sugar, biscuits, jams, sauces, mineral water, ice cream etc. and services like AC hotels, room tariffs between Rs. 2500 and Rs.7500, IT services etc. 28% tax is imposed on most of the cosmetics, aerated water, paint, ATM, washing machines, automobiles, aircraft, cinemas and room tariffs above Rs. 7500.Mixed Reactions to the new tax regime:         Celebrations and protests emerged across India. BJP members burnt firecrackers in Jaipur to welcome GST. At the same time, people burn an effigy during a protest in Birbhum district in West Bengal.        Reacting harshly to the GST launch, former Minister P Chidambaran said that micro; small and medium scale traders will suffer huge losses due to GST. On the other hand, the rollout of GST gathered huge and interest and response from Indian Inc.      Top industry and business leaders see it as a positive move in terms of infrastructure, trained manpower and short term inflationary pressures. In an interview with Business Standard, Mr Narayana Murthy hoped that GST would simplify trade, boost the economy and generate jobs.       Indian textile traders hold placards as they walked past closed shops during a protest against GST on textiles. Most of the shops were shut across Kashmir on 1st July to protest against GST in the state, prompting authorities to impose restrictions on the assembly of people in parts of Srinagar as a precautionary measure.      However, every change in society has good and bad effects on its people. Let’s see what GST has kept in store for us! 

Experience the Enrichment of Business Services in the Chinese Capital
 30 July 2018  

Experience the Enrichment of Business Services in the Chinese Capital-Enrol with Serviced Offices of Beijing TodayWilling to work in Beijing for a change? Wish to be the part of unique business deals, practices and tactics of Beijing as an economic hub? You don't need to be bothered as the Serviced Offices of Beijing offers all solutions to your issues and worries about business plans to be worked out in Beijing and in Chinese borders indeed. They not only make your business better to prosper, but their guidance leads you to become cheerful and have a real glory for yourself in Beijing through the support of Serviced Offices.Administrative Capacity The main block of Serviced Offices of Beijing consists of Administrative practices through enrolment of the Administrative board that looks after all your queries and problems to handle in a quickened pace. The role of this authority is to guarantee your presence in the Business world in Beijing. It guides you to decide proper settlements as well as its advice and guide you on your own private and customer affairs through the guidance of certain officers that make your dream come true’s as a business agent in the Beijing economy indeed. Beijing Business Portals However, the proceedings in Beijing in the context of business are not completely possible if you don't consist of any lease to command yourself. In this way, the free lease practice provided by Serviced Offices of Beijing make this economic hub most preferable in the context of international and local means of economic settlements and business practices. The provision of around 10% business factor balance also comes handy that is provided by the offices to make a check of balance between local and global authorities, Thereby the actual economic role makes Business portals like ideas are one of the best to be brought into action for proper economic and financial management. Servcorp Serviced Office This platform is most essential in the context of serviced Offices of Beijing. The people working in this offices work to make a proper economic supply and control by providing various kind of possibilities through the support of proper standards. The Servcorp Services contain proper guidance, maintenance and security to your business in Beijing, either online or offline, so a proper mandate is being established in the context of availability for the radar of Economic gains and Business practices worldwide. Virtual Economy What can be added more than the Serviced offices of Beijing provide you the best business mechanism and economic support that make the services the best in the context of Business affiliation in Chinese modules? You can make your remark in Beijing only if you are properly known to Serviced offices that play the main role for business availability here. So try on the services and make your business successful in Beijing and get profit from worldwide beneficiaries through the support of Serviced Offices of Beijing at large. 

Top Benefits of Emailed Search Services for Real Estate Generation
 7 November 2019  

In a highly competitive industry made more challenging because of a tough national economy, real estate agents can still find affordable and effectivereal estate lead generation service and techniques that allow them to be on top of the game.Getting help from a reputable real estate lead generation service provider can assure realtors a steady and strong client list that gets updated regularly. What's amazing is that this wider, more far-reaching leads base isn't just spoon-fed and controlled by the best real estate lead generator company. Instead, the most innovative companies offer value for money as they basically provide their realtor clients the tools to be their own lead generating machine. Successful lead generating techniques mainly rely on the use of online tools, such as emailed search services, for instituting a comfortable and consistent client base.Today, buyers need not look further than their desktop computers or laptop to search to best lead providers. That's why real estate agents develop web sites on top of their traditional advertisements in the hopes of generating real estate leads online.After creating a real estate website, the next concern of a real estate agent is to come up with effective strategies that will make the site generate RE leads. Two of the challenges that most real estate agents face in developing a lead generating website is driving traffic into the site and converting these visitors into real estate lead programs. Although it may sound simple, it actually requires a lot of time and financial resources in planning and devising online marketing strategies that will work.Emailed Search Service for Real Estate Lead Generation programs are given below:1. It delivers fast and quality information to usersWhen a realtor sets up an emailed search service website, users sign up for free services that allow them to receive detailed and focused property listings that best answer their particular search query. This limits down their search and helps them get a wide perspective, as well as detailed information, about property options that are open to them.2. It clues website owners on the demands of the marketFor the real estate agent who owns the website, they are able to maximize the knowledge of getting specific information to see what's in high demand at a particular time. Website owners also have the advantage to access the contact information of users/members, making the website a reliable source for automated, regularly updated real estate lead generation.3. It creates connections within the communityThe number of leads that can be generated through innovative online tools can be so extensive that realtor clients are able to exceed their quota, and make a side business out of referring surplus leads to other real estate agents. The process becomes a dynamic network where agents, seller, buyers and other real estate stakeholders make connections that benefit not only them, but also the whole community, the industry, and the economy.4. It's the most effective calling card and sales pitch all-in-oneSending an email is one of the most personal and friendly type of communications online. Checking the inbox requires the direct consent of the user, so it is more possible that they will be opening and reading the email with an open mind, at a convenient time. They can re-read and reassess the information on the email 24/7, allowing them to absorb the information effectively. Agents can highlight the properties that best suit their portfolios and the users' specifications - an effective way to close a sale without the need for a long-winding sales pitch. The best thing is, emails are sent regularly, and each and every one is signed with the agent's name for ultimate and consistent exposure.5. It helps them avoid costly ad and marketing campaignsReal estate lead generation does not require real estate agents to purchase high-tech equipment or roll out expensive marketing campaigns. All they need to do is find a reputable realtor marketing company that can provide them cost-efficient online tools such as an emailed search service that will definitely help them highlight their qualities as the number one realtor to trust.Author Bio: Andrew Thomas is a Content Marketer, Blogger, Best Lead Providers and Real Estate Discount Broker.  He is professional story teller at  ZipBrands.comHe has studied the Real Estate Business for years. He enjoys connecting with people, keeping updated with latest in the field of Real Estate and Business etc.  He has also discovered great shortcuts that can help investors make better decisions when it comes to buying and selling. His work across multiple disciplines broadly addresses narratives of human experience. You can also follow him on facebook . 

Book Review - The Leader
 17 March 2018  

Book Title: The LeaderAuthor : N.S.RaviAbout The Book:From the early 20th century, the then city Bombay now known as Mumbai, its economy was characterised by major textile mills, the base of India's growth in textile and garments industry. Hundreds of thousands of people from all over India were employed in working in the mills. In the 1960s and 1970s, the Mumbai-Thaneindustrial belt witnessed successive working class strikes and protests, with multiple trade unions competing for the allegiance of workers and political control. These primarily included famous political leaders from various Indian Political parties also.Dr. Dattatray Samant or Datta Samant), and popularly known as Doctorsaheb was the  trade union leader, who is most famous for leading 200–300 thousand textile mill workers in the city of Bombay now Mumbai on a year-long strike in 1982, which triggered the closure of most of the textile mills in the city.The book is based on this incident but based on timeline as in the year 82.. The author has made a great research and brought this story to his readers with a immense efforts. For this generation youngsters who are not aware of such incidents in the country from past, this book is like a reference.Such stories carry an impact which in real includes many unsolved conspiracies. These kind of stories make the readers attach to the real world while reading a fiction story. Kudos to the author.The title of the book ' The Leader ' is strong and gives an impression that the book must be about a person.The book cover is an image of an industry in black & white color and a lake's image in orange depicting pain.Superb and intense characterisation of the characters is observed.The narration is fantastic, simple yet effective.Simple and effective language is used.Final Verdict—A good read to know the lesser known facts and the book can be rated 3.8 out of 5

Snollygoster's evil plan
 12 September 2018  
Art

Police often turns a blind eye to women's disobedience to traffic rules. Women take an undue advantage and never wear helmet and seat belt. In the end, who have to suffer? Ofcourse the one who has been given a privilege of being a women. Actually, the word privilege is inexpedient here, so I should rather say that police is afraid of women that if they charge her any fine or do negotiations, then she can also put n number of accusations on them & win the case by sophistry. So, police thinks better spare woman & apprehend man.Snollygosters are same like police in the above case. Oppressing general category & sympathizing SC/STs has become dime a dozen for gathering a mammoth amount of votes. In this case who will have to suffer? General category, government, economy or SC/STs? The answer is ALL! The devil is in the details. Inequality often sows the sead of hostility. Government is not at all narrowing the gap, it is bridging the gap wider day by day. First outrageous activity was committed in the history by sanctimonious people who used to ostracize dalits and second government is doing by offering malign practices. Earlier, dalits were deprived, now generals are. In 72 years a country can turn from rags to riches, and here we are talking about a group of people who are developing. So why to consider them different from others? Why to make different laws for them? Why to benefit them with different facilities? They are not at all SOCIALLY BACKWARD now because it is used for Below Poverty Liners. This thing only creates animosity for SC/STs. Benefits will always make them inferior to others. They won't be able to stand on their own feet. This is Catch 22, we can't hope for development with this dogma.

The pseudo alliances
 24 September 2018  

In a friendship of two parties, the powerful helps the inferior one to plummet disparities among them. We have seen many fables in Indian mythology like Krishna-Sudama, Krishna-Arjun, Trijata-Sita, Draupadi-Krishna and so on. But in modern world, the powerful one defames the inferior one for his own gluttonous purposes. We can't establish entente cordiale with the country who is incessantly suppressing us by playing witty games. Obviously the country I am talking about is U.S., many moons ago, dollar became the most reliable & stable currency in the world, all the countries promulgated it unanimously and relinquished gold to acquire dollar, this is when it all started.All the countries are at risk of sanctions. They all are like a marionette whose strings are managed and controlled by Mr. Trump. Whichever country goes against him, he makes that country's economy miserable like he did in Iran's case by imposing sanctions. Recently Russia has also become the victim of the same and if any country dares to buy paraphernalia from Russia then that country will be in trouble and Chinese military is already facing this punishment. India is in great obfuscation of what to choose among the S400 and Thaad. No matter how powerful Russian S400 is, no matter how many fighter jets it can destroy, but Thaad is an American missile defense system, and American companies can't incur loss. If India refuses to buy Thaad, then there is a fear of sanctions. Same thing America has done in COMCASA agreement, by signing LEMOA, BECA and COMCASA India and US became allies, but in reality it is an act of subjugation. Why to act like a slave? Why to blow US's trumpet unnecessarily? We are not the perpetrators, still we live in apprehension. Now it's time to make some effective strategies against US. When all the countries will walk hand in hand by burying the hatchet and will make up their mind to fight against dollar. It won't be a Herculean task at all.

The pseudo alliances
 24 September 2018  
Art

In a friendship of two parties, the powerful helps the inferior one to plummet disparities among them. We have seen many fables in Indian mythology like Krishna-Sudama, Krishna-Arjun, Trijata-Sita, Draupadi-Krishna and so on. But in modern world, the powerful one defames the inferior one for his own gluttonous purposes.We can't establish entente cordiale with the country who is incessantly suppressing us by playing witty games. Obviously the country I am talking about is U.S., many moons ago, dollar became the most reliable & stable currency in the world, all the countries promulgated it unanimously and relinquished gold to acquire dollar, this is when it all started.All the countries are at risk of sanctions. They all are like a marionette whose strings are managed and controlled by Mr. Trump. Whichever country goes against him, he makes that country's economy miserable like he did in Iran's case by imposing sanctions. Recently Russia has also become the victim of the same and if any country dares to buy paraphernalia from Russia then that country will be in trouble and Chinese military is already facing this punishment.India is in great obfuscation of what to choose among the S400 and Thaad. No matter how powerful Russian S400 is, no matter how many fighter jets it can destroy, but Thaad is an American missile defense system, and American companies can't incur loss. If India refuses to buy Thaad, then there is a fear of sanctions. Same thing America has done in COMCASA agreement, by signing LEMOA, BECA and COMCASA India and US became allies, but in reality it is an act of subjugation.Why to act like a slave? Why to blow US's trumpet unnecessarily? We are not the perpetrators, still we live in apprehension. Now it's time to make some effective strategies against US. When all the countries will walk hand in hand by burying the hatchet and will make up their mind to fight against dollar. It won't be a Herculean task at all.

Finance for kids : Why is US dollar more powerful than Indian Rupees
 2 March 2018  

Adult (A) : Say there are two kids in the world. You and your friend. Noone else exists.Kid (K): Ok.A: You produce apples and your friend produces oranges. Since you love oranges and your friend love apples, you make a deal that every month your friend will give you 100 oranges in return for 100 apples. This is called barter system - you give me some goods or services and your friend pays you back in terms of goods and services. This practices remained for some time until there was some natural calamity in your area and you failed to produce sufficient apples for a month. But you wanted oranges. You went to your friend's place and asked for oranges.K: But why would he give me anything, when he knew that I couldn't keep my promises.A: Correct. So he made a deal. He gave you some paper, which had some agreement that you would pay him back oranges that he was lending to you. The agreement was made with the assumption that, you were an honest guy and you would keep your promises and when you had apples, you would return him back. Exchange of goods in this format gave birth to a new concept called "Money". In economic terms, it is called 'Fiat economy'- where goods are exchanged for something which cannot have a direct utility. Money has utility only when it is exchanged. Until now you had the need for oranges only. But say, you desired for pineapple, strawberries etc. and there are few more players in the market who are exchanging those fruits by issuing different paper notes. This kind of practice gives rise to the 'global currencies' where the value of each currency is different from rest of the world.C: But won't the value of each currency be same in a fair world?A: Yes, in an ideal world, the value of each currency or fiat money should be same. But here comes the complex scenario which is driven by power and greed. Every player in the market wants to get more by paying less. So your apple might not be as appealing to someone as it appeals to other and you end up paying more apples for same goods and services you get from others. C: Why would I pay more when I can get it at a fair price from someone else?A: The fair price is driven by market perception about certain goods and services. Since more players are in the market, more perception prevails. Good, bad and ugly are differentiated by perceptions only.C: Who controls perceptions?A: Good question. The dominant and powerful player in the market controls the perception. By influencing others he will make others realize that his goods or services are better than others and hence demand more value in return.C: But tell me how USD influenced the market to be the dominant player and hence more powerful in the currency market.A: Before world war I, every country was trying to influence other countries to become the dominant player in the market. During that time, Theodore Roosevelt influenced the neighboring countries to follow USD as foreign exchange currency rather than gold, which was used until that period of time. Some notable examples can be read in the history of  Cuba, Venezuela, Santo Domingo and panama. America had been engaged in producing arms by that time and was supplying to foreign countries including united kingdom.During world war 1, America gave some good number of arms to United Kingdom, who was under financial crisis and was dependent upon its' ruling countries like India and some south-east Asian countries to generate sufficient money to afford luxury the Britishers were accustomed to. During the financial crisis of world war I, United Kingdom took arms from US trough a negotiation or deal known as Liberty Bond, which amounted to over $20 billon, which would be much more than what is America's current national economy at the moment.C: You mean UK was knowing they cannot pay back the loan, but they were still keen on taking the arms from US to fight against other countries and in that case Americans were keen on giving some loans which they were confident that it could not be repaid.A: Power to control others and the greed to have more are biggest vices of the human being. The then political strategists of America were thinking much beyond their time - at least 50 years ahead of time. UK sooner became an ally in America's endeavor to have USD as global currency post world war II. But acceptance by few countries does not make a currency truly global.C: What happened next?A: After world war II, America was perceived as the super power of the world. Thanks to some scientist who could not visualize the impact of atom bomb before inventing them. Every country was agreeing to a global bank known as World Bank and fund of funds known as International monetary fund. The duty of both entities were to ensure fair market practices in the globe. However influence of US continued and they changed the exchange methods from gold transactions to US dollar. There were a lot of factors which were either manipulated or done strategically to get it done.C: I understand dollar became global currency, but why it became more powerful than Indian rupees.A: Once you have the control of global currency, you can manipulate that in your favor. I will go back to that apple and orange examples. Now that your apple is purchased by US, who has certain criteria of selection of apples to know the fair price of apples. After careful observations, it is declared that your 100 apples are actually 50 apples worth as per US standard. You have two choices - either you don't sell apple or sell in the different market. Say in such scenarios, you don't have the sufficiently big market to sell your apples and you know that if you fail to sell in US, you might lose more money. You don't bargain much and accept the negotiations done by them. When everyone started accepting the terms defined by them, the power of dollar became more. I hope that answers your question.C: Can it never be reversed. I mean INR becomes more powerful than USD?A: Yes, logically possible, for that India as a country has to think ahead of time and the strategist and policymaker make the country self-dependent and more job opportunity is created internally rather than dependent upon foreign resources. Many of the natural resources are under-utilized in India so as the human capital. If that is oriented in right manner, then time is not far we see the reverse action. India needs to be technologically sound and the education system should teach how to be innovative and creative rather than just compete to score marks. I strongly believe, your generations can do.C: Yes, we will. Thank you for the answer.

Freelancing, the supermom’s Infinity Gauntlet against maternity discrimination
 21 November 2018  
Art

If you’re an expecting mother in the United Kingdom, you’re probably one of the 54,000 women who lose their livelihood every year, due to maternity discrimination. This bigotry exists but is largely unheard of. Women avoid straining themselves during pregnancy to file a case against their unfair employers. Moreover, the court only gives three months for moms-to-be to report a claim.A research done by Great Britain’s national equality body, The Equality and Human Rights Commission, has brought forward these staggering facts. In a survey of 3,200 women, almost 350 women reported unfair dismissal, roughly equating to 11% of the women. The women were treated poorly, with occasional obviation of their roles.The unwarranted prejudice is taken calmly as the protest can affect the career path of these wronged women heavily. Most of the moms-to-be resign quietly without kicking up a controversy. Fortunately, with a finger-snap, these mothers can turn around their dire situation with freelancing.Freelancing is perfect for new moms who have to take care of themselves and their babies. Over 287,000 mothers are working as freelancers, making up 15% of the total 1,900,000 freelancers. They enjoy high pay and are far from a stressful environment that might trigger post-natal depression. The flexible work hours let them attend to their children while keeping an eye out for official tasks.Indian lead database company, Connecting All India, highlights stay-at-home mothers as primary lead providers. In fact, they work dynamically and better than other freelancers as the children mentally charge them up. These self-employed mothers are able to spend more time with their young ones, keeping them mentally and physically fit. Freelancing moms are free from contracts. They can slip into a comfortable gown, soft slippers, and then start working on their computer system with a stable internet connection. Freelance writing happens to be the most common tasks they undertake, followed by lead generation. Other freelance work they can take includes website design, web development, teaching, graphics illustration, social media marketing, photography, branding, email marketing, translator services, and more.The moms are able to redefine themselves as entrepreneurs and consultants, resulting in more outreach along with better professional opportunities. Homemaker freelancing moms have contributed as much as £7 billion to the UK’s economy. As the freelancing culture is catching up with the Islands, this number is set to increase rapidly. Freelancing women are nothing short of ‘supermoms’, as they juggle their job, their family, and their mental/physical health without complaining.    

US CHINA (IMPORT TAX)
 1 April 2018  
Art

Followed by the founding of the People’s Republic of China, USA and China have a long period of estrangement. The relation between US and China is very strong yet complex. The relations here refer to the international relations between both the countries. There are a huge amount of trade between both the countries make it somewhat political positive relations, yet some significant issues exist. The relation between the two has been described as the world’s most important bilateral relationship of the century by the world leaders. The countries are neither friends nor foes. The United States and China are clearly not allies. The United States has sought to build positive, comprehensive and cooperative relations with China by expanding their areas of cooperation and also mutually agreeing to the areas of disagreement. There are four annual dialogues held between the United States and China; the Diplomatic and Security Dialogue, the Comprehensive Economic Dialogue, the Law Enforcement and cybersecurity Dialogue, and the Social and Cultural Issues Dialogue which serves as a unique platform to promote bilateral understanding, discuss differences, expand consensus, increase cooperation, and build mutual trust between the two. The United States has put great emphasis on the need for both countries to enhance bilateral trust through formal dialogues, high-level exchanges, and expansion of people ties to ties. The United States approach to its economic relations with China has two major elements which are integrating China into the global, rules-based trading and economic system and also expanding United States exporters' and investors' access to the Chinese market.Recently Trump has directed the US trade representative to level tariffs about $50 billion worth Chinese imports. The mainstream media has been full of these scenarios past few weeks concerning about the potential for a China-US trade war, given that the tariff impositions by United States President Donald Trump imposed upon China in order to stop steel dumping and to protect the American jobs. Trump has increased the tariffs on Chinese imports in order to pressurize China to reduce its tariff rates, regardless of the number of products provided by China to the United States of America where the profit margin is set by United States of America itself. In addition, Trump has also planned to impose new investment restrictions to take strict actions against China at the World Trade Organisation. The move, on the steel and aluminum tariffs also took aim at China, which is heightening concerns of a global trade war that could destabilize the global economy. The US is planning to continue to engage diplomatically with China to reduce the trade imbalance between both countries. It is said that the tariffs would focus on the theft of US technologies. The investigation concluded that China has stolen United States companies into turning over their intellectual property through a series of state-run structural maneuvers, which includes its requirement for foreign companies partners with Chinese companies to access the Chinese market. The investigation has claimed that China has stolen US intellectual property by hacking US computer networks. According to the United States of America’s  International Trade Commission, the current average tariff on imports from China is about 3 percent. Low production costs in Latin America and Asia bring cheap goods in the United States of America, but tariffs would increase the cost of selling Chinese-made goods into the U.S. — which in fact appears to be Trump's goal. Administration officials have expressed concerns about China’s growing ambitions in industries like semiconductors, telecommunications equipment, and other high-tech exports. The tariff rates imposed by China has been measured and it was found out that it has been hit back at exactly the same voters that Trump is eagerly protesting. China has in fact taken a measured response to hurt Trump’s political base rather than swinging an ax over 1300 different products. China's Commerce Ministry on Friday urged the US to avoid placing bilateral trade ties in danger and also said they were not afraid of a trade war. Beijing's measures suspending tariff concessions will target 128 US products including pork, wines and seamless steel tubes and a 25-percent tariff on pork and recycled aluminum products. The Trump administration’s tax proposal, which is said to include cutting the corporate tax rate to 15 percent and also providing a one-time repatriation tax rate for trillions of dollars in the international earnings stashed overseas, is aiming at luring USA’s firms to remit overseas profits home and also to bring such operations back to the United States itself. The tax changes by the United States including the tariffs imposed on imports would tempt the Chinese manufacturers to now invest mostly in the United States of America and to sabotage the competitiveness of Chinese exports. The moto is for China to give up on an old growth model of its relying on exports and to increase its economic transformation. If the initiative of Trump’s maximum 15 percent corporate tax rate is approved by the US Congress, it could flash increased foreign investments into the United States of America. Also, re-shoring of USA’s businesses would be happening to create a shock to the global and Chinese economy as a whole. China might have to cut its own domestic corporate tax in this possible case.The tariffs imposed by the United States on China will not only affect China but it might hurt other countries too as it is true that China exports a lot of steel to the United States but more than that Brazil, Canada, Mexico and other countries do. The metals are used in a huge range of industrial applications that include cars and infrastructures. It is questionable that the imports might pose a threat to the natural security of the country. The United States is the world biggest steel importing country in the world. The top shipment of steel is done by Canada. But the ones affected by this also includes Japan and South Korea. China is not one of the Top 10 countries from which the United States imports steel. In fact, it is not even included in the Top 10 list of steel importers. It is said by trade experts that if Trump goes that route, even U.S. allies like Canada, South Korea, Mexico could be willing to stick tariffs of their own on U.S. exports like agricultural products, or picking non-U.S. goods — like Airbus planes over Boeing models. Beijing is said to take necessary measures to protect its interests if the final decision of the United States affects the country. The unfinished products made from steel are sent to South Korea and Vietnam where the workers put the final touch on the products and ships the finished products to the United States. After that, it is marked as a Vietnamese or Korean import. If that path is closed it indirectly affects China. If Trump invokes Section 232 of the Trade Expansion Act, as is recommended, then it is said that he tends to believe that it is hurting the natural security. Trump must respond to the reports by April 11 and 19 for steel and aluminum, respectively to avoid the risk of trade wars and the threat of natural security being imposed on the country.

Should you choose Hero commuter bikes over Honda?
 13 August 2018  
Art

India is a huge market for commuter motorcycles as the people from the country are looking for affordable two-wheelers with high mileage. The motorcycles are quite handy to cover short distance daily.Hero bike and their Honda counterparts are the two popular manufacturers in this segment.The two companies offer a good combo of power, economy and lower running cost which are the keys to success. The motorcycles are most popular in urban and semi-urban markets.In the following article, we will find the answer on why should we choose Hero bikes over Honda? So, we picked Hero’s one of the most popular motorbikes in the segment, the Glamour FI which faces a tough competition from the Honda’s CB Shine SP.EngineThe Hero Glamour Programmed FI of Hero gets a single-cylinder, 4 stroke, 125-cc air-cooled engine which is capable of delivering a maximum of 9 bhp power at 7,000 rpm and 10.35 Nm of peak torque. The engine comes mated to a 4-speed gearbox and provides a quality performance in low and mid-range.On the other hand, the Honda CB Shine SP comes with a similar single cylinder, 4 stroke, 125-cc air-cooled petrol engine which pumps out more power of 10.57 bhp at 7,500 rpm along with a peak torque of 10.3 Nm at 5,500 rpm. It is mated to a five-speed transmission.Hence, in this regards, the Honda Shine seems to be the more powerful model.MileageThe mileage of any motorcycle is one of the most essential features to be checked by the buyers. The Hero Glamour FI claims to deliver a mileage of 72 kmpl, as claimed by the company, while the latest Honda CB Shine claims to offer a mileage of 68 kmpl. So this is where the Hero really comes on its own.Performance and FeaturesThe Hero Glamour Programmed FI offers a quite good performance for daily usage. It has a top speed of 97 kmph and you can accelerate from 0 to 60 kmph in just 7.3 seconds. It has a 12-litre fuel tank and comes with 18-inch alloy wheels. In addition, the two-wheeler has disc brakes at the front and drum brakes at the rear.On the other hand, the Honda Shine SP does not shine like its competitor. It can attain a top speed of 93 kmph and drum brakes are provided on both the wheels. Also, it has a lower fuel tank capacity as 10.5 litres. However, it has the same size wheels.PricingThe Hero Glamour FI comes with a price tag of around Rs. 67,000 (exclusive showroom), while the Honda Shine SP costs around Rs. 3,000 lesser than that. Though the hero bike does not offer as much power as the Honda, the performance is on the higher side, thanks to the bigger fuel tank and better mileage.That said, despite more power, the Shine cannot reach the top speed of Hero Glamour, which clearly seals the deal.

Easy Ways To Ship Your Luggage From USA To India
 16 November 2019  
Art

India is one of Asia's vast countries that boasts a considerable culture. The country has a population of over 1.3 billion and an expanding economy. India has a vast cultural heritage and many tourists' attractions like the awe-inspiring Taj Mahal.You could be visiting India for travel purposes, relocating, going to study, or visit family. Most airline customers know that they don't let you travel with specific items, and there is a restriction on how much luggage you can go with. This can be disappointing and thus lead you to request other means.While traveling might be easy, but shipping from USA to India can be a daunting experience. There are many chances of losing your luggage or breaking of precious items. And you want your luggage to be secure and delivered to you in one piece. This mostly can only happen if you spend a lot of money that can lighten your pockets significantly, especially over long distances.Mostly luggage transportation occurs through airlines that can be a stressful and costly experience, especially overseas. There are many ways to ship your belongings to India. You can be traveling on an extended trip or are relocating. Many companies offer you many deals and ideas to send your luggage in cost-effective ways.Ways of transporting luggageThere are two ways you can choose from air freight and sea freight, depending on your budget you can choose whatever you want. Airfreight takes around two to three days to transfer your luggage from one place to another. But this can be a costly experience depending on the weight and size of the luggage. This can be stressful as you will have to hire a customs agent too to get clearance for your luggage. This can be an added expense, and furthermore, if you're not traveling to one of the major cities with the international airport, you might have an extra liability to move your luggage.The other way is sea freight or container shipping, and this is an excellent option to move bulky items. This will be less expensive but will also require a customs agent to clear your luggage. Also, in this, you will have to make sure that you have arranged a transport way. It will send your luggage from the ports to your required destination.ConclusionMy Baggage, Send My Bag, universal relocation, and many more companies cater to the needs of travelers or relocators. These companies offer you excellent services and can make your life easier as some of them take the luggage from your doorstep and deliver it to where you want. They help you have a stress-less journey and make your traveling experience more comfortable. If you are questioning yourself that how will I send my luggage to India? Consider a company to make your life easier.

What Type of Steel is Used in Cars?
 29 June 2019  

A metal needs to fulfil a number of criteria to be fit for usage in automobiles. One that ensures good vehicle performance, passenger safety and is energy efficient is a good bet for cars. Apart from this, environmental safety concerns and many other factors also need to be considered while using metal in cars. Steel qualifies in most of these parameters and is thus one of the most widely used metals in cars. Besides, it is affordable and flexible. It can be moulded in different manners to fulfil various requirements. Around 65% of the car is made from steel. However, this metal comes in different varieties and not all of them are suitable for vehicles. Let us learn about the types of steel used in cars:Advanced High Strength Steels (AHSS)Owing to the increasing number of vehicles on the road, drastic increase in the pollution level and various other challenges in the rapidly changing environment, the need for higher strength steel for cars is being felt more than ever. The steel industry has thus come up with Advanced High Strength Steels (AHSS) to meet various challenges. AHSS is the latest type of steel being used in cars. It offers several advantages over the conventional steel and has thus largely replaced it. Here is a look at the various advantages it offers:It helps manufacture lighter yet safer vehicles to meet the safety and fuel economy regulations.It uses less material and saves a lot of mass.This steel is known for its crash worthiness.It is manufactured at thin gauges but is sturdy.AHSS is being used in cars since almost a decade. It is being improvised and enhanced to meet the changing demands and regulations. AHSS has been categorized as:First Generation AHSSSecond Generation AHSSThird Generation AHSSThe first generation AHSS has very limited formability, the second generation AHSS is high on strength but is quite costly. This is because it includes high cost alloying elements. The need for a new version of AHSS was soon felt owing to the limitations of the first two and thus the third generation AHSS was formed. The third generation AHSS has come into form recently. It is available at an affordable price and offers high formability and high strength.Other Types of Steel Used in CarsMild SteelThis type of steel comprises of one microstructure called ferrite and is easy to form. It was once the most commonly used material to form car bodies. However, now its use is mostly limited to build cosmetic parts and stiffness-related components.High Strength SteelHSS is being used in cars since a long time. It mostly comes in three types – Bake Hardening (BH) steel, Carbon Manganese (CM) steel and High Strength Low Alloy (HSLA) steel. While HSLA and CM are used in energy absorbing areas, BH is employed in body closures. However, HSS has largely been replaced by AHSS. Sangeeta Industries, one of the best sheet metal manufacturing companies in India, provides top quality steel for cars. It aids the automobile industry in manufacturing cars that are passenger as well as the environment safe.

Things you should know about Astrology
 24 April 2019  

“Millionaires don’t apply astrology, billionaires do.”As research of astrological cycles disclose the ebb and flow of the psychology of the masses, these cycles can give clues that are helpful in financial investing.  For instance, while Pluto was traveling via Sagittarius, the sign of expansion and optimism, there was an actually endless flow of consumer confidence that drove the stock and housing markets in an unending upward direction.  The moment Pluto entered Capricorn in January; the reality check that Capricorn needs investors to understand that they were standing on a house of cards and with the drop of confidence came the fall of the markets as well as the rest of the economy.  Short-term planetary cycles might provide certain clues as to the twists and turns of the markets, but it is quite hard to predict specific investments with any precision because of the huge number of variables: the cycles of the individual investor, its CEO, the particular company, etc.   Astrology can assist to explain as well as solve issues in relationships.The astrological charts of two persons can be compared, expressing underlying compatibilities as well as potential issues that can facilitate successful interaction between the two individuals.  This is effectual for business partners, spouses, as well as parents, siblings and children.  They might also calculate a chart of the relationship, known as the “composite” chart, and keep an eye on the planetary cycles that the relationship is likely to come across. Having knowledge about planetary cycles can assist to navigate times of emotional difficulty.The way planets in the sky travel via solar system, they many a times make angles to planets in our birth-chart, stimulating an array of different cycles named “transits” that affect us in a various ways.  Cycles of Saturn develop pressure for success as well as achievement, and can induce delays and result in disappointment.  Uranus cycles urge the individuals to make changes in the life where one have turn out to be stale, creating a sense of restlessness and desire for something new.  Under the influence of Neptune individuals hear the Siren’s call – stimulating a longing within themselves to experience the heavenly, an urge towards the mystic.  These times might bring delusion, confusion and illusion as well as tough creative and romantic impulses.  Knowing the nature of the cycle that is occurring assist to navigate via hard ways quite easily, and it also lets one know when these cycles will commence and when they will finish. As an accurate birth-time is important for more specific information, a great deal can be known using only the date of birth.The birth time sets up the formation of the houses and gives the ascendant, or rising sign as well as the exact position of the Moon and makes it simpler to time events with some specificity.  But also without an exact time the date of birth gives the placements of all other planets and their relationship to each other which provides clues into the inner workings of the personality and permits us to predict major and minor planetary cycles.

Real-Estate Properties In Dubai: How They’re The Best Choice For Investment?
 25 September 2019  
Art

It's nothing unexpected that the properties in Dubai are probably the most secure investment one could make. Liberal freehold property strategies joined with a wide determination of apartments, villas, townhouses, penthouses, and workplaces available to be purchased, there's all that anyone could need decisions for investors hoping to buy property inside this emirate.However, there is another all the more persuading reason that one should purchase land in Dubai: numerous investors disregard the economy of Dubai when settling on investment choices, regardless of whether it's a long-term investor or somebody hoping to buy property for individual use. Acquiring a villa or townhouse in Dubai can fundamentally supplement to its economy.Why is Dubai Best Place for Real-estate Investment?Dubai is probably the most secure place to live in. Numerous individuals move to this emirate because of wellbeing and security and more often than not, they wind up purchasing a flat or villa to live in or go into business by buying an office or retail shop. At last, many have discovered that purchasing and selling property here is probably the ideal approaches to procure a ton of capital in a short time.Rental yields and capital appreciation in Dubai have no annual income tax requiredAmong the most elevated rental returns– a normal of up to 7-10% contrasted with 2-3% in other worldwide markets Secure and reliable – The World Economic Forum's Global Competitiveness Index 2017-2018 uncovered that the UAE is the second most secure spot in the worldPromptly accessible financing choices – loan fees go between 3-5% with repayment terms up to 25 years Solid administrative authority – RERA gives a solid lawful structure to protect purchaser's advantage Additional luxury space per square foot contrasted with business sectors, for example, London, New York, Paris, Sydney, and MumbaiTypes of Properties in DubaiDubai properties for sale are available in all shapes and measures and will, for the most part, coordinate the spending limits of those keen on buying them. Beginning off with studio lofts, the most famous variety accompanies 1 bath and around 359 sq. ft. of floor space. One-bed apartments appear to be the most in-demand option here, with a floor-plan that incorporates 2 baths and 785 sq. ft. of floor space. Those anticipating purchasing a 2-bed level in Dubai will find that the most popular type will have a floor-plan comprising of 3 baths and 1,636 sq. ft. of floor space.For those investigating purchasing a villa in Dubai of their own, they will discover options going from 2-beds to 4-bed villas. In like manner, the most popular 2-bed villa will accompany 3 showers and around 1,800 sq. ft. of floor space.Ongoing Sale Price Trends for Dubai PropertiesFor those keen on purchasing an apartment in Dubai, the run of the regular studio flat will begin from AED 200k. Then again, an average 4-bed level will sell for around AED 2M. With regards to securing a villa, a commonplace 2-bed villa will demand a value that will begin from AED 890k. Then again, a 6-bed villa will sell at an average cost of AED 6M. Proceeding onward, contingent upon the size and area, the cost for a commonplace office in Dubai can be anyplace from AED 120k to AED 10M. Thinking about these components, it is evident that there are a lot of alternatives and value focuses to suit investors with different backgrounds.

DHARM KI STHAPNA
 4 December 2018  
Art

Respected Sirs,SUBJECT :- Cleaning of Society by Confession and Forgiving, Opportunity of Self Punishment or PRAYSCHIT, ReformationDHARM KI STHAPNA, is the hour of need. We are in minus, having numerous problems. How much minus? Unascertainable, endless ? Where to start to overcome these problems, no definite way is visible ? One major problem is of dishonesty. I hereby take liberty to suggest a way to overcome this problem. We may try to build a platform. We may restart our civilization. First, we declare ourselves to be on Zero. At different times, Government had launched Voluntary Disclosure of Income and Wealth Schemes (called VDS, VDIS, VIDS, Amnesty, etc.), first in 1951, second & third in 1965, fourth in 1975 and fifth in 1997. The broad objectives of all the VDSs were to unearth the undisclosed income & wealth, provide opportunity to the past evaders of tax to adopt the path of rectitude & civic responsibility, to mobilize resources and to channelise funds into priority sectors of the economy. Though the financial outcome of the VDSs of 1975 & 1997 might had been good, but, from the present scenario, you can very well visualize that, apart from collection of some earthed money (that too, of individuals own choice), none of the other objectives (in particular, returning to the path of rectitude & civic responsibility) were / have been achieved. Please introduce some more schemes. Scheme – I This time, scheme should be, not to only disclose the undisclosed income & wealth, but, a scheme of confession / declaration of every dishonesty / financial sin, including disclosure of all bad / black money / assets and surrender thereof. Percentage of surrender be fixed. Government will have to assign / designate this work to some department/s, which shall work as fast track courts in every district or even in rural areas, by taking cognizance of confession / declaration, by taking possession of surrendered money / assets, thereby implying compounding of offences, and forgiving / acquitting the declarant. However, such designated courts may have the power not to acquit such declarants, whose cases are linked with our Country’s security and integrity. This scheme be the last opportunity to us to return to the path of rectitude and civic responsibility. From the date of announcement of the scheme, dishonesty be put to strict vigil and immediate & deterrent punishment, which be continued for ever. After the closure of scheme, the non-declarants of bad / black money be searched, that money / assets be seized / disgorged and they be put for time bound trial before the fast track courts. Besides the black money in our Country, it has been reported (as read in newspapers) that the black money of over Rs.25 (some say Rs.70) Lakhs Crores of our Country was stashed in Swiss banks. This staggering amount of black money is a big hole in the national exchequer and the same can be diverted to the Country’s growth. Amazingly, each of 6 Lakhs villages in our Country would get a share of Rs.4 to Rs.10 Crores if the full amount of black money is retrieved, only from Swiss banks. Now is the time for Government to regain the black money, for which, aforesaid proposed scheme may be first used. Scheme – II In criminal cases, guilt may be divided in 5 categories e.g. negligible guilt, minor guilt, middle class guilt, major guilt and very major guilt. Cases may be discontinued / acquitted in the event of negligible guilt. Offences of minor and / or middle class guilt may be decided by consent orders by payments of expenses / costs & monetary penalties to the courts and damages / compensation to the complainants, by the accuseds. Cases of major guilt and very major guilt be decided in a maximum period of 02 years (one year at Lower Court, six months at High Court and six months at Supreme Court). Scheme – III All the civil disputes be first referred to system of jury / arbitration, where jury members / arbitrators, in each dispute, should first work towards an amicable settlement / conciliation and if the parties do not settle amicably, jury members / arbitrators will pronounce Order / Arbitration Award. Thereafter, there may be time bound court proceedings of maximum one year, upto the level of Supreme Court. This had been provided in CPC Amendment Bill of year 2000, which, probably, was put in THANDA BASTA / scrapped. Decree and Execution be clubbed. All, at least by heart, will welcome, these schemes, because they will have the opportunity for GANGA SANAN. Over 3 Crores cases are pending in courts across our Country. Clearing the backlog of cases is one of the biggest challenges. These schemes will substantially reduce the number of cases and will ease the burden of judiciary and all concerned & investigating departments of Government. Only by honesty, all plans of Government will truly reach to goal, including vision of Rural India. When honesty will prevail, there will be action (KARM) and that action will be in right direction & spirit. Government should do it. Victory is where justice reigns. With regards, Sincerely yours 

Bhagavad Gita Verse 3.23
 29 September 2019  

Ranchod - In Gita Verse 3.23 For if I ever failed to engage in carefully performing prescribed duties, O Pārtha, certainly all men would follow My path.Krishna tell Arjuna that our real actions are only those when we live for others.To understand how to live for others, let’s take incidence from Krishna’s life only:How Krishna was named Ranchod:Jarasandha, the King of Magadha, was furious with Krishna for having killed Kamsa, his son-in-law. He had come to know about Kamsa’s death when his daughters-Asti and Prapti- sent a message to him that they had now become widows, thanks to Krishna.Jarasandha decided to teach Krishna and the Yadavas a lesson. Since the Yadavas were concentrated in and around Mathura, he decided to battle them and destroy the race forever.Jarasandha then repeatedly attacked Mathura and each time, he caused massive death and destruction. The seventeen attacks that he led on Mathura had sapped the energy of the Yadavas and stunted the growth of the city.The economy of the Yadavas was in shambles and the wars had emptied the treasury. Jarasandha was a powerful enemy with a huge army and the Yadavas barely managed to withstand his attacks with even the likes of Krishna and Balarama on their side.One day, Krishna received disturbing news that Jarasandha had forged an alliance with several other kings to forever destroy the Yadava clan.Jarasandha had entered into an armed alliance with Emperor Damghosha of Chedi, Dantavakra of Karusa, Rukmi of Vidarbha and the brothers Vind and Anuvinda of Avanti. The alliance had only one aim-destroy Mathura and the Yadava clan.There was more disturbing news for the Yadavas. The Kingdom of Hastinapur expressed helplessness in coming to the aid of the Yadavas. Meanwhile, the alliance began its march towards Mathura. Thus the Yadavas were left forlorn and at the mercy of a huge force. The alliance decided to simultaneously attack Mathura from several fronts. Jarasandha then sent a message to the Yadavas stating that they would be spared if they handed the heads of Krishna and Balarama to him.The Yadavas refused and readied themselves for war. Krishna was the only person who repeatedly cautioned his clansmen against the war. He then hit upon the idea of shifting the capital from Mathura to Dwaraka.Krishna placed the suggestion before King Ugrasena his grandfather.Ugrasena and all other courtiers and even the commanders of the Yadava army were against move. Balarama too was against the move. He wanted to fight against Jarasandha.Ugrasena then pointed out to Krishna that if he ran away from battle field, he would forever be known as a Ranchod or one who has run away from a battlefield.Krishna retorted that he had no worry about any new name being given to him. “I already have many names and one more does not make any difference,” he said. “Moreover, I am willing to sacrifice my reputation for saving my people and their lives,”  he said.When Balarama again raised the war cry, Krishna gently reminded him that war is not the solution for solving all the problems. He said the confederacy of kings against Mathura is so great that it would lead to the death of countless people.“Why should people suffer because of me and Balarama,” he asked the gathering. He then suggested that the best solution would be to leave the city and go to a new place where it would be difficult for Jarasandha to attack them.He reminded the gathering that Jarasandha had already attacked Mathura seventeen times and he would not rest till he succeeded in his mission of exterminating the Yadava clan.It was then that Ugrasena pointed out that if krishna's suggestion to flee Mathura was accepted, Krishna would forever be labeled a Ranchod-a man who had run away from the battlefield.Krishna did not flinch and answered that he is known by several names. He again renewed his suggestion to leave Mathura.The gathering reluctantly accepted the suggestion but Ugrasena wanted to know how a new city could be built in such a short span of time. The Magadha Army was already near Mathura and it would reach the city in a matter of days. “Then, how can a new city be built in days,” he asked.Krishna then replied that he had already requested Vishwakarma, the architect of Gods, for help. He then prayed for Vishwakarma to appear before the Mathura court. When the architect came, Krishna asked him to show Ugrasena the plan of the new city.Vishwakarma showed the court the plan of Dwarka. The entire gathering was stunned at the beauty of the city.“How much time do you need to construct it,” asked Ugrasena of Vishwakarma.The architect replied that the city had already been built but that it was under water. Please give me your permission and I will raise Dwarka from the ocean and place it on land. It will be ready for immediate occupation.When all the Yadavas unanimously give their consent, the capital was shifted to Dwarka. When Jarasandha and his army reached Mathura, they were met with an empty city. An enraged Jarasandha put the city to destruction and called Krishna a coward-Ranchod-a man who had run away for battle.Krishna, though appeared unfazed by the new name. He knew that it would be better of one sacrificed his name and fame for the good of people.Moreover, he knew that the time had not yet come for Jarasandha to be killed. He also knew that Jarasandha could only be slain in a wrestling match and that he would meet his death at the hands of Bheema.  Krishna bided his time and several years later, led Bheema and Arjuna to Magadha where Jarasandha wrestled with Bheema for 27 days before being killed.However, even today, Krishna is also known as Ranchod in Gujarat, Ran meaning war and Chod meaning run away. Having run away from the battlefield, he was given the name Ranchod.This is how we can live for others. Krishna spoke in Bhagavad Gita, only those words which he himself has lived.

Cheap Flights to Hawaii With Points & Miles
 21 March 2019  

Ask almost anyone you know about their dream vacation they want to take in their lifetime and high possibilities are that they’ll say Hawaii. Each and every year, over 8 million visitors arrive in Hawaii to experience the distinct Islands in Hawaii where they can enjoy great food and drinks as they rest by the beach.However, the costs of flights to this place are quite high. People are often forced to save much for this adventure in Hawaii. Luckily, there are various ways you can make use of fly points and miles to book a flight and save lots of cash. This article looks into the different domestic and economy first-class reward booking alternatives you have as well as the lie-flat seat found in international business-class cabins outlooks.So, what are the best programs for booking Hawaiian award flights?Is making your life much easier the issue? plan ahead when you book a flight to Hawaii. The award space, as expected, is not always available due to the large number of individuals who pay for tickets in cash. However, one thing that makes it easy to book for Hawaiian awards is its flexible schedule.Here are some of the best programs or booking Hawaiian award flights.Korean Air SkyPassIf you have the Chase Rewards Points, the Korean Airline program is the best means to book for Hawaiian award flights on Delta for you.Booking ProcessKorean Air makes use of area-based award sheet for Sky. Sky Team partner awards booking. The fact that this airline contemplates all of the U.S as one region makes the redemption rates reasonable on Delta. You can look for awards space on the airline’s website from where you can book from. To view the imperative city pairings, it is important for you to note that you have to select the “SkyTeam Award” just after selecting “Redeem Miles”. Also, you can check the Air France’s website and then call the airline agents to book if you find the space.In addition, the Korean Air partners with the Hawaiian Airlines as well as the Alaska Airline provide you with other greats alternatives in case you need to fly to Hawaii. Through the partnership, you have vast range of non-stop paths to various Hawaiian airports that allow the Korean Air miles and fly points bookings. These booking points include Los Angeles, Portland, San Diego, Seattle (SEA), and Atlanta among others. However, the mileage need for these parties is different from the Delta flights requirements.Currently, the Korean Air does not partner with the Chase Rewards, but allows you to earn Marriot points which you can transfer to Korean at affordable rates.Air FranceThe second SkyTeam alternative for booking awards flight to Hawaii that we propose for you is Air France program.Booking Award Flights with Air FranceJust like with Korean Air, Air France enables you to book award flights on Delta as well as their other partner, the Alaska Airlines. However, unlike Korean Air, this airline fails to have distinct redemption rates. This airline has a number of benefits over the Korean Air. For instance, it is easier to look for award spaces on Delta by use of the airline’s online search. Further, Air France has the capability to book a one-way award ticket at a cost that is half the mileage cost.However, if you are planning to fly to Hawaii by booking an award ticket on Alaska Airlines, you have to go through a different process. It is not possible to find the award space by use of the online search by Air France, so you are required to call and request an agent to look or make use of America’s Airlines website to search. The Air France partners with both the Chase Ultimate Rewards and American Membership Reward to enable you to earn the Flying Blue miles and fly points.Singapore Airlines KrisFlyerThe Singapore Airlines program partners with the Star Alliance to offer you an option to book for Hawaiian award flights on the United Airlines. You have the option of using the United MileagePlus in booking for the awards. however, using the Singapore Airline to fly to Hawaii saves you many points.Booking Award Flights with Singapore Airlines KrisFlyerEarlier on, booking an award flight using Singapore Airlines’ partner required you to search for space on the website through Air Canada’s Aeroplan program to provide dates and number to a Singapore Airlines’ agent. Also, you could call to book. Luckily, you have much better alternatives since the Airlines enable you to look for and book award flights using the Star Alliance partners.The Singapore Airlines program partners with the four transferable points programs for you to earn points and miles.British Aiways Executive ClubThis airline gives you the option to fly to Hawaii. You can use the airline when you book for Alaska's award flights.Booking Award FlightsThis airline makes use of distance-based reward sheet which means that the total count of Avios needed in booking an award flight is determined by your distance of flight. Nonstop flights are, therefore, ideal for you to increase your points. The British Airways offers you with 12 non-stop flying points for booking including Anchorage (ANC), San Diego (SAN) and Seattle (SEA) among others.You can earn British Airways Avios by transferring points from Chase Ultimate Rewards or from the American Express Rewards. Moreover you can use co-branded credit card given by Chase.BonusThe main focus is on the non-stop paths to Hawaii. However, our bonus alternative has both the non-stop paths as well as those with a single connection. You can make use of the Singapore Airline miles or fly points to book a flight on Alaska Airline or the United Airlines.Finding Lie-Flat Business Class SeatsThis is a class that allows you to fly to Hawaii in style. Finding such a flight is hard, however. We offer you a list of the best Airlines that offer this business class. These include the Delta Air Lines Airbus A330 and Boeing 767, United Airlines Boeing 777, 767, and 757, American Airlines Airbus A330, Boeing 777 and 767 and Hawaiian and Airlines Airbus A330.ConclusionRegardless of the fly points you have, it is possible for you to book a Hawaiian award flight. The flight to Hawaii requires few fly points which enables you to tag along a friend or a family member. This information helps you book in less or no time by providing you with detailed information of the booking process.