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Reserve bank of india has recognized ed that limited access to affordable financial services such as savings, loan, remittance and insurance services by the vast majority of the population i the rural areas and unorganised sector is acting as a constraint to the growth impetus in these sectors. Access to affordable financial services, especially credit and insurance enlarges Livelihood opportunities  and empowers the poor to take charge of their lives. Such empowerment aids social and political stability. Apart from these benefits, FINS impart formal identity, provides access to the payments system and to saving safety net like deposit insurance. Hence, FINS are considered to be critical for achieving inclusive growth.Which itself is required for ensuring overall sustainable overall growth of country.FINS can be thought of two ways. One is exclusion from the payment system i. e. not having access of bank account. The second type of exclusion is from formal credit markets requiring the excluded to approach informal and exploitative markets. After nationalisation of major banks in India  in 1969,there was a significant expansion of branch network to unbanked areas and stepping up of lending to agriculture, small industry and business. More recently, the focus is on establishing the basic right of every person to have access to affordable basic banking services.

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In 2020, the online gaming industry along with the global media and entertainment market is expected to grow to $2.14 trillion. The emergence of many gambling sites and platforms have contributed to the growth of the industry. Most of this revenue comes from the gaming regions of North America and the Asia Pacific. Massive multiplayer online games alone have generated a collective profit of $19.9 billion in 2016 and it continues to climb through the years.While highly popular and gaining high revenue, financial institutions still often steer away from the gambling industry. Banks think of internet gambling merchant accounts as a risk that’s too high to bear. What businesses fall under this grey area?Massively Multiplayer Online GamingOnline CasinosOnline Poker GamesLotteriesAny Form of In-Play GamblingWhy You Need Internet Gambling Merchant AccountsAs a gaming merchant, you need to be able to manage payment transactions effectively to ensure the success of your gaming website. Smooth transaction flows lead to high business revenue. Here are some of the benefits you can expect from a gambling merchant account:Broader Customer Reach. Receive payments not from just your base country but from any major country around the world. With multiple alternative payment methods, you can accommodate more customers for your merchant services. An increase in your reach is one step closer to increasing your customer conversion rate.Real-Time Payment Processing. Clear any and all payments made by gamers in real-time. The bets they make and any other in-app purchases are billed on their account at the same moment they place them. This speedy process attracts them to continue using your gaming platform which drives the rate of your profit higher.Multi-Currency Transactions. Accept payments in dollars, euros, pounds, and other major currencies from around the world at a favourable rate. Foreign exchange rates will determine the profitability of your foreign transactions. With a merchant account, you can guarantee that the conversion of every payment is most beneficial on your end. Lower currency conversation rates bring higher deals to the table.High-Volume Transaction Success. Tournaments and cups are two of the peak moments for transactions. During this time, you would need your merchant account to be able to process incoming transactions in seconds or less. Never miss a payment transaction which can result to a huge deficit in high volume reoccurrence.Network of Banks in Reach. Compete in the global market with a secure financial capacity. Be able to work simultaneously with multiple financial institutions with quicker settlements. Given the nature of risks in the gambling industry, finding processors to work with is a big challenge. But with a network of bank at your side, you can keep your customers satisfied with the delivery of your merchant services.Fraud and Chargeback Protection. Have a secured platform that determines any possible fraudulent activity and false sales. You need to retain the confidence of your clients in their every payment. With a merchant account, you can ensure the privacy of your customer’s sensitive information as well as your own. Keep your income protected and secure the profitability of your gaming business.Reasons Why Gaming Merchant Accounts Are High RiskAs profitable as the online gambling businesses are, financial institutions still often reject being processors of your business. There is no specific law in the United States that prosecutes players from transferring funds for bets. However, the Unlawful Internet Gambling Enforcement Act of 2006 “prohibits any person, including a business, engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling.” This means that gaming merchants like you need reliable third party companies to process the payments made by clients.Some states in the US have fully or conditionally legalized regulated online gambling but others are fully committed in keeping it outlawed. For instance, violators in Iowa can be charged with felony depending on the amount of bid placed. Furthermore, internet gambling is highly prone to chargebacks and friendly frauds. Most of the time, the customers change their mind and subsequently dispute the transaction. They would claim that their cards were stolen to avoid paying the services charged. The bank or any other processor would have to shoulder the processing fees incurred during chargebacks. This is too much of a risk for most banks and financial companies.Limitations of Internet Gambling Merchants There are certain limitations to internet gambling merchants that are imposed by credit card companies such as Visa and MasterCard. They mark this as code 7995 which prevents any transaction that comes from states and countries that do not allow online gaming using card payments. This applies to all your customers sending payments from the following countries:Canada China     Finland Hong Kong          LiechtensteinLithuania              Netherlands       Norway Poland  PortugalSwitzerland        TurkeyUAEUSAVatican CityAdditionally, this applies if your residence, the business’ registered address, and billing address is in one of the countries above, as well as if the issuing credit card company is in those countries. This is the advantage of having a high risk merchant account solutions provider. They have the multiple acquirers that make working with these credit card companies possible. Biggest Threat to High-Risk Gaming MerchantsExcessive chargeback is very common to many high-risk gaming merchants. This is why a number of major credit card companies in America have imposed a fine on high chargeback ratio gaming merchants. Some processors limit the ratio to 3% and terminates the gambling merchant account if it goes higher. As a merchant, this hurts your chances of getting another account on your next application. There are some fail safes to this threat:Be as transparent and communicative to your customers as possible. Send emailed receipts right after purchase to remind clients of their transactions.Offer a customer satisfaction survey through email to encourage clients to make another purchase or transaction.Make sure to display your business name, website address, and any other business identifiers on your emails. This helps the clients avoid forgetting to recognize your business in their card statement of account.Offer full refund immediately to unsatisfied customers so they don’t have to dispute the transaction which then affects your chargeback ratio.Find processors which offer effective chargeback protection through mitigation programs and the like.

Why choose a Reliable car Repair Service?If you are seeking services for Car Repair in Singapore then we will guide you what to look for in it. When you choose the right kind of car work shop then it can be your best supporter to service your weary vehicle. You may see some people who might fix their cars by themselves. Yet even these persons take their car at a garage for a formal check once in a year. They do this to fix some big problems like trouble shooting in engines and cleaning of carbonation. When you seek a fine Car Repair in Singapore motor repair shop then check is credibility in the market. While choosing a reliable shop you can gain two benefits. Firstly you will be saved from fraud and low quality services. On the other hand you may also be able to save your precious time.Car Repairs should have Promising MechanicsWhile choosing any Car Repairs work shop you must see that it has good mechanics. These car repairing professionals should be well experienced in repairing and servicing car engines. If you leave your automotive in their hands then they will service it well within the shortest duration. If you develop good professional relations with them then they will help you even when you are in bad credit. Today most car repairing shops are hiring qualified mechanics so that their customers will feel happy with their quality oriented services. Never approach any car service shop having bad credit in the market. Such services may embezzle your money and consume much time to fix your automotive.Car Maintenance for car owners at an Affordable CostIf you use the services of a reliable Car Maintenance Singapore then it will keep your car safe from serious problems. It has been seen that most car owners send their vehicles to such car servicing shops. When you run your car to a credible car maintaining shop then its mechanics will repair all defects of your car without any hidden servicing fee. When you even buy a brand new car then also you need to get it serviced for months that provide you with free service repair. When you find any such service then get clear details of what is to be repaired in your car. This will help you to be safe from paying hidden service cost.

When you're reading for the CCNP accreditation, particularly the BSCI test, you should increase a strong comprehension of BGP. BGP isn't only perhaps the greatest subject on the BSCI test, it's one of the biggest. BGP has a considerable number subtleties that must be aced for BSCI achievement, and those of you with one eye on the CCIE must become familiar with the basics of BGP now so as to expand on those essentials sometime in the not too distant future.Way traits are a one of a kind element of BGP. With inside passage conventions, for example, OSPF and EIGRP, managerial separation is utilized as a sudden death round when two courses to a similar goal had distinctive next-bounce IP addresses yet a similar prefix length. BGP utilizes way ascribes to settle on this decision.The primary property considered by BGP is weight. Weight is a Cisco-exclusive BGP trait, so in case you're working in a multivendor domain you should work with another credit to impact way choice.The weight credit is noteworthy just to the switch on which it is changed. On the off chance that you set a higher load for a specific course so as to give it inclination (a higher weight is favored over a lower one), that weight isn't promoted to different switches.BGP utilizes classifications, for example, "transitive", "non-transitive", "obligatory", and "discretionary" to characterize qualities. Since weight is a locally huge Cisco-restrictive property, it doesn't all into any of these classifications.The weight can be changed on a solitary course by means of a course guide, or it tends to be set for an alternate load for all courses got from a given neighbor. To change the weight for every approaching course, utilize the "weight" alternative with the neighbor order in the wake of framing the BGP peer connections.R2(config)#router bgp 100R2(config-router)#neighbor 100.1.1.1 remote-as 10R2(config-router)#neighbor 100.1.1.1 weight 200Adapting the majority of the BGP qualities, just as when to utilize them, can appear to be a staggering errand when you first start reading for your BSCI and CCNP tests. Separate this errand into little parts, learn each trait in turn, and soon you'll have the BGP properties aced.Pass4sure exam prepNew study guide2019 vce engine3V0-624 bootcampAZ-400 exam review70-767 real dumps 2019Pass4sure entrance exam7392X.pdf boot camp156-726-77 Check Point Secure Web Gateway real q&a9A0-502 sample testCAT-180 CA Service Desk Manager r12.x Implementation Proven Professional actual exam pdfC9060-509 cert pdfNS0-170.pdf braindumps650-368 test questionsGE0-803 entrance examAHM-530 sample questions 2019HPE2-T27 real dumps156-820-77 test prep1Z0-597 certkiller2019 entrance exam9A0-062 vce engineHP0-M52 HP BSM Operations Manager on UNiz and Linux 9.x Software vce exam simulator 2019NSE5_FMG-5-4 test prepJN0-633 questions pdfFree free pdf

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IntroductionSo, the buzz is data science. We are now discussing everywhere there was a big hype in the media about the data science. If you look back sometimes early 2000 you could see people start talking about it regularly and frequently. However, it was originally presented back in the sixties in academia. In Sep 2012 data science has been awarded as “The Sexiest Job of the 21st Century” at Harvard Business Review, a prestigious and very popular magazine by Harvard Business School. Now you could imagine how it able to grab all recent attention and limelight.Now, what is data science?In short, a scientific way to look at, analyze data which in turn would open up a new dimension of available information. This is a sophisticated disciple requires statistical knowledge and computer programming skill. Data science is a complex disciplinary. Data science become a new and “sexist” profession in the world. Behind this success a long story there was the combination of the mature discipline of statistics on computer science and especially delegate a new phase that involved with a vast story of big data. A long history has been associated to make a sense of data science. It has been analyzed by a scientist, computer scientist, Liberian, statistician and other. The following information gives a brief idea about how the term data scienceevolved, related term and it’s used..Early daysData science has been formally introduced evolved to become the sexiest job in the world. There were several mathematicians, scientist and international organizations who played the key role directly or indirectly. Interestingly those contributions were not related to data science always, however, they have defined few building blocks which was very important for data science discipline.International Federation for Information Processing established in 1960 under UNESCO who set some key guideline and concept on data, how it should be processed and what standard should maintain. However it was not data science at all, but it defines a systematic way of data processing and presenting. Before those guidelines, there were data presentation or processing was limited to individual domain and used to be very difficult to interpret on the other domain. They first introduced a term Datalogy in 1968 to formalize this data analysis practice.John W. Tukey who was an American mathematician and famous for the development of FFT algorithm and box plot. He writes the book ‘The Future of Data Analysis’ in 1962. He first brought the idea of the relationship between the statistic and analysis or more preciously data analysis. Earlier data analysis used to consider as “applied” disciple of Statistics; which makes the scope very limited and scoped within the business area. In this book he writes:“For a long time, I have thought I was a statistician, interested in inferences from the particular to the general. But as I have watched mathematical statistics evolve, I have had cause to wonder and to doubt……………I have come to feel that my central interest is in data analysis, which I take to include, among other things: procedures for analyzing data, techniques for interpreting the results of such procedures, ways of planning the gathering of data to make its analysis easier……………….A large part of data analysis are inferential in the sample-to-population sense but these are only parts, not the whole… Data analysis is a larger and more varied field than inference, or incisive procedures, or allocation.”This book has been cited several times in many research paper as the formal introduction of data analysis outside Statistical disciple. At later stage researchers come up with several hypotheses to derived another dimension of the same data resulting in a better decision making.One important thing to notice Tukey was a Mathematician, not a Statistician; who blends statistical analysis and mathematics together to make data analysis more “scientific” and acceptable.In the year 1977 Tukey published his another major work: Exploratory Data Analysis. He bought another major idea on how “Explanatory” and “Confirmatory” data analysis should be done and he stressed upon “Side By Side” approach. That means we need the new or revised hypothesis to do this analysis side by side. But why this idea was so important? As mentioned before contemporary data analysis used to be a statistical disciple and limited to the specific domain. For example, a particular hypothesis may be useful to find out a type of health issues of the population but the same hypothesis might not be applicable to another area like identifying a quality of a particular corp.Another important name that came after Tukey is Peter Naur. In 1974 he published “Concise Survey of Computer Methods” in Sweden and The United States. The book is a collection of modern data processing method from various domain used worldwide in the verity of applications. Other important fundamental aspects of the book were data standard or guidelines defined by International Federation for Information Processing. Which makes those ideas more acceptable and interpretable with wide ranges of audiences. In fact, those ideas detailed in the book comes with a short survey or example data processing. In this book, he used the term “Data Science” several times. At the later stage, Naur produces the new or formal definition of data science. “The science that dealing with data, once they have been established, while the relation of the data to what they represent is delegated to other fields and sciences.” From this time the term ‘Data science’ is used very frequently. But it really took a long time to catch on. After his paper data science is pushed towards more and more.In 1977, The International Association for Statistical Computing (IASC) was originated. It is included as the sector of International Statistical Institute (ISI). The main aim of IASC is to connect and exchange statistical computing worldwide between statistician, computer professional, educational institute, researchers and government on various subject or domain. They start publishing a monthly journal named “Computational Statistics & Data Analysis”. This was a tremendous move as it helps with knowledge sharing and new ideas on computational statistics and data analysis. If you notice by this time data analysis become and has been accepted as an important disciple.In 1989, first ‘Knowledge Discovery Database Workshop’ has been organized by Gregory Piatetsky- Shapiro, also known as KDD-89. KDD-89 discussed these areas,Expert Database SystemsScientific DiscoveryFuzzy RulesUsing Domain KnowledgeLearning from Relational (Structured) DataDealing with Text and other Complex DataDiscovery ToolsBetter Presentation MethodsIntegrated SystemsPrivacy

(Based on my personal research, March 2018)Throughout my journey, from an aspiring writer to be a contributor of 8, and being on contract for a debut solo; what I realized is that we all need a mentor. The one thing I wished I’d had when I was starting out as a coach, a mentor, a guide - someone who had braved the turbulent waters I was about to set sail on, and come out flourishing and thriving on the other side. In our information age, somebody needs to produce that information, and it can’t all be pictures or videos (try as YouTube might). Luckily, there are a variety of free online courses available for all types of writers and aspiring writers. I’ve listed some of them below:Creative Non-Fiction: Write Truth with StyleIn this class, Susan Orlean, best-selling author, and New Yorker staff writer lead us through her crafting process for transforming regular subjects into incomparable stories. She reveals how she prepares to write and delves into why curiosity, revision, and collaboration are at the heart of being a writer.English Composition I: Achieving Expertisevia Duke University.In this class, one will gain a foundation for college-level writing valuable for nearly any field. The syllabus highlights on important topics like how to read carefully, write effective arguments, understand the writing process, engage with others’ ideas, cite accurately, and craft powerful prose.Secret Sauce of Great WritingThis is an introductory course that will give a powerful new framework for writing. It is the basis of a unique writing system designed to massively enhance your skills in as little as a few weeks. The course reveals information that will have an immediate impact on the quality of your prose.Creative Writing: The Craft of Plotvia Wesleyan UniversityIn this course, aspiring writers will be introduced to perhaps the most elemental and often the most challenging element of the story: plot. We will learn what keeps it moving, how it manipulates our feelings, expectations, and desires.Blogging BasicsThis class will provide you with the information you need to start blogging on the right foot. Perfect for beginning bloggers, this is a crash course for those who want to learn more about blogging before diving in or who aren’t sure what to consider before starting a blog.Start writing fictionvia The Open UniversityThis hands-on course helps you to get started with your own fiction writing, focusing on the central skill of creating characters.Telling Your Truth Through Writing — A ConversationNYT bestselling author Ayelet Waldman dives into her approach to constructing narratives, focusing on the challenges and opportunities of memoir writing. Starting with the importance of authenticity, she’ll address the most common choices writers make during the creative process.Creative Writing for All: A 10-Day Journaling ChallengeAuthor Emily Gould walks you through a 10-day creative writing challenge. Filled with inspiring examples, observation prompts, and clever revision tricks. Commit to writing 10 minutes a day for 10 days and, on the final day, revise one entry into a finished piece. Use this class to ban writer’s block.Study.comMany schools offer free online courses and materials through OpenCourseWare (OCW) projects. While formal admission isn't necessary to access lectures and other materials, these courses don't usually award college credit. Students looking for the same ease of access and the opportunity to apply their study time towards a degree or certificate program might want to consider courses that can lead to credit through Study.com. Students trying to improve their writing can check out English online classes like English 104: College Composition. Chapters in this course include: Conventions in Writing: Usage, Parts of an Essay, Essay Writing, How to Revise an Essay, Using Source MaterialsStorytelling Fundamentals: Character, Conflict, Context, CraftJoin urban fantasy writer Daniel José Older for a 40-minute drive into the fundamentals of narrative storytelling. This class is for creative writers (both aspiring and established), and everyone who wants a deeper understanding of what makes a great story so captivating.English for Journalismvia University of PennsylvaniaThis course is designed for non-native English speakers who are interested in developing the skills needed for a career in modern journalism.New Jersey Institute of TechnologyThe New Jersey Institute of Technology is a scientific and technological university that offers OCW courses and materials. Technical Writing is geared toward the advanced writer. In this course, which consists of about 40 videotaped lectures, students apply theory to analyze and solve complex communication problems. Course topics include audience awareness, document design, ethics, gender equity and rhetorical theory.  Sukanya Basu Mallik

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Past of the present has its foundation on the present of past and what is not present becomes past in the coming days, a page in history. If ancient history, medieval history and pre and post independence history of India are taken as base, many stories pass through the screen of memory and many characters in the stories come to front. That history contains from truth and on the base of the truth, rests some legend. The so called legends are developed into full fledged literature embracing major and minor characters. That is the special trait of Mr. Surendra Mohanty.Literature has different divisions consisting of Autobiography, Biography, Short stories, Essays and Novels. To look at these divisions of Oriya literature, would reveal the literary maturity and artful handling of them by this versatile writer. Rather it can be told that there is no easier and developed medium to recollect history on path of readers other than the writings of Sri Mohanty. Surendra literature has an identity of its own on its mythological and historical background.SHORT STORY SECTIONThe short stories days back to the emancipation of the Jews under the leadership of Mojes, from the shackles of Egyptian empire, to the rise of Orissan Empire, its history laden with rise and fall, fortune and bad days with rich historical knowledge. The short story collection ‘Kabi O Nartaki’ is based on mythological and historical characters.BIOGRAPHYStarting of British occupation of Orissa in 1803, and decline of Orissa nationalism till 1903, the declaration of regeneration and rebirth of it from the platforms of Utkal Sammilani the history of Orissa over a century is epitome in the Biography of Utkal Gourav Madhu Babu ‘Shatabdira Surya’ is unique.Surendra Mohanty’s autobiography ‘Patha o Pruthibi’ discloses the declining trend of values and morals of the post political landscape of India as well as Orissa.NOVELSHis milestone creations ‘Neela Saila’, ‘Neeladri Bijaya’, ‘Krishnabenire Sandhya’ on the background of 16th century history of Orissa Gajapati kingdom give inklings of Orissa history, its achievement and subsequent disintegration which revolves round the great lord Jagannath. On the other hand, his novels ‘Andha Diganta’, ‘Neti Neti’ on the back drop of British rule, pre and post independent Orissa highlights the ups and downs in political and social life.Be it a case of flood or famine, where individuals are treated like pawns on the political chess board, his writings represents the soul of oppressed, mute individuals, their silent protest on established moorings of society and indifferent bureaucracy. His literature had the echoes of unfulfilled dreams, aspirations, frustrations of the common man as its background and foundation.This will offer an interesting subject to be looked into and to be researched.

StoryMirror interviewed ThirdWatch and all about their venture. Here is what they have to say.Q. Tell us about yourself and your backgroundThirdWatch is about stopping fraud in digital transactions. We are avid e-commerce shoppers and has been shopping online since 2005 indiaplaza days when we used to order books online. Couple of years back I was trying to order TV for my Dad who lives in Greater Noida on one of the top 2 e-commerce sites of India however it was not taking the order despite being prepaid. When I ordered the same item to my Gurgaon address it came through. On digging deeper we found that fraud/abuse is a big problem in e-commerce and companies sometimes use broad rules like blocking certain pin codes/cities/states and/or international credit from ordering which affect genuine users part from fraudulent.Given our experience in building big data mobile analytics system we felt confident that we can solve this problem by using Ai and big data hence started ThirdWatch in April 2016.Q. What's is your business all about?Our platform Mitra prevents fraud in digital, banking and e-commerce transactions in real time using AI. Our system captures 200+ parameters and flag every transaction in real time as red or green. It generates a risk score also which defines riskiness of the transaction.By superimposing data from our own knowledge base and from third party databases we enhance the data captured from user transaction like zip code databases , ip address databases, mobile number validity databases. We also use micro models for address profiling, device signature, account profiling and velocity profiling. We capture the whole user behavior including the time taken to place order, the device user is using to order, ip address of user, location of order amongst others.We are very stringent on data security and sign a strong NDA with our clients however we do use networks effects to multiply effectiveness of our platform by collating fraud patterns across the client base and inputting values in our ML algorithm for e.g. fraud rate of email domain, fraud rate or zip code, area and many more.Q. How do you see yourself in next 5 years? In near future we would expand to South East Asia, in long term we will expand into preventing other financial frauds including Insurance and fintech fraud.Q. Message to your customers and viewersFor every customer, Thirdwatch has always been a profit centre and never a cost centre. E-Commerce companies can avail a free 2 months trial, and can actually validate the benefit we are offering themselves.Q. Which are your main clients?  What is the process of integrations? How successful have you been in controlling such fradulent cases in India for these companies?Traction has been phenomenal since we launched, We are currently processing about 5000 transactions per day with a pipeline to reach 50000 transactions per day. Because of our NDA’s and agreements with our client we will not be disclosing clients list, but  we are working with two of the top10 E-commerce Companies of India Q. What is the background of the founders? How big is the team?Adarsh Jain (36) and Shashank Agarwal (28) came up with the idea of ThirdWatch and utilising Artificial Technology to prevent fraud in the e-commerce domain. A few years ago, Adarsh tried to buy a Television set from a leading e-commerce website from his father’s residential address in Noida. The order was unsuccessful due to the location from which it was ordered. The same order could be processed, however, from his Gurgaon address. The problem intrigued Adarsh and he started to research and find the root of this problem. He got to know about the problem e-commerce sellers face, relating to fraud and abuse by fraudulent sellers. Shashank and Adarsh have prior experience with technology solutions, with multiple patents and patent applications in their names individually. They thought of combining their efforts to come up with an all-in-one, smart solution for e-commerce platforms. With a team of 10-15 people at such an early stage of ThirdWatch, the business is growing at a tremendous pace. More people will be on-boarded soon as and when the business expands to other cities and countries.Q. Is your technology scalable to a level wherein it can be used in govt offices or banks? If yes, please give the details on when do you plan on expanding there.Currently, ThirdWatch enables e-commerce businesses to prevent fraud and abuses they come across in form of promo code abuses, chargeback frauds, RTOs, Cash on Delivery frauds, identity frauds, and much more. ThirdWatch's AI- Mitra can be definitely used by Government agencies and banks to detect fraudulent users and block risky transactions. With regards to banks, Mitra can be easily employed to detect fraudulent credit/debit card payments, fake users, multiple accounts held by users to make fraudulent transactions, etc. Mitra can also be useful in the Digital India and Cashless society initiatives undertaken by our Government. There are numerous websites and apps that enable us to transfer money, complete e-KYC, file returns, etc. However, the risks associated with these apps are similar to the risks faced by e-commerce sellers. With AI, detecting and preventing fraud for the Government and Banks is easily plausible!Q. Data security being the Crux in today's internet era, how do you ensure maintaining that? ThirdWatch ensures complete security of the data provided by our clients with its strict Non-Disclosure Policies and Security Measures. The data provided is only used for analysing it and highlighting the transaction into 'risky' and 'fake' transactions. The security parameters are never compromised, and we maintain unmitigated security standards for the data we receive from our clients.Social Media Handles - Facebook - https://www.facebook.com/thirdwatchai/LinkedIn - https://www.linkedin.com/company/thirdwatch-data-pvt-ltd/Twitter - https://twitter.com/thirdwatchaiG+ - https://plus.google.com/u/0/b/110280512617140226197/110280512617140226197Youtube - https://www.youtube.com/channel/UCWWWl8h50-w5xuek0GtUEKQ 

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"Bollywood is all about dancing around the trees"... probably yes and that's what makes us unique and jhintaak!
I guess "around the trees" is a metaphor to show that sweet shyness which tingles your body and that strange happiness you don't know how to express. Most of the songs picturised around trees are the ones where the girl and boy are expressing their love coyly. Starting from 1930s where Ashok Kumar and Devika Rani crooned to “Main Ban Ki Chidiya Ban Me” around the trees to almost the end of 1990s, hindi cinema have taken refuge of nature to depict romance.
And why not? Trees, flowers, gardens and nature appear the best when you heart is blooming with love. It is a state of mind which depicts happiness and joy. Even autumn starts looking fresh in hues of brown and grey, when the love blossoms! Remember the tulip garden in Dekha Ek Khwab from Silsila!
However, I want to recollect one rare song which fits the bill and still does not qualify to be jhintaak at all! “Dil Dhoondhta Hai” from Mausam!
Mausam signifies weather, which changes and never remains constant! The movie aptly titled shows myriad variations of emotions which are created by circumstances and fate. A happy couple separates, a daughter never sees her father and life takes her on the path of a profession where a man is a man, not a father or brother or friend! Fate brings the father and daughter back and relationship tornado takes swirls!
And one song which summarises the whole movie is Dil Dhoondhta Hai Phir Wohi Fursat ke Raat Din!
Gulzar Saab has penned this song in such articulated way that the same lyrics make up for a happy version and a sad version. While Madan Mohan ji has composed both the versions in typical moods, we must give complete credit to Bhupinder Singh ji for exuding such strong emotions in each version so beautifully!
The baritone effortlessly reach your soul in both the versions. While singing happy, he voice smiles and while remembering the happy times heart cries, his voice will pierce you with pain and pathos! More you listen to each version, more you fall in love!
Happy Birthday Bhupinder Singh ji!

 
 


It is easily viewable by launching your iPhone Messages application and going through all the conversations.

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