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Book Review- All They Need Is Your Respect Not Sympathy
 21 May 2018  

Aarohi is an Independent girl with big dreams. She always wanted to stand at place where she will be admired, loved and respected by many. Her family always stood by her side in every decision she made. After finishing her Masters in Business Administration, She wanted to start a business of her own. She did research for same to find what works well and essentials to start a business. She approached a bank for loan to start her business, Manager of the bank is some distinct relative of her father. Aarohi explained him her business plan and objectives and provided all necessary documents. He signed the documents to proceed further into loan process. When Aarohi was about to bid leave, he said “Have your seat.” and paused for while and continued “I know your father very well. He is great person, he worked hard to reach the position where he stand today. I admire him a lot. And I feel sad to see you running behind banks and offices to raise funds for your business. At this age you should start a family of your own. Business and all these is a difficult job especially for ladies. I know how difficult it is for you to do all this being a girl I respect you for that. You are no less than a son for your father. I wish and hope you will make your parents proud. All the best.” Aarohi bid him leave and was returning home but her mind was still in that manager’s room and her thoughts were rotating around his words. ” he is feeling Sad for me. Why? Just because I’m a girl and working at the age of marriage? And daughter helping her family is some sort of thing to be sympathized ? He is proud of me not for hard work I’m doing but for even after being a girl, I’m doing all this. Why is he showing such sympathy? Will he say same words if I be man, Son. His respect for me is out of sympathy of being a lady and doing business.” There is nothing wrong in respecting women but not just because of their gender, respect them as they are also humans, respect them for their qualities and respect them for the good work they do. “ALL THEY NEED IS YOUR RESPECT NOT SYMPATHY.”

((PMP)) Certification Workshop MindCypress , How much more valuable is the PMP versus the CAPM
 14 October 2019  
Art

((PMP)) Certification Workshop MindCypress , How much more valuable is the PMP versus the CAPMPMP Certification WorkshopThere is no comparison. The PMP certification can modify you to bid on comes or to manage comes severally and with success. it's exceptionally marketable, PMP Certification Workshop and in demand, however, constant can not be same of the CAPM. i might advise that individuals get the maximum amount project management expertise beneath the belt as attainable, save their cash, then take the PMP school assignment category and take a look at. the money and time one would expend following a CAPM square measure best spent on obtaining a PMP certification. The money reward in terms of bill rate/salary are exponentially higher additionally. Additional Tips With External Resources PMP Certification Workshop.PMP Certification Workshop While there square measure some sources of monetary aid that will facilitate with prices|the prices} related to the test costs, most give help with the training/course prices. PMP Certification Workshop The Project Management Institute provides a page to go looking for scholarships in their Education Foundation site: Scholarships and Awards.You will seemingly have to be compelled to fill out Associate in Nursing application, fill out queries, and presumably give a brief essay. PMP Certification Workshop.PMP Certification Workshop Similarly, you would possibly qualify to utilize the force Innovation Act (WIOA) PMP Certification Workshop that is supposed to produce coaching to search out employment. It may well be value a strive. Employment Administration (ETA).You can conjointly save $150 off the test by turning into a PMI member that conjointly provides you access to resources, several of which might assist you retain PMP by earning PDUs . PMP Certification Workshop Remember, once you get a PMP certificate it isn’t permanent and you (basically) have to be compelled to earn and method sixty PDUs each 3 years. Before investment an excessive amount of time and energy to delineated the price, you would possibly contemplate ensuring you qualify to take a seat for the PMP test. Here square measure the stipulations from the PMI web site. PMP Certification Workshop.www.mindcypress.com

Gaming Merchant Accounts: How It Works and Facts to Learn About
 9 November 2019  
Art

In 2020, the online gaming industry along with the global media and entertainment market is expected to grow to $2.14 trillion. The emergence of many gambling sites and platforms have contributed to the growth of the industry. Most of this revenue comes from the gaming regions of North America and the Asia Pacific. Massive multiplayer online games alone have generated a collective profit of $19.9 billion in 2016 and it continues to climb through the years.While highly popular and gaining high revenue, financial institutions still often steer away from the gambling industry. Banks think of internet gambling merchant accounts as a risk that’s too high to bear. What businesses fall under this grey area?Massively Multiplayer Online GamingOnline CasinosOnline Poker GamesLotteriesAny Form of In-Play GamblingWhy You Need Internet Gambling Merchant AccountsAs a gaming merchant, you need to be able to manage payment transactions effectively to ensure the success of your gaming website. Smooth transaction flows lead to high business revenue. Here are some of the benefits you can expect from a gambling merchant account:Broader Customer Reach. Receive payments not from just your base country but from any major country around the world. With multiple alternative payment methods, you can accommodate more customers for your merchant services. An increase in your reach is one step closer to increasing your customer conversion rate.Real-Time Payment Processing. Clear any and all payments made by gamers in real-time. The bets they make and any other in-app purchases are billed on their account at the same moment they place them. This speedy process attracts them to continue using your gaming platform which drives the rate of your profit higher.Multi-Currency Transactions. Accept payments in dollars, euros, pounds, and other major currencies from around the world at a favourable rate. Foreign exchange rates will determine the profitability of your foreign transactions. With a merchant account, you can guarantee that the conversion of every payment is most beneficial on your end. Lower currency conversation rates bring higher deals to the table.High-Volume Transaction Success. Tournaments and cups are two of the peak moments for transactions. During this time, you would need your merchant account to be able to process incoming transactions in seconds or less. Never miss a payment transaction which can result to a huge deficit in high volume reoccurrence.Network of Banks in Reach. Compete in the global market with a secure financial capacity. Be able to work simultaneously with multiple financial institutions with quicker settlements. Given the nature of risks in the gambling industry, finding processors to work with is a big challenge. But with a network of bank at your side, you can keep your customers satisfied with the delivery of your merchant services.Fraud and Chargeback Protection. Have a secured platform that determines any possible fraudulent activity and false sales. You need to retain the confidence of your clients in their every payment. With a merchant account, you can ensure the privacy of your customer’s sensitive information as well as your own. Keep your income protected and secure the profitability of your gaming business.Reasons Why Gaming Merchant Accounts Are High RiskAs profitable as the online gambling businesses are, financial institutions still often reject being processors of your business. There is no specific law in the United States that prosecutes players from transferring funds for bets. However, the Unlawful Internet Gambling Enforcement Act of 2006 “prohibits any person, including a business, engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling.” This means that gaming merchants like you need reliable third party companies to process the payments made by clients.Some states in the US have fully or conditionally legalized regulated online gambling but others are fully committed in keeping it outlawed. For instance, violators in Iowa can be charged with felony depending on the amount of bid placed. Furthermore, internet gambling is highly prone to chargebacks and friendly frauds. Most of the time, the customers change their mind and subsequently dispute the transaction. They would claim that their cards were stolen to avoid paying the services charged. The bank or any other processor would have to shoulder the processing fees incurred during chargebacks. This is too much of a risk for most banks and financial companies.Limitations of Internet Gambling Merchants There are certain limitations to internet gambling merchants that are imposed by credit card companies such as Visa and MasterCard. They mark this as code 7995 which prevents any transaction that comes from states and countries that do not allow online gaming using card payments. This applies to all your customers sending payments from the following countries:Canada China     Finland Hong Kong          LiechtensteinLithuania              Netherlands       Norway Poland  PortugalSwitzerland        TurkeyUAEUSAVatican CityAdditionally, this applies if your residence, the business’ registered address, and billing address is in one of the countries above, as well as if the issuing credit card company is in those countries. This is the advantage of having a high risk merchant account solutions provider. They have the multiple acquirers that make working with these credit card companies possible. Biggest Threat to High-Risk Gaming MerchantsExcessive chargeback is very common to many high-risk gaming merchants. This is why a number of major credit card companies in America have imposed a fine on high chargeback ratio gaming merchants. Some processors limit the ratio to 3% and terminates the gambling merchant account if it goes higher. As a merchant, this hurts your chances of getting another account on your next application. There are some fail safes to this threat:Be as transparent and communicative to your customers as possible. Send emailed receipts right after purchase to remind clients of their transactions.Offer a customer satisfaction survey through email to encourage clients to make another purchase or transaction.Make sure to display your business name, website address, and any other business identifiers on your emails. This helps the clients avoid forgetting to recognize your business in their card statement of account.Offer full refund immediately to unsatisfied customers so they don’t have to dispute the transaction which then affects your chargeback ratio.Find processors which offer effective chargeback protection through mitigation programs and the like.

Life, love and living
 13 March 2018  

Many, many years ago, a sage was meditating on a Himalayan peak. Majestic dales and solitary vales sprawled around were all aglow with the divine streak.Though the birds chirped songs, and rain poured down in throngs, he was unmovable, lost in a deep trance.In winters, icy cold storms blew and the snow around and over him was all aglow with its chilling primitiveness. His soul but was safe somewhere in the cosy warmth of transcendental realisation.In autumn, wind-fallen leaves sailed down with slumberous tumble, and ripe fruits fell proudly, adventurously for a juicy, pleasant crumble. He still was somewhere else when the nature opened these marvellous jewels from her treasure trove.In spring, wild flowers fully unfurled their fragrance and smile, and honey-bees engaged in dawn to dusk toil. He but was unmoved and transported into a state where the ecstasies of natural bounties don’t mean anything anymore.Summer’s warm days sprayed desultory, eerie uneasiness around, and cool nights proudly embraced this son with his soul heaven-bound. Still it didn’t matter. He was undisturbed and was silently moving on his meditative path.Once it was a full moon autumn night. A fairy was flying amid milky delight. A perfect calmness pervaded the solitary vales. Everything was asleep, bathed in the softest fluffy shades of white. The fairy flew low over the peaks glowing under the moonlight. The seer was lost in his trance in front of his cave, the beauty of nature sprawled around meaningless to him.She saw him and hovered around the sanctimonious air of his sagehood. A small, harmless mischief rustled in her young, innocent heart. She circled in the air above him. Her laughter touched the milky sea around and created soft ripples. Her unbelievably soft dress rustled in the gentle breeze born of her circles. It but did not have any effect on him. He was engrossed too deep in the cosmic balance beyond the sensory contradictions and dualities. The more she looked, the more was the urge in her to bring him back to the beauty of this world, to fetch him from the deep ocean where his soul had dived.His exquisitely masculine physique and persona created tempted sparks on her magic stick. She tried all juicily leering feminine tricks. But her desire-lorn swirls in the air failed to move him even a bit. Helplessly she descended onto the earth. There were almost tears of helplessness in her beautiful eyes. She sat in front of him with those rose-red lips pursed in a heart-breaking frown.Her marvellous eyes were lost in his handsome, bearded, well sculpted face. It was mesmerizing. There was not a single worldly trace on his face. She herself was caught in a trance and lost the sense of time and the laws of the fairyland. The night sped away as if in a jiffy.The day rose. The sun arrived with full earthly delight. There was terror in her eyes. The hope to return to her realm died. She had broken the law of her land by not returning on the same night after the brief terrestrial sojourn. The realisation crashed against her soft self like a thunderbolt. Her utmost sensuous bare shoulders heaved under the tremors of this unpardonable fault. A cry involuntarily tore through her slender throat. And then it was a still bigger violation.His serenely flowing meditative phrase met this sinful, full-stopping dot. His communion with the divinity was broken. His long-closed eyes opened. The world of his penance lay scattered. His fiercely burning eyes stared at the flower in sobs and sighs. Her large, flooded eyes pleaded for mercy. But the fire in his unforgiving eyes was unrelenting and cursing.The fabric of his serenity was torn. The sage thundered, “You proud, vain woman of egoistic beauty, become an ugly bush of thorns!”Mowed down by the spell of his cursing energy, an ugly bush stood in place of that angelic beauty. All shaken and ravaged, he left the place. A thorny branch, meanwhile, got entangled in his loin cloth, as if for meek, pleading forgiveness and brace. He but scornfully jerked it apart and headed to some other place for a new start.Time then took to its heels on swift horses. The seasons changed. The spring’s colourful patterns were rearranged. The summer’s warm kisses melted the snows. The autumn’s harvest uncomplainingly fell to the air’s chiding blows. The winter’s snowy blanket covered the peaks. And rains lashed down in stormy freaks.This pleasant wavering of nature, however, couldn’t shake the sage from the meditative maze high there in the hills. Faraway down the hills, the accursed bush was shrouded in thorny haze. It struggled to sprout fruits and flowers. Even cursing has a testing time against soft, innocent glow of purity. How can something having a fairy core remain ugly and thorny for too long? Her pure soul entombed in that thorny shrine prayed for penance. And see, a flower of her fruits sprouts forth!A flower blossomed among the thorns. So beautiful! It lit up with life among the thorns and deadly pale dark brown branches. It appeared juxtaposed by a miracle, like it had dropped from the heaven and got stuck there. It was the day when the enlightened sage arrived from the north. Contented with his cosmic realisation, he came down the beautiful dale. As he passed the bush, his purified soul sensed the thorny shrub’s plaintive wail. His feet disobeyed him and he couldn’t move. The lone flower among the thorns fell at his feet in holy-most obeisance and greet. He picked it up and was lost in its fragrance.The thorn was ugly. The flower so beautiful and fragrant! What contradiction! Flowery heaven and thorny hell together! The latter born of his cursing condemnation; the flower born of the beauty behind the thorny bars. It was a jolting earthly realisation. Hadn’t he broken the beautifully set laws?Torrents of repentance cut through him. He bid penance at the altar for a long time. His repenting self set around a reformative shrine. His soul drenched in painful chime. He braced the thorns with the love and affection purest of the pure. It gave him bleeding fingers so many times. He caressed and cared for it like it was the beautiful most flowery shrub. He was practicing his penance now, of love, of surrender, of repentance. What else can be bigger than these?When his soul had been salvaged of the sin, nobody could bet against her for a win. There she blossomed in front of him. Beauty, charm and grace filled to the brim. Her smile was forgetting and forgiving. It was the beacon of her penance, of love, of beauty. Inside the stony walls of his heart, a new luminosity was now thriving. The sage embraced her. She, who had been separated from her loved ones, got the earthling she had fallen for. Happiness, bliss and calm opened a new door to the start of a fresh cycle of life, love and humanity.All but the sage had been extinguished by the cataclysm. The lone and forlorn survivor, he had been striking at the doors of heaven with his endless questions. Now there was no more pursuit. The endless had manifested itself in a small sip of love. Now they lived as a man and a woman. New hopes, aspirations and offspring began to thrive.Thus were sown the seeds of another spell and cycle of life, of creation. Their unchecked love in those flowery vales left countless exotic trails. Gurgling brooks gave company to her primordially sensuous laughter. His instinct’s procreating sprouts mingled with the mirthful waters of her receptiveness.

Interview With Revathi Raj Iyer
 21 June 2018  

Revathi Raj Iyer is a freelance writer, book reviewer, company director, service volunteer and yoga/fitness enthusiast. Professionally qualified as Company Secretary (India & New Zealand) with legal background, she has worked in the corporate field for over a decade. Bombay is her hometown and Baroda her abode after marriage. When she moved to Fiji Islands, she bid adieu to a rewarding career with a multinational to become a full time mum and pursue her twin passions, yoga and writing. She worked as lecturer of Laws at the University of Fiji. Living between NZ and Fiji, she pursued writing and yoga training and continues her passion after moving to India. She lives in Ahmedabad, India and has completed her next book which is a collection of short stories. Her dream is to write books for children.A couple of easy questions to begin with…First off,  What inspired you to write “My Friendship with Yoga”?Physical activity was dominant in my life right from an early age, as a trained classical dancer, which continued until my late twenties. Thereafter it took a back seat, when I became engrossed with my career together with being hands-on mum to a lovely little daughter alongside other demands that needed my attention. However, things changed when we moved to Fiji Islands, and I got back into fitness with intense aerobics and strength training. As destiny would have it, a disciple of Yogacharya BKS Iyengar was deputed to Fiji to introduce this ancient tradition to the people of Fiji. Yoga was at my door step and I embraced it with heartfelt love. I started writing my yoga journal. One fine day, I decided to give a formal structure to my jottings to reach out to a wider audience. As I wrote the book I had no idea of the publishing process, but I was focussed on my goal. “My Friendship with Yoga” thus took shape and was launched on the 10th January, 2017 at the New Delhi World Book Fair. Thanks to Lifi Publications for making this happen!How do you see writing, as a hobby or a passion?I find writing very therapeutic and it also makes me happy. It is passion that drives me to enter that lonely space, which I beautify with words, plot and characters to create a story.Is yoga a way of life or a way to exercise and meditateYoga and meditation are a way of life for a holistic and healthy lifestyle. It is not instant therapy or about perfecting the postures. It is much more than that.  One has to go through a process of learning – patiently and persistently; and observe the changes it brings about in oneself.Please tell us some more about your debut novel?“My Friendship with Yoga” is about my progression from learning under an instructor to achieving confidence in self-practice and sharing my varied experiences with readers. I have presented the complicated aspects of yoga in a lucid style with practical hints so as to cater book lovers of all age groups and skill levels. The book is divided into three parts:Narrative which combines the physical, psychological and spiritual aspects of yoga, wherein a selection of topics along with interesting anecdotes have been coveredThe 2nd Part has more than 80 postures with steps to attain these, guidelines, tips, techniques and benefits; keeping in mind yoga enthusiasts, beginners as well as those who have been practising yoga.The 3rd Part consists of the much desired weekly practice schedule written sequentially with clear instructions to enhance one’s practice.What has yoga done for you as a person?Yoga has helped me to deal with a given situation in a pragmatic and dispassionate manner. It has enabled me to let go of the past and negative emotions, be more positive and result-oriented and direct my energies towards my creative pursuit and other commitments. Yoga has certainly helped in making me acknowledge and appreciate the choices I have made so far, and offered me a healthier and more content lifestyle.What sort of research did you do to write this book?I have been reading books on yoga, but “My Friendship with Yoga,” is the outcome of my entire learning process, from the disciple of BKS Iyengar and instructors from the West. My effort was to present the complicated aspects of yoga in simple language that would appeal to readers of all age groups and skill levels. Yoga is not about perfection as different bodies react in a certain way to a certain posture. To that end, my thought process kept evolving during the entire course of my writing. I made several drafts until I was fully satisfied that I had done justice to my work. For each and every asana which has been illustrated in the book, I consciously performed them and wrote down the steps. Every single breath, every movement, position, the sequence had to be accurate.How did you come up with the title of the book “My Friendship with yoga”?It came straight from the heart; in fact I did not falter or ponder over the title. I began writing this book with its title in place. The title was a reminder to simplify yoga and it guided me in writing a user and reader friendly book, which has been appreciated by the reviewers and readers. Fortunately, my publishers were also happy with the title and did not suggest any changes.Besides writing, what else do you do in your free time?Besides writing and reading books; I practice yoga, support my publisher in the promotion of my book, review books for Muse India, handle professional commitment as Director of a company, travel and spend time with my family. I love to bake and cook, and feel delighted when the outcome exceeds my expectations Do you recall the first ever book/novel you read?I don’t recall the title of the first book, but I started off with the Enid Blyton series, followed by Agatha Christie.Were your parents reading enthusiasts who gave you a push to be a reader as a kid?My mum read a lot and I would accompany her to the local lending library. She was not pushy but I gradually picked up the habit and enjoyed those evening walks to the library after school, with my best friend. She will get nostalgic when she reads this!What are your top three favorite books of all time?It is hard to pick just 3, as I have so many favorites. Hmmm….. The Little Prince, Kite Runner, Reluctant Fundamentalist, Namesake…As a new author, what is your favorite part of the writing/ publishing process? Least favorite.My favorite part is the writing itself and working hand-in-glove with the publishers; the book launch being the icing on the cake. My least favorite part is to face rejections without knowing the reason for it, after waiting for months to hear from publishers.What is the main thing you want readers to take away from your book?To understand the pure essence and simplicity of yoga, without feeling intimidated or inadequateAs mentioned in the book, “Yoga is not about perfection. It is a very enjoyable bonding with our body and mind that teaches us to be resilient and patient.”I would like you to share something about yourself with the readers. Something that does not go in the about the author section something that is the real you?I dream a lot and wish that all my dreams came true, hahaha…And finally, A message for aspiring writers?“Rejections are a part of the whole process of being ultimately accepted and acknowledged, as a writer. Please do not give up, no matter what, and pursue your passion, despite the road blocks. Think of the book lovers and connect with them. Write for them and the passion will always be with you.”Thank you. It was really a privilege interviewing you. Hope you enjoyed the interview. Links to buy the book- Amazon.in Amazon.com FlipkartWrite to her at chirminey@gmail.com

How Often Do We Say - Thank You!
 14 August 2018  
Art

How often do we say thank you and really mean it?To God, to people who serve us or to mother nature...How often do we thank God for the eyes we open in the morning? For there are many who couldn't see the brightness of the sun today.How often do we thank God for the air we breathe? For there are many, who are putting a lot of efforts to breathe and there are many again, who just took their last breath.How often do we thank God for the people around us? For there are many who are alone and fighting depression.How often do we thank God for the home we live in? For there are many who have no roof.How often do we thank God for our job? For there are many educated unemployed.How often do we thank our maids, our help and other service providers? For there are many who are in dire need of help but have to manage all by themselves.We are busy complaining and comparing and forgoing happiness ourselves.Today it has been scientifically proven that expressing gratitude makes you a happier person.With this follows my third story "Faith" which was published in Dreamz Anthology last year. Although a fiction, it has been inspired by real life events.FaithAfter collecting their bags, Rishabh and Daman went to hire a taxi while Tania and Disha waited near the exit with luggage by their side. When the boys were approaching their girls, Rishabh could effortlessly notice the contrasting personalities of the two females standing a few steps away.Rishabh and Tania had been together since their first year while Disha and Daman, already in a relationship, had met the duo during their internship. Their night duties and a zest for clubs and night life had brought them together.Tania was soft, plump and fair skinned with hazel eyes, almost like the furry overcoat in her hands. With her chubby cheeks, dimply smile and a compassionate heart she had been the spirit of the hospital. Disha, on the other hand had a vivid sex appeal. She too, wore jegging with nude peep toes; her white translucent shirt with a tiny golden heart shaped pendant hanging just above the cleavage made her look sensual.Within an hour they were in their pre-booked private beach resort in Phuket. Tania had booked it after an intensive search for a quite beach resort within their budget for their weeklong holiday.The resort was truly a paradise for the couples. With their cottage doors and windows opening to the sea on one side and pool on the other, the couples were already thrilled.“The lunch is ready so please freshen up and join at the restaurant,” said the manager handing over the keys to their porter.“I really want to take out my clothes and swim,” said Disha, gaping at the Europeans enjoying in the pool bar.“Me too Honey! But let’s have our lunch first,” said Daman putting his arms around her waist while Disha’s eyes were on Rishabh who was looking around with Tania just a few steps ahead.The moment they stepped into the room, Tania kissed Rishabh, who was still brooding over Disha’s changing behavior. Rishabh also kissed her in reciprocation and then rushed to washroom.Tania took out her diary and started scribbling, with a gentle smile on her face.“What are you doing now? I guess we are on a vacation, right!” asked Rishabh, the moment he came out.“Ofcourse! We certainly are! You know, how much I have yearned for these holidays,” said Tania with a beam and got up with her diary folded in her right hand to kiss her beau.“This is my gratitude journal and before I forget, I want to write all those things, I am grateful for. I am just trying to remember the magic of the day till now”.“Magic!” Rishabh wondered.“Daddy’s permission for a trip with friends, riding an airplane which is a wonder in itself, a power nap refreshing me for the day, safe landing, a sunny day after cold foggy days of Delhi, a pre-nuptial honeymoon with the most handsome doc, a beautiful silent beach resort within our budget, an awesome cottage by the sea, all four of us together….in Phuket. I have already counted ten blessings, which are no less than magic for me,” said Tania with a smile and coiled to the writing desk behind to put down her diary.“Hmm! U know your attitude is what pulls me like a magnet to you. But everyone today, wants to have fun and so work on their goals to go for vacations,” said Rishabh.“Wrong! Not every girl is getting a permission from her parents, planes can crash any time, many can’t even see or experience the sun, there are many who can’t sleep properly where as I managed a great sleep in the plane, many love stories end up before they are born, many can’t afford even a budget resort forget the sea view or pool view,” said Tania asserting herself. “I am more grateful when I talk about it and you are also one of the manifestations for me.”Rishabh came from a small town of Uttarakhand and was living in a hostel.His extremely fair complexion behind the black beard and an athlete built up with ever shining inquisitive eyes had always made him stand out in the college group.Tania, on the other hand, had been a day-scholar. Her mom was very fond of Rishabh ever since Rishabh had saved Tania from an accident. Rishabh’s family was also under the magical spell of Tania although they met on rare occasions.Suddenly the phone bell rang.“Are you both ready?” asked Daman.“Oh yes! We will be out in a few more minutes,” replied Rishabh and kept the phone.While Tania changed, Rishabh found himself sandwiching between a nymph and a desirable seductress.Soon four of them were in the restaurant. They occupied a table near the portico with floral climbers till the square open roof tops. It was a breath taking view. The pool had umpteen Europeans swimming in it to tan their bodies. They were all basking under the sun and happy escaping the severe winters of their respective countries.  At the brim of the pool were the sculptures of mermaids, painted in pink, blue and golden, pouring water into the pool from the pitchers in their hands. Just behind the pool, they could only see the huge serene and clear blue and green sea. The beach in between was not visible from the partly open restaurant. Tania and Daman were enjoying every bit of the picturesque scenery while Disha creeped her chair just opposite to Rishabh.Rishabh, now felt trapped almost like a monkey with its fist in the trap which can’t come out unless he releases the bananas or the nuts inside. Disha’s oomph factor, quite visible in her red strappy dress with blood red lipstick and penetrating eyes were, no doubt pulling him.Suddenly, Daman clenched his hand onto the table with his eyes still stuck to the vast sea and said, “Guys I am going to buy some vodka and wine and enjoy the evening here inside the pool. What say? No sightseeing, no clubbing. Let’s celebrate here for tonight.” All the three immediately agreed with a “wow” and so after the lunch, Daman went out for some liquor shopping while Tania ran and jumped into the hammock on the beach.“I don’t want to tan my body. I am going to my room guys!” said Disha while Rishabh’s eyes silently chased Disha although he chose to relax on the wooden recliners at close quarters with Tania.Tania was basking under the sun and enjoying the gentle touch of sea breeze. She was thankful for her dream of the sea on one side and Rishabh on the other. Soon, she was asleep. Rishabh was waiting for this; he suddenly got up and sneaked to Disha’s room.Disha was relaxing right there on the bay window. Her smooth, saucy legs turned Rishabh on. He didn’t want to waste the time. He jumped right from the window.“I was waiting for you,” she said in a husky voice into her ears while Rishabh hushed her and kissed. The moment he was to open the zip of her dress, the door bell rang. Rishabh stealthily jumped out of the window.Can’t believe it! You were waiting for me….curtains closed, much wavy locks, sensuous foot rub? What a beautiful kick! Incredible Phuket!” shouted Daman throwing his bag.“Oh you and your gratitude journal! Looks like we’re on your gratitude trip!” said Rishabh irritatingly, the moment he entered the room.“Look who is talking! I looked out for you on the beach and when I didn’t find you, I came back,” said Tania with a shock in her eyes. “By the way, I was thanking God for our beautiful future!”“Which has not even set in!” Rishabh said spitefully.“Why?” Tania gets surprised. “We are already in our honeymoon. What else do you need to start? Come here and sit,” she flipped her pages without enquiring further.“See just six months back, I had thanked God for my dream trip to Thailand and to a private beach resort in Phuket. Isn’t it a dream come true?” she showed her diary to Rishabh with date.Rishabh read her journal and couldn’t believe his eyes. Tania was right and then she showed her a few of her dreams manifested in the past one year, her mother’s health, her brother’s dream job and her results.“Believe me! God has abundance for all of us. You just need to have faith,” said Tania with a smile.Rishabh gazed at her in awe. He was certainly learning more about Tania, huddled over her dairy, in her denim shorts, red puff sleeved top and long straight tresses, she was definitely a fusion. Her thoughts on couple’s compatibility before marriage appeared strange in front of her deep faith like a good old granny.“Her aura always touches my soul. How can I ignore such a beautiful personality, inside out?” said Rishabh to himself.In the evening four of them sat together in the pool bar and enjoyed the cocktails, mock tails, pizza and swimming too. Rishabh tried to ignore the seductress in the string bikini, revealing her petite body.“Daman my back is burning. Can you please check?” said Disha with her eyes again on Rishabh.“There’s nothing honey. Let me rub some ice,” replied Daman and picked an ice cube to rub at her smooth dripping bony back. “You are tantalizing me!” he said in a low voice.“Let me enjoy the weather,” said Tania and swam towards the other end of the pool which meandered till the corner of the vast resort. Rishabh followed Tania.After the Christmas and New Year bash filled with music, dance, drum, wine, beer, fun, food and frolic they were all ready to leave Phuket. Rishabh still ….a pendulum.Their return tickets were booked from Bangkok. The taxi was booked and they happily bid Phuket a goodbye. As they drove their way, the darkness slowly covered the blue and orange sky and the stars slowly took over their positions, the four travelers were enjoying the music.Onthe Phuket- Bangkok Highway near Suratthani, the driver requested them to put some holy chants in his broken english.“Why?” asked Tania.“Madaame, this is accident zone and pirits….you know gosts…. stop caar causing accidents. I am Buddhist, I want to put …chanting,” replied the cab driver.“Are you mad!” giggled Rishabh“Don’t make fun!” said Tania pinching his arm.“Let the music run. We are doctors and don’t believe in ghosts,” said Rishabh reproachfully.“I don’t understand why do you like this metal?” saidTania in a teasing tone. “Let him put chanting for some time.”The moment Rishabh turned to reply; the taxi took a blind turn in order to save a creature crossing over and toppled upside down.Unable to open the doors and windows, they all shouted but in vain. The breathlessness suddenly increased. The three doctors tried their best while Tania prayed for help and imagined that help had arrived, thanking God for the same, repeatedly deep inside her heart.Driver and Disha had already fainted. Daman and Rishabh had also started losing hope when two men on a bike crossed the overturned car. They stopped and drooped to peep inside.Tania gesticulated forrescue.None of them could believe that they had survived a fatal accident. They thanked the good Samaritans who left almost like a bubble. While Tania and Rishabh brought Disha and driver back to their senses, Daman checked the car. The magic was still in the air or the angelic touch, the car turned on.Daman drove the car now with driver by his side; Rishabh took his window seat with Tania by her side. But this time, holding each other’s hand firmly with faith multiplied. The near death experience had turned everyone grateful for their magical retrieval.“Thank You Tania!” Rishabh mumbled in the ears of his lady of faith and felt fleshed out with love and faith.