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Book Review: My True Angel by Irshad Thalakala
 Ayushi A Nair  
 7 July 2018  

Book Title: My True Angel Author: Irshad Thalakala  Format: Paper Back  Total Number of Pages: 216  Language: English  Publisher: Invincible Publishers  Publishing Date: 16 January 2018  ISBN-10: 9387328201  ISBN-13: 978-9387328204This is a sweet tale of finding true love.Iqbal who works in an IT company Bangalore, meets the beautiful Rubina.Iqbal's love is unfortunately not reciprocated by Rubina.When he is trying to overcome from Rubina, he finds his true love from Payal.Were these meant to be together?Whether they could able to crack the religion barrier?Does destiny has other plans for Iqbal and Payal?My TakeThe title of the My True Angel gives a hint of love story and the cover of the book is simple and beautiful.  The plot is a blend of emotions, love, friendship, affection, loneliness, humor,  religion, and most importantly family values.This is the story of the protagonist Iqbal  software engineer from Kerala and moves to Bangalore for a job hunt and with the dream of finding an angel. Iqbal joins a software company and meets Rubina a Muslim girl from Delhi falls in love with her but Rubina rejects the the proposal and also complains the higher authorities of the company about harassing her because of it Iqbal was fired out. Then he joins new company and there he meets Payal. Payal was the first angel of his life who loves unconditionally without any expectation. Payal is Hindu and Iqbal is from Muslim orthodox family where chances of getting married with to other religion is strictly prohibited. Payal father was supporting to the marriage for the sake of his daughter's happiness but on the other hand Iqbal's family were not supporting to the relationship. Payal and Iqbal breakups there relationship for the parents happiness and try to move on in life with other proposal and promise to keep in touch. Later Iqbal gets engaged with third angel of his life Nazriya. After engagement he was back to Bangalore and meets his first angel of his life Rubina. Rubina apologize him for what she had done with him. Rubina and Iqbal becomes friends and Rubina asks whether his love for her still remains in heart. Iqbal met with accident. What happens to Iqbal and his angels to know more read the book.The author has portrayed each and every character with utmost significance of their own and every one of them has done justice to their respective roles throughout the story. Narration of the book is done well.Language is simple and lucid to read and connect with the story and being engaged throughout the story. All in all, a good easy book to read, a book which won’t require the use of a dictionary, a book which even an amateur reader would love to get indulged in. Pace is slow. The story flows like a movie. The book have been portrayed in such a way, that any reader will be able to connect with the story and live the journey with them.She was the true angel that God had sent with a healing touch. When I was low and depressed in life, she was the one who inspire me to live and not give up on loving people.I recommend this book to the readers who are seeking for a quick read or a light-heated romantic novel.Overall Ratings 4.5/5 StarsGrab the book here Amazon.in Amazon.comAbout the AuthorIrshad Thalakala, presently works as Technical Teach in IBM Bangalore. In the past he worked with Tech Mahindra, Tata Technologies and DRDO.  He is a serious writer and frequent writer of blogs and small stories. His latest novel “My True Angel” getting good response and appreciation from all over.He is from Thalakala, which is a town in the northern part of Kerala, situated in the lap of Western Ghats. He finished his primary education from Kasaragod, Kerala and his higher education from Mangalore, Karnataka. Other than writing he likes to explore different varieties of food. He also likes to travel.Here are some of links via you can contact Irshad- Facebook |Instagram  

BANKING PRODUCT NEED INNOVATION FOR FINANCIAL INCLUSION
 Aniket Kirtiwar  
 24 October 2018  

BANKING PRODUCT NEED INNOVATION FOR FINANCIAL INCLUSION In new banking era innovative products and services are essential to provide our customers, generally in indian 80%market is based on rural population.rural market is vargin market for big market player, in rural  market peoples little amount save and there  need of lending money also small, they need services in affordable cost, so there is very much chances to provide good innovative services to them, in beginning of my career I visited to Krushna Bhima Local area bank in Manvi, Richur Dist. Karnataka that time I very surprise to see "Bank on wheel" concept, in that one small bank branch is setup in one big van, one clerk cum Cashier and officer provides services to rural population by giving them door step services, this mobile banks time fixed to reach every village, and when it reach to village, villagers will enjoy banking services by open a account, FD, RD etc, they could not need to visit bank branch by wasting there time and money. In early stage they depends upon Money Lender, Gold Smith and Merchant in heavy interest rates.such kind of ideas provide good services to financially excluded people who live in remote areas. In 2004 RBI appointed Khan committee for Fins this committee suggest two model, one is BC and second is BF.Businesses correspondence model is  section 25 not for profit company who provide banking services to financially excluded people in behalf of bank through their outlets. Now a day any registered organisation do this. Second  is Business Facilitator model were individual like retired, ex service man, post master etc provide services to those people. Now a days  many NGOs,NBFC, MFIs are working for same purpose but there goal is different they making more and more Gain from Financial inclusion, it reflects to loan dumping,actual purpose was not correct, Not analysis actual condition of borrowers. So in future  that makes big disaster for Financial industry.If there is any chances to change in borrowing rate, good apprisal it help to overcome to our industry, political people also spoil our portfolio indicating those things. If we remember 70% of  crises in past due to bad practices and mindset of making more profit by such Organisation. ---Aniket Kirtiwar

Top 5 beaches To Visit in Maharashtra
 Sranjani Bnm  
 19 December 2018  

The famous Konkan Coast starts at theMaharashtra and extends up to Karnataka. The konkan coast has given Maharashtra with many scenic and clean beaches. These beach destinations at Maharashtra are filled with many exciting water sports, shows, locals markets and street foods. There are even many luxury resorts available near the beaches to have an amazing experience of the nature at its habitat. It’s an ideal location to have a perfect vacation with family and friends.The top 5 Beaches to Visit in Maharashtra are:Ganapatipule Beach –The beach is situated at the Konkan Coast which is at a distance of 375 km from Mumbai. The beach has clean water with white sand stretch. There are many shacks along the shoreline for a perfect nightlife and sea food. The shoreline of the beach is filled with many beautiful shells of different sizes and has a famous Ganapathi temple nearby. This temple is popularly known as the Pashchim Dvarpalak, which means the guard of the western end. You can also watch the snails and crabs along the shore and venture all the water spotrs, horse rides and camel rides.Tarkarli beach – This beach is popularly known as the queen of beaches in Sindhudurg.  It is located at a distance of 8 Km away from the Malvan town. This is a place where the Arabian Sea and the Karli River meet. The beach has clean water with green shoreline and palm trees. There are many must visit historical and pilgrim spots like Sindhudurg Fort, Dhamapur Dam, Malvan Marine Sanctuary and Shree Shivchhatrapati Temple near the Tarkarli beach. Tarkarli is famous for scuba diving. The other prominent water activities here are Snorkeling, Banana and Bumper Ride, Kayaking and Parasailing. You can also go for a House Boats ride and go for Dolphin Safari.Kashid beach – It is situated at the coast of Arabian Sea which is just at a distance of 125 km away from the Mumbai city. This beach is about 3km length and has a diverse landscape of sandy shoreline with trees, plants, cliffs and rocks. It is perfect place for all the nature lovers and it is apt for a calm, private and relaxed holiday. There are few shops, street foods, parking facility and two caves located at the shoreline of kashid beach. Bumper ride, banana rides, jet skies, parasailing, boating and Scuba diving are the famous water sports here.Alibaug beach – This beach is situated at the coast of the Arabian Sea at Maharashtra, which is at a distance of about 96 km from the Mumbai city. It is about 2km from the main spot of the city Alibaug and easily accessible by the public transports. The Alibaug beach is about 4km long and has a black sandy coastline with many small rocks. The Kolaba Fort is located near the shoreline of this beach. This beach is also famous for camping along the shoreline and party the entire night in an open door experience with cool breeze and bonfire. The famous water sports at this beach include Jet skiing, Banana boat ride, ATV sand bike ride and Zorbing.Harihareshwar beach – This is one of the prominent beaches of Maharashtra, situated at a distance of 200 km away from the Mumbai City. The beach stretches about 2.4 km long and has clean water and sandy shoreline with rocks. There is a famous temple located at the shoreline of this beach for Lord Shiva known as the Kalbhairav Shiva temple. There is rocky cliff next to the temple called as pradakshina marg. You can watch crabs along the shore line of this beach and there is a dolphin watching ride too. There are many local markets and street foods availed near this beach that serves yummy and hot sea foods like fishes and prawns. This beach is also an ideal destination for all the adventure seekers with many water activities like paragliding and water surfing. The other activities like swimming, boat rides, beach walking and beach volleyball are also famous here.

Which is the best Canada Immigration Consultants in Bangalore
 Aalia Chandan  
 7 August 2019  

Check out Canada Immigration Consultancy Bangalore. Save Time, and Find it Here. Trusted by many customers.Live, work & settle forever in Canada, without any restriction. Check your eligibility. Canada to Welcome Immigrates with spouse and children.Services: Canadian PR Visa, Canada Skilled Migration, Canada Permanent Resident, Canada Immigration Visa, Free & quick Assessment, Canada Student Visa, Canada FSW‎Get a Free Assessment For Canada Permanent Residence From Our Novus Immigration Consultants Bangalore. Apply Now. Free Consultation Call us.Give your kids a better future. The worth for it. ICCRC Registered Consultants.‎ The Most Trusted Immigration Consultants with 10 years of experience.You are not a file number and should not be treated like one. Novus gets the job done right. Your pathway to free education & free healthcare. This is your future - get it done right. Get professional services. Relocate for Better FutureGet Canadian PR in 6 Months‎. Migrate to Canada in 6 Months with PR. Check Your Eligibility. 6-8 Months Process. Free Consultation. Assessment in 3 Hours. Your Gateway to Canada.There are four categories are there to enter Canada. Mentioned below:Temporary residentPermanent residentCitizenConvention RefugeeEach one has a specific set of rules, guidelines, and ways.To know more details about Canada immigration from India contact athttps://www.novusimmigration.com/Visit our website: https://www.novusimmigration.com/ Email: info@novusimmigration.comVisit our office Address: #84 2nd Floor, Brigade Rd, Ashok Nagar, Bengaluru, Karnataka 560025More Detailed Services:Canada:https://www.novusimmigration.com/canada-immigration.htmlhttps://www.novusimmigration.com/canada-express-entry-program.htmlhttps://www.novusimmigration.com/canada-federal-skilled-worker-class.htmlhttps://www.novusimmigration.com/canada-federal-skilled-trade-class.htmlhttps://www.novusimmigration.com/canadian-experience-class.htmlhttps://www.novusimmigration.com/canada-provincial-nominee-program.htmlhttps://www.novusimmigration.com/canada-crs-points.htmlhttps://www.novusimmigration.com/canada-work-permit.htmlhttps://www.novusimmigration.com/canada-temporary-resident-visa-eta.htmlhttps://www.novusimmigration.com/canada-study-permit.htmlhttps://www.novusimmigration.com/canada-refused-visas.htmlAustralia:https://www.novusimmigration.com/why-australia.htmlhttps://www.novusimmigration.com/australia-skilled-class.htmlhttps://www.novusimmigration.com/australia-spouse-family-partner-parent-visa.htmlhttps://www.novusimmigration.com/australia-business-investment-stream.htmlhttps://www.novusimmigration.com/australia-refused-visas.html