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Finance for kids : Why is US dollar more powerful than Indian Rupees
 Bibhu datta Rout  
 2 March 2018  

Adult (A) : Say there are two kids in the world. You and your friend. Noone else exists.Kid (K): Ok.A: You produce apples and your friend produces oranges. Since you love oranges and your friend love apples, you make a deal that every month your friend will give you 100 oranges in return for 100 apples. This is called barter system - you give me some goods or services and your friend pays you back in terms of goods and services. This practices remained for some time until there was some natural calamity in your area and you failed to produce sufficient apples for a month. But you wanted oranges. You went to your friend's place and asked for oranges.K: But why would he give me anything, when he knew that I couldn't keep my promises.A: Correct. So he made a deal. He gave you some paper, which had some agreement that you would pay him back oranges that he was lending to you. The agreement was made with the assumption that, you were an honest guy and you would keep your promises and when you had apples, you would return him back. Exchange of goods in this format gave birth to a new concept called "Money". In economic terms, it is called 'Fiat economy'- where goods are exchanged for something which cannot have a direct utility. Money has utility only when it is exchanged. Until now you had the need for oranges only. But say, you desired for pineapple, strawberries etc. and there are few more players in the market who are exchanging those fruits by issuing different paper notes. This kind of practice gives rise to the 'global currencies' where the value of each currency is different from rest of the world.C: But won't the value of each currency be same in a fair world?A: Yes, in an ideal world, the value of each currency or fiat money should be same. But here comes the complex scenario which is driven by power and greed. Every player in the market wants to get more by paying less. So your apple might not be as appealing to someone as it appeals to other and you end up paying more apples for same goods and services you get from others. C: Why would I pay more when I can get it at a fair price from someone else?A: The fair price is driven by market perception about certain goods and services. Since more players are in the market, more perception prevails. Good, bad and ugly are differentiated by perceptions only.C: Who controls perceptions?A: Good question. The dominant and powerful player in the market controls the perception. By influencing others he will make others realize that his goods or services are better than others and hence demand more value in return.C: But tell me how USD influenced the market to be the dominant player and hence more powerful in the currency market.A: Before world war I, every country was trying to influence other countries to become the dominant player in the market. During that time, Theodore Roosevelt influenced the neighboring countries to follow USD as foreign exchange currency rather than gold, which was used until that period of time. Some notable examples can be read in the history of  Cuba, Venezuela, Santo Domingo and panama. America had been engaged in producing arms by that time and was supplying to foreign countries including united kingdom.During world war 1, America gave some good number of arms to United Kingdom, who was under financial crisis and was dependent upon its' ruling countries like India and some south-east Asian countries to generate sufficient money to afford luxury the Britishers were accustomed to. During the financial crisis of world war I, United Kingdom took arms from US trough a negotiation or deal known as Liberty Bond, which amounted to over $20 billon, which would be much more than what is America's current national economy at the moment.C: You mean UK was knowing they cannot pay back the loan, but they were still keen on taking the arms from US to fight against other countries and in that case Americans were keen on giving some loans which they were confident that it could not be repaid.A: Power to control others and the greed to have more are biggest vices of the human being. The then political strategists of America were thinking much beyond their time - at least 50 years ahead of time. UK sooner became an ally in America's endeavor to have USD as global currency post world war II. But acceptance by few countries does not make a currency truly global.C: What happened next?A: After world war II, America was perceived as the super power of the world. Thanks to some scientist who could not visualize the impact of atom bomb before inventing them. Every country was agreeing to a global bank known as World Bank and fund of funds known as International monetary fund. The duty of both entities were to ensure fair market practices in the globe. However influence of US continued and they changed the exchange methods from gold transactions to US dollar. There were a lot of factors which were either manipulated or done strategically to get it done.C: I understand dollar became global currency, but why it became more powerful than Indian rupees.A: Once you have the control of global currency, you can manipulate that in your favor. I will go back to that apple and orange examples. Now that your apple is purchased by US, who has certain criteria of selection of apples to know the fair price of apples. After careful observations, it is declared that your 100 apples are actually 50 apples worth as per US standard. You have two choices - either you don't sell apple or sell in the different market. Say in such scenarios, you don't have the sufficiently big market to sell your apples and you know that if you fail to sell in US, you might lose more money. You don't bargain much and accept the negotiations done by them. When everyone started accepting the terms defined by them, the power of dollar became more. I hope that answers your question.C: Can it never be reversed. I mean INR becomes more powerful than USD?A: Yes, logically possible, for that India as a country has to think ahead of time and the strategist and policymaker make the country self-dependent and more job opportunity is created internally rather than dependent upon foreign resources. Many of the natural resources are under-utilized in India so as the human capital. If that is oriented in right manner, then time is not far we see the reverse action. India needs to be technologically sound and the education system should teach how to be innovative and creative rather than just compete to score marks. I strongly believe, your generations can do.C: Yes, we will. Thank you for the answer.

When breath becomes air
 Garima Rathi  
 6 March 2018  

I began this year with a resolution to fuel my love for books all the more. I am happy that with a two year old toddler to manage-a round the clock job, I have already completed reading three books this year. It is literarily satisfying when the book you have read is the one you would want to re-read from your library.I am a lover of books of fiction. Presently, I am in a zone to explore my reading interest in different genres. The first stop in this road to exploration was a non-fiction autobiography penned down by Paul Kalanithi which was published posthumous. This is an amazing book that transcends you from a real world into a spiritual realm pondering over the questions of life and death – the answers to which the author had been trying to seek all his life.Paul Kalanithi, aged 36, was an eminent doctor and a scientist who was just months away from completing a decade long training in the exhaustive field of neurosurgery when he was diagnosed with stage IV lung cancer. An alumnus of Yale School and Stanford, he had dreamt of his beautiful future along with his wife Lucy Kalanithi (also a neurosurgeon resident at Stanford) which evaporated one fine day with the news of his diagnosis. This profoundly moving book encapsulates his journey from being a doctor treating terminally ill patients to being a terminally ill patient himself. A tragic role reversal. It is a book that beautifully describes the gruelling life of a doctor, the strain that it can have on the marital life of a doctor, the relationship between a doctor and a patient and the relationship between a doctor and the patients’ families.Every death leaves behind a saga of sadness but some deaths seem particularly cruel. He wanted to become a writer and a dad and he became both only when the reality of his terminal disease dawned on him. His volition to write this book was inexplicable. He penned down his autobiography with immense determination in times of great difficulty. He wore silver-lined gloves to use the trackpad of his laptop when his fingertips began to crack due to the effects of chemotherapy.He has candidly borne his heart out. The essence of this book lies in the account of all the shades of his life to his grave. If he has put some spotlight on his athletic and workaholic side; he hasn’t shied away from exposing his despondent phase, rancorous soul and details of his anguished body. Paul chose the field of medicine to explore the answers to his questions on life and death only to understand them better in his own tryst with death. He breathed his last breath in his sanctuary – the hospital where he had worked relentlessly; in a room barely yards away from where his daughter had been born eight months ago.This book has left an indelible mark on me. I found it deeply moving. I am not someone who is reduced to tears easily but have felt tears forming in my eyes through the course of this book. This book brings you very close to the soul of Paul. You live his journey through his writing.This is one of those books which I wish would never have a ‘The End’ page. I am certain I will read When Breath Becomes Air again.

"The Puppet Show"
 Trupti Paikaray  
 14 March 2018  

What a beautiful life it was without the virtual reality headaches. Babloo with Golu calling Titu and Monu with other friends were rushing to the nearby fields to play cricket, volleyball, football, gilli danda and kabaddi. They were even so fond of sack race, cycling, hide and seek and a number of other exciting games not only to keep them entertained but also to stay fit and fine. Then, Babloo, Golu, and Titu were growing up playing various outdoor games, the games which need sharp mind, attention, keen intellect and alertness. They were also doing best in their studies and pursuing good careers. It is true that they didn’t know the magic of the computer and internet. If they were given such facility, nobody would have beaten them. Here, what I want to highlight that yes they were lacking a facility, but still, they were the go-getters, the trendsetters. With the advent of computer and internet life changed hugely. Nowadays, kids are ‘internet-babies’ and youth are ‘puppets’ in the hands of the internet. I don’t dare to say anything against internet and it has a lot of contribution to our life. If our life is getting better and better, it is only because of the internet. But as we know “too much of everything is bad”, we should have control over its use. Along with free internet data available, not only youths but most of the people are getting addicted to the internet and social media. Kids cannot stay away from online games, cartoon videos and new varieties of apps are also coming up which fascinates the young minds.Social media is gaining huge popularity day by day. It’s indeed a great idea to stay connected to friends, family, admirers, and well-wishers. Personally, I feel it’s a great platform to expand your knowledge and information base. It connects you to a group of like-minded people, using it we grow our business, increase our fan followers. We also get to know about day to day happenings. But, the excess use of social media leads to frustrations also. There is a kind of virtual competition going on. People are busy showing off that they can afford to visit foreign countries, can go to expensive hotels and can enjoy the most exotic holiday trips and at the same time busy uploading picture, to make others feel that “yes, I can afford and I am living such a lavish lifestyle.” Those people, who really can’t afford, feel sad and broken and it also makes them feel low. It gives them a chance to curse their destiny; it creates and spreads jealousy and narcissism among people. If we post something on social media then we expect more likes and comments and if there are more likes we feel like winners, if fewer likes and comments feel like losers. Somehow, it disturbs our mental peace. Yes, I have seen many teenagers struggling to get more likes, comments, and shares. After the addition of love, wow like emoticon buttons, there is competition to get more loves, wows. Is it a real life? We forget that this is not the taste of a real life.As per my observations on social media behavior I found there are a few types of social media users which can be divided into the following groups;Group-1 (The smart users): These types of people always love to give likes or comments if you look beautiful, smart, if you post pictures of your exotic holiday trips, get good jobs in big companies. Let me say, this is the reason you get more friends and it can also be the reason for losing some friends as they can't see you going, growing, or happy.Group-2 (The Genuine users): There are some people who always give likes and comments from their hearts being yours true and genuine admirers and they never hurt you. They can be the biggest supporters and friends.Group-3 (The Deliberate users): Some are there who prefer to give likes, loves, wows and comments as they expect you to do the same and it’s their sweet strategy to get more likes in return. They can be described as sweet “Like collectors & counters”.Group-4 (The Snobs): Some users are there who give likes and comments only when they find and think, “Oh, yes…this guy is of my level”. Otherwise, they don't care.Group-5 (The Moody users): There is a type of moody users group. They are so moody in this matter and you can't predict when you are going to get likes and comments from them. Group-6 (The Silent users): Another group of users is there who never give likes or comments and don’t bother even if you don’t give comments on their posts.Group-7 (The Jealous users): Some people knowingly avoid you only because “it is you” and they feel jealous of your followers, friends and the more likes and comments you get the more it makes them upset. Group-8 (The Selfish users): The selfish users are the true bargaining kind of people, “If you give likes, I will give likes, if you don’t, I won’t”. However, they start liking your posts like ‘your one and only friend’ and beautiful comments to make win your hearts. But, if they don’t get return likes or comments they just stop there.Group-9 (The Go with the flow users): Go with the flow users are very diplomatic. They give comments, likes, loves on your posts, pictures only when see and find your mutual friends giving you likes, loves, wows, then they can’t tolerate and even if they don’t like they give it only to go with the flow.Group-10 (The Game watchers): Last but not the least, the ‘Game watchers’ love to watch the game till the end. They just pause a bit, then wait and watch how your posts are performing in the ‘Like & Comments Game’. If your posts get more likes n comments then they decide to throw likes.The story doesn't end here. Many people are opening fake accounts and flirt with girls and start chatting with them. As everything has its pros and cons even social media has its own advantages and disadvantages. It is undoubtedly the biggest source of communication, interaction, entertainment or infotainment. It is used in a wrong way causing major issues. Cyberbullying, hurting each other and insulting people are very common these days. Teens are completely trapped by the momentary bliss social media gives. We are celebrating festivals, important days and throwing parties being obsessed with posting pictures and giving status updates by forgetting the actual purpose of the event. In this entire process, we people are getting puppets in the hands of technology and social media. It controls our emotions, it gives us pleasure, and our life is controlled by how many likes, loves, and wows we get. It is also creating frustrations among the youths as they see their friend going ahead, achieving success, going on foreign trips, spending holidays in posh hotels, buying luxurious cars and houses and they can’t do it. It makes them feel low and bad about themselves and their positions. But, they must understand that “all that glitters is not gold” and people do it only to show others. In the name of social media, we forget the actual relationships because we are so busy with this ‘virtual friendship’. As per a new study, we now spend more time on our smartphones than with our partner. While at home, we too remain busy with our smartphones, updating our status on social media and it’s like as if a puppet show is going on and we are the puppets in the hands of social media. Hence, we must understand the pros and cons of social media and it should be used to make our lives better not bitter. We should not be addicted to it. There are a lot of benefits from using these platforms. We can follow the news, can read good articles, and can keep in touch with friends and family who may be physically far away. But sometimes, we should take a break from it, just put the windows down, enjoy the fresh air, breathe, read some good books, do gardening, go for a walk, spend time with family & friends, play some outdoor games and do some charity work and it will give you the real pleasure of being with the real people. 

"The Puppet Show"
 Trupti Paikaray  
 14 March 2018  

What a beautiful life it was without the virtual reality headaches. Babloo with Golu calling Titu and Monu with other friends were rushing to the nearby fields to play cricket, volleyball, football, gilli danda and kabaddi. They were even so fond of sack race, cycling, hide and seek and a number of other exciting games not only to keep them entertained but also to stay fit and fine. Then, Babloo, Golu, and Titu were growing up playing various outdoor games, the games which need sharp mind, attention, keen intellect and alertness. They were also doing best in their studies and pursuing good careers. It is true that they didn’t know the magic of the computer and internet. If they were given such facility, nobody would have beaten them. Here, what I want to highlight that yes they were lacking a facility, but still, they were the go-getters, the trendsetters. With the advent of computer and internet life changed hugely. Nowadays, kids are ‘internet-babies’ and youth are ‘puppets’ in the hands of the internet. I don’t dare to say anything against internet and it has a lot of contribution to our life. If our life is getting better and better, it is only because of the internet. But as we know “too much of everything is bad”, we should have control over its use. Along with free internet data available, not only youths but most of the people are getting addicted to the internet and social media. Kids cannot stay away from online games, cartoon videos and new varieties of apps are also coming up which fascinates the young minds.Social media is gaining huge popularity day by day. It’s indeed a great idea to stay connected to friends, family, admirers, and well-wishers. Personally, I feel it’s a great platform to expand your knowledge and information base. It connects you to a group of like-minded people, using it we grow our business, increase our fan followers. We also get to know about day to day happenings. But, the excess use of social media leads to frustrations also. There is a kind of virtual competition going on. People are busy showing off that they can afford to visit foreign countries, go to expensive hotels and can enjoy the exotic holiday trips and at the same time busy uploading picture, to make others feel that “yes, I can afford and I am living such a lavish lifestyle.” Those people, who really can’t afford, feel sad and broken and it also makes them feel bad. It gives them a chance to curse their destiny; it creates and spreads jealousy and narcissism among people. If we post something on social media then we expect more likes and comments and if there are more likes we feel like winners, if fewer likes and comments feel like losers. Somehow, it disturbs our mental peace. Yes, I have seen many teenagers struggling to get more likes, comments, and shares. After the addition of love, wow like emoticon buttons, there is competition to get more loves, wows. Is it a real life? We forget that this is not the taste of a real life.As per my observations on social media behavior I found there are a few types of social media users which can be divided into the following groups;Group-1 (The smart users): These types of people always love to give likes or comments if you look beautiful, smart, if you post pictures of your exotic holiday trips, get good jobs in big companies. Let me say, this is the reason you get more friends and it can also be the reason for losing some friends as they can't see you going, growing, or happy.Group-2 (The Genuine users): There are some people who always give likes and comments from their hearts being yours true and genuine admirers and they never hurt you. They can be the biggest supporters and friends.Group-3 (The Deliberate users): Some are there who prefer to give likes, loves, wows and comments as they expect you to do the same and it’s their sweet strategy to get more likes in return. They can be described as sweet “Like collectors & counters”. Group-4 (The Snobs): Some users are there who give likes and comments only when they find and think, “Oh, yes…this guy is of my level”. Otherwise, they don't care.Group-5 (The Moody users): There is a type of moody users group. They are so moody in this matter and you can't predict when you are going to get likes and comments from them. Group-6 (The Silent users): Another group of users is there who never give likes or comments and don’t bother even if you don’t give likes, comments on their posts.Group-7 (The Jealous users): Some people knowingly avoid you, only because “it is you” and they feel jealous of you, your followers, friends and the more likes and comments you get the more it makes them upset. Group-8 (The Selfish users): The selfish users are the true bargaining kind of people, “If you give likes, I will give likes, if you don’t, I won’t”. However, they start liking your posts like ‘your one and only friend’ and beautiful comments to make win your hearts. But, if they don’t get return likes or comments they just stop there.Group-9 (The Go with the flow users): Go with the flow users are very diplomatic. They give comments, likes, loves on your posts, pictures only when see and find your mutual friends giving you likes, loves, wows, then they can’t tolerate and even if they don’t like they give it only to go with the flow.Group-10 (The Game watchers): Last but not the least, the ‘Game watchers’ love to watch the game till the end. They just pause a bit, then wait and watch how your posts are performing in the ‘Like & Comments Game’. If your posts get more likes n comments then they decide to throw likes. The story doesn't end here. Many people are opening fake accounts and flirt with girls and start chatting with them. As everything has its pros and cons even social media has its own advantages and disadvantages. It is undoubtedly the biggest source of communication, interaction, entertainment or infotainment. It is used in a wrong way causing major issues. Cyberbullying, hurting each other and insulting people are very common these days. Teens are completely trapped by the momentary bliss social media gives. We are celebrating festivals, important days and throwing parties being obsessed with posting pictures and giving status updates by forgetting the actual purpose of the event. In this entire process, we people are getting puppets in the hands of technology and social media. It controls our emotions, it gives us pleasure, and our life is controlled by how many likes, loves, and wows we get. It is also creating frustrations among the youths as they see their friend going ahead, achieving success, going on foreign trips, spending holidays in posh hotels, buying luxurious cars and houses and they can’t do it. It makes them feel low and bad about themselves and their positions. But, they must understand that “all that glitters is not gold” and people do it only to show others. In the name of social media, we forget the actual relationships because we are so busy with this ‘virtual friendship’. As per a new study, we now spend more time on our smartphones than with our partner. While at home, we too remain busy with our smartphones, updating our status on social media and it’s like as if a puppet show is going on and we are the puppets in the hands of social media. Hence, we must understand the pros and cons of social media and it should be used to make our lives better not bitter. We should not be addicted to it. There are a lot of benefits from using these platforms. We can follow social media news, can read good articles, and can keep in touch with friends and family who may be physically far away. But sometimes, we should take a break from it, just put the windows down, enjoy the fresh air, breathe, read some good books, do gardening, go for a walk, spend time with family & friends, play some outdoor games and do some charity work and it will give you the real pleasure of being with the real people.

Are you chasing your goals or merely its means?
 Manoj Arora  
 16 March 2018  

Have we got mixed up with our goals and the means to achieve those goals? Most of us have. Wake up before time runs out !...Unhappy and frustrated with recent exam results at school, my elder one was desperately looking forward to something that could soothe her mind. It is not only about kids and exams, it could be you and your career, you and your business, your life, your relations, your passion. Whatever be it, in most cases we seemed to have mixed up with our life's goals and the means to achieve those goals. Don't believe me? Look out for yourself."Dad, now don’t tell me that results do not matter. I know that efforts are more important. But still I am not feeling good...", said a disappointed Arushi."Well, the fact is that results do matter. However, they are not in our control. Our efforts also matter. The beauty of focusing on the efforts is that efforts are always in our control. In any case, let me share with you a story of one of my friends in the United States - that should probably make you feel better...""William Richards was one of my colleagues when we were in the USA. We call him Bill. And you know people there - they are so fond of taking long breaks from the mundane job, and going on for adventures like biking, hiking, boating, flying, and what not.""Ah! Those US days...", remarked Arushi with a glee in her eyes."Yeah...so, this guy – Bill, took a three-week vacation after we signed a new contract with the client. All of us had worked very hard for this, and we all deserved a break. Bill decided to walk up the mountains.""Ok...Is it around the same time we went to Disney World?", inquired Arushi."Yes, exactly, we also took that 3-week break..OK, so when Bill was back after 3 weeks,he explained me about an incident that was strangely disturbing for him.""What was that?""Bill told me that during one of the days when he was climbing one of the toughest peaks. That day was particularly rough for him. He had been climbing since last 6 hours and it was late in the afternoon already. He was literally sweating in the snow, his legs were paining, his shoulders were aching...He was finding it really tough. But of course, he did not have a choice at that time. While all that was happening, he heard a noise of a helicopter quite close to him. When the sound of the whirling helicopter blades increased further, he just looked up and was amazed to see what he saw.""What was there?""It was one of his friends and his neighbor Ronnie on the helicopter...Ronnie was a rich man, also fond of mountains.""Ah ok..""They waived at each other, and then Ronnie shouted that he was going to the M4 peak...Bill said he was too...""OK..."Ronnie then waived Bill to come over to the helicopter and he offered to throw the ladder down to pick him up. Bill was confused whether he should take this offer."C’mon Bill. We have the same goal. We can use his helicopter as a means to achieve this goal faster. What are you thinking? I started just 15 min back and we will be there at the M4 peak in next 5 minutes.""Then, did Bill accept his friends offer?""No, Bill did not. And whether Bill accepted the offer or not is irrelevant. The strange part was this. At that moment, Bill said that he definitely felt very frustrated, sad and hopeless.""That’s obvious Dad...Bill has been climbing for hours together and was in pain. His friend did all that in 15 minutes - just because his friend could afford to rent a helicopter.""It is not obvious my child. It is the core issue.”“Issue, what issue?”“Here is what the issue us. If Bill felt sad seeing his friend go past him and reach the peak in no time with least effort, then I am sorry to say that Bill has got completely messed up with his goals and the means to achieve the goal.""How?""OK. what do you think was Bill’s goal?""To reach the mountaintop.""Again, we always get it wrong here. That is the issue. We get so messed up. Think again why did he take the vacation? At that point when Ronnie was waving at him, Bill thought that reaching the top is the goal and climbing are the means to achieve the goal, while actually, it is exactly the reverse. Think. The climb is the goal and the mountaintop is the means that help him achieve his goal. Did he not take a break to enjoy a few days 'climbing'? The objective was always to climb and enjoy the climb. Now, having said that, remember that the mountaintop is also important, but just as a means. If there was no top, then there would be no climb.""Hmmm....quite interesting.""If he was clear about the goal (climbing), would he be frustrated to see his friend reaching the top faster?""Perhaps, no !""Definitely no. Who reaches the top faster and with how much effort - all this would cease to matter if the goal is to climb. It is just how we look at things. In fact, he should be satisfied that he is already achieving his goal of climbing - which cannot be accomplished in any way via a helicopter.""Interesting Dad....""And now tell me what is your goal when you study - to learn new things and acquire knowledge or to score marks?"Arushi went in thinking mode. It is this self-introspection only that was going to set her perspective right. I let her take her time. After some time, I had to trigger it.."So, let me make it absolutely clear to you. Marks are not the goal at all. Marks are just a means - that help you focus on your main goal - which is to acquire more knowledge, and become wiser. While striving to achieve more marks, your goal is to become knowledgeable and wise – and not the other way round. Let there be no doubt about this. Do not mess up your childhood days in this confusion. Do not do the same mistake that Bill did." "Wow, this does give me a different perspective. But that is not how our teachers and classmates think. They look highly on us only when we get good marks.""Yeah, that is how it is always going to stay - perhaps. They have messed up their lives, and we cannot go and correct everyone around us. It is not feasible. But my advise to you would be not to just follow the herd. The entire herd may be headed to hell."“I get that Dad…I definitely feel better..”Arushi got it. I got it a few years back. Some of you may get it with this post. Some will never get it. Doesn't matter. The end is the same for everyone. But hold....reaching the end of our life is not our goal. Reaching the end is just a means - a reminder - for us to improve, become better, possess more mental strength, exhibit more happiness, elevate someone's life - and these are our goals. Do not get messed up between the goal and the means.On a vacation trip remember that the goal is not to reach the destination, but to enjoy the in-between moments - waiting at the airport, the cab ride with family, the meal at the hotel, the dance party, the scuba dive, the isolated hour at the beach. In a job or a business, the goal is not to reach the next level - but to impact as many people, experience awesome time and relations on the journey. "You always had a goal of financial freedom....", remarked one of my readers."The goal was never to be financially free, Freedom is only a means to reach our goals - of doing what we love doing – writing, planting trees, spending time with children and spouse, taking care of parents, meeting friends - and having an enjoyable life.", I responded.CheersManoj AroraOfficial Website | My Mission

BORN FREE TO LIVE IN A CAGE
 Padmini Ravindran  
 16 March 2018  

  All over the world, countries celebrate their independence day with great pride and gusto showcasing their strength and progress to be admired and awed by people. However, I wonder at times are we; human beings really free or liberated? Do we enjoy freedom in true sense? I’ll keep my thought process limited to India without going to the other parts of the world.Every human being according to me is free only at the time of birth. A baby has no worries about projecting the “right public image” and is happy doing anything and everything he wants to. As we grow, we are caged, shackled in many chains by the society- Social, cultural, emotional and lately technological.It starts when the baby (I’ll use ‘She’ as a pronoun as it encompasses ‘he’ too J!) is hardly a toddler. Parents love to show off his/her talents without any consideration for his/her moods and fancies. She has to sing or dance and entertain the relatives who are often least interested. Then there is a marathon for the best school in the city. The kid is again forced to mug up the likely questions to be asked at the interview, learn to behave in a certain manner at the age when she just wants to be left on her/his own.    Once at school the comparison starts with all the other children. Every parent wants the child to be the best - marvelling at studies, sports, debates and elocutions, arts, theatre, social etiquette and so on. In short she has to be a Superwoman, while the mothers sweat over every small detail like deciding what hobbies are “in”, what vitamin supplements to give the child for super-built body and extra-intelligent brain, what kind of clothes are in vogue for kids and so on. All advertisements put the pressure on parents to make a scientist/ doctor/ engineer or any professional (Please note that none off the advertisements think much of artists or farmersL! No wonders farmers have remained the most vulnerable lot in our “agrarian” economy for decades!). The harried parents, in turn pass on this frenzied madness on to their children. Every parent dreams of having a super successful child prodigy, irrespective of own talents that he has passed on in the child’s DNA at birth. We want our children to follow the career chart we have created for them taking in consideration the status, social acceptance, and money it will yield. What the child’s interests are is totally ignored.Once the school and college marathon is over and youth gets a plum job, then the other social pressures build up. A girl must learn to be graceful, super talented at juggling home and demanding career, must be having all the socially accepted attributes like – fair, tall, slim, social yet home-loving, educated yet sacrificing, modern yet with traditional values and the list is endless.This brings me to the fairness obsession in our country where most girls are bound to be wheat complexioned due to our geographic and climatic conditions. Having a dusky complexion is looked down upon and if you have a darker skin only God or fairness creams save you! I find the advertisements so ridiculous when a girl dreaming of a great career has to rely on fairness creams to prove her mettle! If she wants to remain single by choice then hell breaks loose. If she marries then her womanhood is not considered complete till she delivers a baby. Why I wonder, in a free country it becomes a privilege of all and sundry to barge into couple’s bedroom and discuss why are they not having kids and what could be wrong with them. Can we not let the parents decide when they want to bring in a life that is going to be their responsibility till they are alive?Men on the other hand are forced to bring home a handsome pay package and comparisons of how much comforts and luxury a neighbour can afford to give his wife vis- a -vis the poor husband becomes a main topic of contention. Once they become parents they too merrily join the same rat race that their parents had joined to ruin them.These are some of the socio-cultural shackles I strongly feel about. Emotional shackles too are somewhat intertwined in these as usually our Indian society loves to emotionally blackmail their loved ones to follow their commands. Log kya kahenge is the most dangerous epidemic that has been afflicted by Asian psyche. Social approval is a bug that has bitten all of us. Imagine the emotional state of a young girl when she is more than often rejected because she is NOT fair, slim or beautiful. She is most often an easy prey to depression. I wonder why we give so much importance to external attributes while totally ignoring the more important ones like nature, intelligence, compatibility etc. in a life partner. Are we shopping here for a curio to beautify home or wanting someone with whom we can share our lives! And same things go for men too - what with markets flooded with anti-balding treatments and all those fairness creams for men? He too is expected to earn well, be qualified with the most lucrative degree, have a macho figure etc. I often hear young girls asking for well sculpted men as their life partners. SO now the fire has reached even the other side of the society. At a young age he’s expected to offer all the comforts and luxuries when he’s still building his career!Added to all these cages, the worst shackle is the technology. We think human being created technology for comforts but today it has totally backfired on us impacting every aspect of the society. Just look around and see for yourself what have smart phones done to our lives! The downfall that started with the idiot box and further fuelled with the internet has been completed by the smart phones. Phones are getting smarter and humans are getting dumber. I’ve nothing against technology and if used sensibly it can be a great boon. We can now reach the entire world in a split second. Emails have become a passé with the advent of other more powerful and faster means of communication. Often Facebook and twitter has helped in reuniting people or in sending across a useful message. Today I too am saying what I feel thanks to this technology. We can surely not ignore the good things. However, we can’t turn a blind eye to the damage it does to our most profound institutions of marriage, family and society as a whole.  Families are fast disintegrating today as each one is happy to be in his on anda cell created by his Laptop, smart phone, personal TV or a tablet, and is constantly in his world with his headsets on. Cheating in marriages has never been so rampant and easy with the right to privacy. Virtual affairs ruin many marriages as one doesn’t understand that virtual love is bound to appear “perfect” and it’s only when you actually start life together you need to adjust and understand. Recently, a study revealed how social skills are being affected in this generation that spends most of its time in the virtual world. Family time is unheard of with each one immersed in his on virtual world. We forget that though wired from all sides we are not robots but human beings who are bound to need emotions like warmth, love and touch to thrive. The older generation who is not very tech savvy feels the brunt the most. They are mostly treated like a piece of furniture. The youth has no connect with parents leave alone grandparents. In our desire to connect across miles we have been disconnected from our own family.Family outings, dinners and gatherings do happen surprisingly even today but the most time and attention is hogged by these smart phones. Family time has become a joke with each member immersed in one’s cell phone- exchanging messages. Checking face book updates, updating status and so on.The family vacations are more for clicking selfies and check-ins to let the whole world on social media know the exotic place one is heading to. There have been many stand up comedies, what’s app forwards and tongue in cheek cartoons aimed at this but I feel we are quick to ignore these warning bells and laugh it off merely as a humour. So many have lost lives clicking selfies at dangerous spots but we are too slow to understand the implications. Are we really a generation of dimwits and our cell phones smarter than us? Only God save us in such situation…!All pictures Courtesy- https://unsplash.com

World Health Day
 Suraj Kumar  
 2 April 2018  

World health dayThe World Health Day is celebrated on 7th of April every year. This day is celebrated for awareness of the global health. The World Health Day is been the sponsorship of the World Health Organization (WHO), as well as other related organizations.The World Health Organization (WHO) has there theme, slogan and hashtag for their organization are:Theme for World Health Day is: Universal health coverage: everyone, everywhere The slogan is: “Health for All”. The primary hashtag that we are using is : #HealthForAll but look out for posts using #WorldHealthDay as well. The World Health Organization held the First World Health Assembly in the year 1948. The Assembly decided to celebrate 7 April of each year, with effect from 1950 after 2 years, as the World Health Day. World Health Day is acknowledged by various governments and non-governmental organizations with interests in public health issues, who also organize activities and highlight their support in media reports, such as the Global Health Council. The World Health organizes decided a particular theme for the international, regional and local events on this Day. They have the different theme every year related to their aspect. If we talk about the theme of the World Health Day then we have numbers of year passed with the different theme for the world. Every theme is related to securing your health with different problems. We are celebrating World Health Organization since 1948 till now, long 70 years. Recent themes that are been taken for this day they are; in the year 2014 the theme was taken on the disease Vector-borne meaning of this was a small bite, big threat. In the year 2015, the theme was taken Food safety so that people could eat healthy food. In the year 2016, the theme was taken Halt the rise, this was related to beat diabetes. a largely preventable and treatable non-communicable disease that is rapidly increasing in numbers in many countries, most dramatically in low- and middle-income countries. Simple lifestyle measures have been shown to be effective in preventing or delaying the onset of type 2 diabetes, including maintaining normal body weight, engaging in the regular physical activity, and eating a healthy diet. Diabetes can be controlled and managed to prevent complications through diagnosis, self-management education, and affordable treatment. The WHO estimates about 422 million people in the world have diabetes, with the disease the direct cause of some 1.5 million deaths. The goals of WHD 2016 are scaled up prevention, strengthen care, and enhance surveillance. In the year 2017 the theme was taken Depression: Let's talk because the condition affects people of all ages, from all walks of life, in all countries. It impacts on people’s ability to carry out everyday tasks, with consequences for families, friends, and even communities, workplaces, and health care systems. At worst, depression can lead to self-inflicted injury and suicide. A better understanding of depression – which can be prevented and treated – will help reduce the stigma associated with the illness, and lead to more people seeking help. Talking about the upcoming World Heath Day the theme has been decided is Universal Health Coverage. This topic has been taken so that they could cover all different type of problem of the people. The World Health Organization was founded on the principle that all people should be able to realize their rights to the highest possible level of health.“Health for all” has therefore been our guiding from 70 years. It’s also the impetus behind the current organization wide drive to support countries in moving towards the Universal Health Coverage (UHC). The organization will maintain a high profile focus on (UHC) events through 2018, starting on the World Health Day on 7th of April with global and local conversations about ways to archive health for all.So it has been decided that in this 70th anniversary year, World Health Organization is calling on the world leaders to live up to the pledges they made when they agreed on the Sustainable Development Goals in the year 2015, and commit to concrete steps to advance the health of all people. This means ensuring that everyone, everywhere can access essential quality health services without facing financial hardship. Experience has illustrated, time and again, that Universal Health Coverage is achieved when political will is strong. Throughout 2018, we aim to inspire UHC stakeholders to make commitments towards UHC by highlighting policymakers’ power to transform the health of their nation, framing the challenges as exciting and ambitious, and inviting them to be part of the change.Throughout 2018, we aim to Motivate UHC stakeholders to make commitments towards UHC by sharing examples of how countries are already progressing towards UHC and encourage others to find their own path.Throughout 2018, we aim to Guide UHC stakeholders to make commitments towards UHC by providing tools for structured policy dialogue on how to advance UHC domestically or supporting such efforts in other countries. If we talk about some of the countries have already made significant progress towards universal health coverage. But half of the world’s population is still unable to obtain the health services they need. If countries are to achieve the decided target, then one billion people need more to benefit from UHC by 2023.this is the achievement target year has been decided by the UHC.World Health Day will shine a spotlight on the need for UHC and the advantages it can bring. WHO and its partners will share examples of the steps to take to get there through a series of events and conversations held at multiple levels. As it has been said by the Director General “No one should have to choose between death and financial hardship. No one should have to choose between buying medicine and buying food.”Every people do not know that why this universal health day coverage matters for our countries? It is because the country that invites in UHC marks a sound investment in their human capital. In the recent years, UHC has emerged as a key strategy to make progress towards other health-related and border development goals. Access to essential quality care and financial protection not only enhance people’s health and life expectancy, it also protects countries from epidemics, reduces poverty and the risk of hunger, creates jobs, drives economic growth and enhances gender equality.Do everyone know that why World Health Day is been celebrated? World Health Day celebration focuses on increasing the life expectancy by adding good health to the lives of people and promoting healthier living habits. Youths of the new era are also targeted by this event to prevent and make them healthy to make the world healthy and free from AIDS and HIV.Disease spreading vectors like mosquitoes (malaria, dengue fever, filaria, chikungunya, yellow fever and etc), ticks, bugs, sand flies, snails and etc are also spotlighted by the WHO to make the world free from a wide range of diseases caused by parasites and pathogens. It provides better prevention and cure from the vector-borne diseases spread by vectors and travelers from one country to other. WHO supports various health authorities on global basis to make their own efforts for the public health problems to enhance better life without different diseases.It is generally done for the increase the public awareness of various causes and prevention of high blood pressure. So that they could give knowledge of getting prevented from various diseases and their complications. For encouraging the most vulnerable group of people to frequently check their blood pressure and follow medications from the professionals. The promotion of the self care among people. Motivate are the most important for the worldwide health authorities to make their own efforts in creating the healthy environments in their country. The protections of the families living in the disease vulnerable areas is necessary.We all celebrate World Health Day for our development of the body so that we could live healthy and safe life. So let’s celebrate World Health Day on 7th of April.   

World Autism Acceptance Day
 Suraj Kumar  
 3 April 2018  

World Autism Acceptance Day is an internationally recognized day on 2 April every year, encouraging the Member States of the United Nations to take measures to raise acceptance about people with autism throughout the world. It was designated by the United Nations General Assembly resolution "62/139. World Autism Acceptance Day", passed in council on 1 November 2007, and adopted on 18 December 2007. It was proposed by the United Nations representative from Qatar, Her Highness SheikhaMozah bint Nasser Al-Missned, Consort of His Highness Shiekh Hamad Bin Khalifa Al-Thani, the Emir of the State of Qatar, and supported by all member states.This resolution was passed and adopted without a vote in the UN General Assembly, mainly as a supplement to previous UN initiatives to improve humanrights. Since its inception autism awareness and research around the world has increased as a resultWorld Autism Day is also one of only four official health-specific UN Days.The day itself brings individual autism organizations together all around the world to aid in things like research, diagnoses, treatment, and overall acceptance for those with this neurological variance.The original resolution had four main components:·the establishment of the second day of April as World Autism Awareness Day, beginning in 2008·invitation to the Member States and other relevant organizations to the UN or the international societal system, including non-governmental organizations and the private sector, to create initiatives to raise public awareness of autismThe ·encourages Member States to raise awareness of autism on all levels in society·asks the UN Secretary-General to deliver this message to member states and all other UN organizations.2 April 2008The first Autism Acceptance Day was highly mandated and hosted by the UN branches around the world. The highlighted events were held at the United Nations Headquarters in New York. The events hosted by the UN includes a panel discussion sponsored by Qatar and the UN representative responsible for the resolution, along with the World Health Organization. In addition, there was a briefing held for NGO's on topics relating to autism acceptance. Both of these events focused on personal efforts for acceptance raising and eliminating negative stigma associated with autism. In addition, there were highlights on the struggles of Autistics to be accepted and the importance of better understanding this neurological variance.World Autism Awareness Day in EuropeIn Europe the international association Autism-Europe runs a campaign every year, focusing not only on awareness but also on fostering a greater understanding of autism. Autism-Europe’s campaigns to date have therefore focused on things such as employment for people on the autism spectrum, discrimination, neurodiverse societies and accessible products, services and communities.Autism-Europe’s member organizations, of which there are more than 80, also commonly work on the same campaign, and promote it in their respective countries.The Power of One MarchThe Power of One March is The National Autism Awareness March and is a unique night-time march in Washington, D.C., on World Autism Awareness Day, which is 2 April 2016. The march aims to unify the autism awareness community and provide a time of healing and peace around the globe. Attendees may choose which organization they want to march for with proceeds of LED bracelet sales going to the organization of their choosing.OntarioAutism Ontario celebrates World Autism Awareness Day by "Raising a Flag" for autism. Municipalities around Ontario raise a flag to raise awareness for autism in their region.Onesie WednesdayIn 2014 WAAD coincided with Onesie Wednesday, a day created by the National Autistic Society to encourage people in England, Wales and Northern Ireland to show their support for anyone on the autistic spectrum. By wearing a onesie or pyjamas, participants are saying, "it’s all right to be different".United StatesIn a 2015 Presidential Proclamation, President Obama highlighted some of the initiatives that the US government was taking to bring rights to those with autism and to bring awareness to the disorder. He highlighted things like The Affordable Care Act, which prohibits health insurance companies from denying coverage based on a pre-existing condition such as autism. He also pointed out the recent Autism CARES Act of 2014, which provides higher level training for those who are serving citizens on the autism spectrum.

English Vinglish - A mania or a Phobia
 Harsha Darji  
 12 April 2018  

"Hindi Medium" ufff !!! this is rarely heard now a days. Ten to Fifteen years back we often heard parents saying that my child is studying in Hindi medium, Gujarati medium, Marathi medium, govt schools etc & they were comfortable enough to accept that their child is pursuing education in their local language. Studying in Mother tongue was consider as pride for the family years back, but now the picture of the entire education system has changed. English has become so mandatory, that the entire education system has being corrupted & has become a business. To seek admission in reputed school has become dreams for many & out of budget for the middle class family. Parents has to pass through high & lows to meet the demands of the luxurious school, coz it has created a mindset that child will not have good career & life if he/she does not study in convent schools or reputed english medium schools. children coming from the lower middle class family pass through mental depression if fees are not paid on time, money not given for extra curriculum activities or any development activities of such convent & luxuries school. Children are being tortured to such an extent that they do not want to go to school. Apart from school even Coaching classes has become business. Parents need to put their children in good coaching class or study center as well, which is equally costly as schools. I still do not understand, if parents are spending huge amount on school education, than why there is need for coaching class ???? The worst part is even after spending huge amount on both, children are still deprived of real education which means practical education instead of theoretical. Students mug up everything & vomit the same during exams, scores good, but forgets what he/she has learnt as years pass by. The govt schools are in such a bad shape, that the govt itself does not want to change their education system & way of learning. The govt schools are meant for poor this is the taboo that we have for it. The education given here is even more poor that students even cannot complain, neither parents can. If govt is funding to run the government school, than standard of education should be followed, the teacher should be monitored & audits should be conducted, so that education of these schools can be up to the mark, & all the schools whether private of govt are on same page. In fact, fees, education quality, all round development of child etc everything should on same page irrespective of private or govt school. Govt should take initiative to control fees hike & should standardize fees structure so that its affordable for parents & can give them a sigh of relief on their children education. Donations should be strictly stopped & legal action must be taken & must cancel the licences of such schools. Even in corporate world people give so much emphasis on communicating in English that good employees who really work up to the mark stay where they are & someone only with good English seeks promotion. Countries like Singapore, China, Hongkong, Macau & many more uses only their local language to communicate & even the software used are also in their local language. I do not think English is only life, yes is good to talk in English, but one should be comfortable in talking in their local language & should not be felt ashamed even if he/she is different in that crowd. I have seen people making fun of those who often make mistake while talking in English or has incorrect accent, grammar, pronunciation etc. Apart from this yes even though studying in English medium we often fear while going for an interview or writing emails, attending presentations, etc coz we fear of being laughed or criticized by others. English has created fear phobia & we often fail & feel helpless in our personal,social & professional life. Sad but Slowly we all have adopted this English speaking culture, etiquette, life style, way of talking & behaving, that we has lost real I, me & Myself in this RACE & have lost being our-self. Let's keep it simple, let it be any medium, but system of education should be same, standard, affordable, acceptable, and must have bright future for our upcoming generation, society & the nation. Language should not become hurdle in personal & professional life. I have just tried to highlight the painful struggles that parents go through for seeking admission in school, colleges, universities etc for their children. The system requires uniformity in laws & transformation to eradicate corruption & business out of our education system. #smblogcontest 

How legendary is the Maruti WagonR among the present breed of cars?
 Arnav Arora  
 4 July 2018  
Art

The Maruti Suzuki WagonR is one of the first tallboy hatchbacks to be sold in the Indian market. It was launched way back in 1999 and is still in the hunt of being one of the most popular cars from the company’s shed. The company has sold over five million units of the hatchback, which is quite a staggering number.You can find out about the specifications and features athttps://autoportal.com/newcars/marutisuzuki/wagon-r/. As of now, let’s find out how legendary the car actually is and how much of an impact that has on the competitors.InteriorBy looking at how tall the Maruti Suzuki WagonR is, you might have understood that it has a very high headroom. Plus, the shoulder room and legroom are ample too. There are just a manual air conditioning, headlight and ignition key off reminder, manual internal anti-glare mirror, fabric seat upholstery and manual adjustment for the driver and front passenger’s seat.There are power windows on all the sides along with electrically adjustable ORVMs. There is a 2-DIN system on the dashboard with four speakers which make sure that the music is always high. The system is compatible with both USB and AUX-in. There is also an FM radio connectivity.ExteriorThe Maruti WagonR is a hatchback and hence, is small on its length. The car is suspended over McPherson Strut coil spring at the front and isolated trailing link coil spring at the rear. The lower variants ride on 13-inch wheels while the top trims have 14-inch units.It has roof rails, which makes one of the very few hatchbacks to come in full-size roof rails. It has body coloured door handles and bumpers. Fog lamps are given in the top trims.FeaturesThe Maruti Suzuki WagonR is truly an amazing hatchback to be on sale for almost two decades. Plus, it has almost all of the features that most of the modern day models are supposed to have. It has power steering, power windows, electrically adjustable ORVMs, inside remote-controlled bootlid opener and an automated manual gearbox. Plus, the addition of a CNG mechanism added to the economic side.Engine and PowerThe Maruti Suzuki WagonR comes with 3-cylinders and with a 1.0-litre petrol engine, which can produce a maximum power of 67 bhp along with a peak torque of 90 Nm. There is also a CNG motor with the same displacement, which is more economical but makes a lesser power of 58 bhp and 77 Nm of torque.Safety measuresIn regard to the safety measures, the Maruti Suzuki WagonR has standardised engine immobilizer, central locking with an alarm system and child safety locks. Apart from this, there are two safety airbags for the driver and co-driver and ABS.Why is Maruti Suzuki WagonR legendary?The Maruti Suzuki WagonR can be termed as being legendary for many reasons. Number one, it has been on sale for a really long period of time without many physical modifications. Number two, even though it is almost two decades old, it is quite relevant to the current auto market and the features provided are very much in line with some of the modern cars in the segment.Plus, having a starting price of just around Rs. 4 lakhs and the top end priced well below Rs. 6 lakhs, it more economical and affordable than many other competitors.

Reasons behind hiring the Taxi service
 Kelly Myers  
 1 August 2018  
Art

The modes of transportation have increased in numbers which have eased the day to day life of the people in some way or the other. However, when it comes to hiring this taxi service, many people suffer a lot of inconveniences. However, the use of the cab services should be done on a normal basis rather than having one of its own. It helps us to fetch a number of benefits which could be enumerated below as:•  It helps in making the entire journey as easy as you would have to remember the different routes to the destination place. As all you need to do is to find and hire an available Atlanta taxi near me and reach the place as per the required time.•    It is even being made available to the public at the cheapest rates when the comparison is made with the independent hiring vehicles options available. They have a fixed rate slab made as per the distance to be travelled and hence you will not be afraid that whether being unknown to the place you will be charged extra or not. It even brings a relief to your mind that you would not be charged anything additional for the journey.•    It even helps in saving much of your time as you do not need to wait for the long hours in order to reach your desired place. These companies provide us with the options to find Atlanta taxi cab near me and track the person to send the cabin no time which even has some well-known records. If you are moving to a new place with the main objective of travelling and exploring it then for you every minute's count and hence, opting for these cab services is regarded to be quite preferable.One can even make use of the Atlanta limo service in order to a feeling of luxury with comfort at a nominal cost. Previously people were left with a myth in their mind that these limos could not be afforded by the common people. But now at least one can easily hire these vehicles and attend grand parties and ceremonies like they simply own it for a particular paid time period. Even many companies provide Atlanta party bus for the people so that they can have the entire clan journey together in a comfortable manner.The taxis are regarded as the easiest and secured options opted for in order to travel around the place at an affordable cost when compared to the other means of transportation.

Comfortable travel service by the Flitways
 Kelly Myers  
 6 August 2018  
Art

Whenever you plan to roll in a new place the first thing which you get stuck with is the transportation facilities that would be available there. It is a common thing which should come in possibly every mind when you go to a place with the main intention of exploring it.Suddenly, even our friends too caught up after a long time and planned to visit the areas of Gulfport. However, we might possibly have had lost ourselves in the mid-way if we would not have got the best cab service from the flitways. They simply make available the cabs at the nearest location at the most affordable rates possible to the people.There was a time one when a person if decides to go even on the pilgrimage was paid a visit by almost all the people of the town as it was thought then that they might not be able to return back after covering the large distance with their lifespan. Even if anybody would die then their relatives would come to know about this information after a long period of time. They even could not see the corpse for the last time. But now even if we come to know that a particularly close friend or known person of ours is not well, then they simply look for Gulfport cabs near me and go to visit the person at that moment. It simply takes the mind of the person to be present at a place and simply these transporting services helps them a lot.In Gulfport, taxi service is quite demanded by the common folks as it reaches the customers at a moment whenever the demand for the service is placed. We have often seen that some parents often have a tension in their mind whether their kids would be carried to a different place when they are not accompanied by any of the known members of the family. Even my parents did not allow me to move alone to any place or attend any night outings. However, with the inclusion of camera facilities in the cabs has even kept the security motive too in the mind which even encourages the parents to easily keep a track of their loved ones when they are traveling alone at any part of the day. One can even make use of the Gulfport party bus when they would travel in a group.Flitways has marked its own uniqueness in the market by the efficiency in the service provided to the common people of the place along with the reasonableness in the price imposed.

Ghost
 Swapnil Kamble  
 9 August 2018  
Art

It had been raining since last two weekend consistantly.that night elecricity in chawl was went off.it had been two day since electricity went off.Chawl slept into darkness conundrum.it was a pitch dark night.only chirping sound and sound of wall clock tickling heard into room.Night kites was whistling and chirping also  heard.frogs cloaking sound also mixed into it.perspiration rolled over body.dark cloud hovered over night.no signal of elctricity arrival was to be seen.on hope we moving our life.Two days before old aged person had dead into chalw.we attempted  burnt to ashes his body.because he detected cancer afflicted since last two years and had been bed stricken.he had family of two daughter and wife.wife used to work  as housemaid nearby tharwani building.due scarcity in money wife als o would work extra in night at same bulding.in meagre income she could afford his medical treatment.two daughter also had been reachedat marriagible age.When he died,he had been cremeted nearby village graveyard by chawl people.Since that night, light was went off,so all resident got feared of his ghost could haunted chawl anytime.unsatiated soul he was!...One night his ghost came at night,khowcked over door,and would create a sound of horror into chawl.but it was  not ghost of his but .it were dogs waged tails and money lender were knocked over door.And disturbed chawl resident.Due to dark night and no electricity .it created horror of his ghost.money lender visit to his home at night.they demanded money from wife and threating her if she could not pay their money, they would ransack her life or kidnapped her daughter as guarantee amount or sell to whorehouse. dogs barking sound contined until  morning sun broke out.She at early Morning before sun broke out,run away with daughter.resident of chawl even did not khow whereabuts.The fear of haunting chalw,added barking dongs, made suspension grew into realityOnly ghost of fear appeared into everyone mind. silhoutte attended into imagination.his soul not satisfied.he needed after life.He was resident of chawl since five yrs.as on rent basis.he hailed from ulhasnagar.he had a position in and recognised as mutaka king run by him.gambling and lottering his business.he also khown as area goon.people feared of him.he had lots up money to his purse.he sold out every thing in name of whorewoman.she flirted him. He fallen in her love.she clutched him into her love drama.he never rid of her clutch.one day mortagaged his wife mangalsutra for sake of love.

Should you choose Hero commuter bikes over Honda?
 Helen Ruybal  
 13 August 2018  
Art

India is a huge market for commuter motorcycles as the people from the country are looking for affordable two-wheelers with high mileage. The motorcycles are quite handy to cover short distance daily.Hero bike and their Honda counterparts are the two popular manufacturers in this segment.The two companies offer a good combo of power, economy and lower running cost which are the keys to success. The motorcycles are most popular in urban and semi-urban markets.In the following article, we will find the answer on why should we choose Hero bikes over Honda? So, we picked Hero’s one of the most popular motorbikes in the segment, the Glamour FI which faces a tough competition from the Honda’s CB Shine SP.EngineThe Hero Glamour Programmed FI of Hero gets a single-cylinder, 4 stroke, 125-cc air-cooled engine which is capable of delivering a maximum of 9 bhp power at 7,000 rpm and 10.35 Nm of peak torque. The engine comes mated to a 4-speed gearbox and provides a quality performance in low and mid-range.On the other hand, the Honda CB Shine SP comes with a similar single cylinder, 4 stroke, 125-cc air-cooled petrol engine which pumps out more power of 10.57 bhp at 7,500 rpm along with a peak torque of 10.3 Nm at 5,500 rpm. It is mated to a five-speed transmission.Hence, in this regards, the Honda Shine seems to be the more powerful model.MileageThe mileage of any motorcycle is one of the most essential features to be checked by the buyers. The Hero Glamour FI claims to deliver a mileage of 72 kmpl, as claimed by the company, while the latest Honda CB Shine claims to offer a mileage of 68 kmpl. So this is where the Hero really comes on its own.Performance and FeaturesThe Hero Glamour Programmed FI offers a quite good performance for daily usage. It has a top speed of 97 kmph and you can accelerate from 0 to 60 kmph in just 7.3 seconds. It has a 12-litre fuel tank and comes with 18-inch alloy wheels. In addition, the two-wheeler has disc brakes at the front and drum brakes at the rear.On the other hand, the Honda Shine SP does not shine like its competitor. It can attain a top speed of 93 kmph and drum brakes are provided on both the wheels. Also, it has a lower fuel tank capacity as 10.5 litres. However, it has the same size wheels.PricingThe Hero Glamour FI comes with a price tag of around Rs. 67,000 (exclusive showroom), while the Honda Shine SP costs around Rs. 3,000 lesser than that. Though the hero bike does not offer as much power as the Honda, the performance is on the higher side, thanks to the bigger fuel tank and better mileage.That said, despite more power, the Shine cannot reach the top speed of Hero Glamour, which clearly seals the deal.

How Often Do We Say - Thank You!
 Ritu Gulabani  
 14 August 2018  
Art

How often do we say thank you and really mean it?To God, to people who serve us or to mother nature...How often do we thank God for the eyes we open in the morning? For there are many who couldn't see the brightness of the sun today.How often do we thank God for the air we breathe? For there are many, who are putting a lot of efforts to breathe and there are many again, who just took their last breath.How often do we thank God for the people around us? For there are many who are alone and fighting depression.How often do we thank God for the home we live in? For there are many who have no roof.How often do we thank God for our job? For there are many educated unemployed.How often do we thank our maids, our help and other service providers? For there are many who are in dire need of help but have to manage all by themselves.We are busy complaining and comparing and forgoing happiness ourselves.Today it has been scientifically proven that expressing gratitude makes you a happier person.With this follows my third story "Faith" which was published in Dreamz Anthology last year. Although a fiction, it has been inspired by real life events.FaithAfter collecting their bags, Rishabh and Daman went to hire a taxi while Tania and Disha waited near the exit with luggage by their side. When the boys were approaching their girls, Rishabh could effortlessly notice the contrasting personalities of the two females standing a few steps away.Rishabh and Tania had been together since their first year while Disha and Daman, already in a relationship, had met the duo during their internship. Their night duties and a zest for clubs and night life had brought them together.Tania was soft, plump and fair skinned with hazel eyes, almost like the furry overcoat in her hands. With her chubby cheeks, dimply smile and a compassionate heart she had been the spirit of the hospital. Disha, on the other hand had a vivid sex appeal. She too, wore jegging with nude peep toes; her white translucent shirt with a tiny golden heart shaped pendant hanging just above the cleavage made her look sensual.Within an hour they were in their pre-booked private beach resort in Phuket. Tania had booked it after an intensive search for a quite beach resort within their budget for their weeklong holiday.The resort was truly a paradise for the couples. With their cottage doors and windows opening to the sea on one side and pool on the other, the couples were already thrilled.“The lunch is ready so please freshen up and join at the restaurant,” said the manager handing over the keys to their porter.“I really want to take out my clothes and swim,” said Disha, gaping at the Europeans enjoying in the pool bar.“Me too Honey! But let’s have our lunch first,” said Daman putting his arms around her waist while Disha’s eyes were on Rishabh who was looking around with Tania just a few steps ahead.The moment they stepped into the room, Tania kissed Rishabh, who was still brooding over Disha’s changing behavior. Rishabh also kissed her in reciprocation and then rushed to washroom.Tania took out her diary and started scribbling, with a gentle smile on her face.“What are you doing now? I guess we are on a vacation, right!” asked Rishabh, the moment he came out.“Ofcourse! We certainly are! You know, how much I have yearned for these holidays,” said Tania with a beam and got up with her diary folded in her right hand to kiss her beau.“This is my gratitude journal and before I forget, I want to write all those things, I am grateful for. I am just trying to remember the magic of the day till now”.“Magic!” Rishabh wondered.“Daddy’s permission for a trip with friends, riding an airplane which is a wonder in itself, a power nap refreshing me for the day, safe landing, a sunny day after cold foggy days of Delhi, a pre-nuptial honeymoon with the most handsome doc, a beautiful silent beach resort within our budget, an awesome cottage by the sea, all four of us together….in Phuket. I have already counted ten blessings, which are no less than magic for me,” said Tania with a smile and coiled to the writing desk behind to put down her diary.“Hmm! U know your attitude is what pulls me like a magnet to you. But everyone today, wants to have fun and so work on their goals to go for vacations,” said Rishabh.“Wrong! Not every girl is getting a permission from her parents, planes can crash any time, many can’t even see or experience the sun, there are many who can’t sleep properly where as I managed a great sleep in the plane, many love stories end up before they are born, many can’t afford even a budget resort forget the sea view or pool view,” said Tania asserting herself. “I am more grateful when I talk about it and you are also one of the manifestations for me.”Rishabh came from a small town of Uttarakhand and was living in a hostel.His extremely fair complexion behind the black beard and an athlete built up with ever shining inquisitive eyes had always made him stand out in the college group.Tania, on the other hand, had been a day-scholar. Her mom was very fond of Rishabh ever since Rishabh had saved Tania from an accident. Rishabh’s family was also under the magical spell of Tania although they met on rare occasions.Suddenly the phone bell rang.“Are you both ready?” asked Daman.“Oh yes! We will be out in a few more minutes,” replied Rishabh and kept the phone.While Tania changed, Rishabh found himself sandwiching between a nymph and a desirable seductress.Soon four of them were in the restaurant. They occupied a table near the portico with floral climbers till the square open roof tops. It was a breath taking view. The pool had umpteen Europeans swimming in it to tan their bodies. They were all basking under the sun and happy escaping the severe winters of their respective countries.  At the brim of the pool were the sculptures of mermaids, painted in pink, blue and golden, pouring water into the pool from the pitchers in their hands. Just behind the pool, they could only see the huge serene and clear blue and green sea. The beach in between was not visible from the partly open restaurant. Tania and Daman were enjoying every bit of the picturesque scenery while Disha creeped her chair just opposite to Rishabh.Rishabh, now felt trapped almost like a monkey with its fist in the trap which can’t come out unless he releases the bananas or the nuts inside. Disha’s oomph factor, quite visible in her red strappy dress with blood red lipstick and penetrating eyes were, no doubt pulling him.Suddenly, Daman clenched his hand onto the table with his eyes still stuck to the vast sea and said, “Guys I am going to buy some vodka and wine and enjoy the evening here inside the pool. What say? No sightseeing, no clubbing. Let’s celebrate here for tonight.” All the three immediately agreed with a “wow” and so after the lunch, Daman went out for some liquor shopping while Tania ran and jumped into the hammock on the beach.“I don’t want to tan my body. I am going to my room guys!” said Disha while Rishabh’s eyes silently chased Disha although he chose to relax on the wooden recliners at close quarters with Tania.Tania was basking under the sun and enjoying the gentle touch of sea breeze. She was thankful for her dream of the sea on one side and Rishabh on the other. Soon, she was asleep. Rishabh was waiting for this; he suddenly got up and sneaked to Disha’s room.Disha was relaxing right there on the bay window. Her smooth, saucy legs turned Rishabh on. He didn’t want to waste the time. He jumped right from the window.“I was waiting for you,” she said in a husky voice into her ears while Rishabh hushed her and kissed. The moment he was to open the zip of her dress, the door bell rang. Rishabh stealthily jumped out of the window.Can’t believe it! You were waiting for me….curtains closed, much wavy locks, sensuous foot rub? What a beautiful kick! Incredible Phuket!” shouted Daman throwing his bag.“Oh you and your gratitude journal! Looks like we’re on your gratitude trip!” said Rishabh irritatingly, the moment he entered the room.“Look who is talking! I looked out for you on the beach and when I didn’t find you, I came back,” said Tania with a shock in her eyes. “By the way, I was thanking God for our beautiful future!”“Which has not even set in!” Rishabh said spitefully.“Why?” Tania gets surprised. “We are already in our honeymoon. What else do you need to start? Come here and sit,” she flipped her pages without enquiring further.“See just six months back, I had thanked God for my dream trip to Thailand and to a private beach resort in Phuket. Isn’t it a dream come true?” she showed her diary to Rishabh with date.Rishabh read her journal and couldn’t believe his eyes. Tania was right and then she showed her a few of her dreams manifested in the past one year, her mother’s health, her brother’s dream job and her results.“Believe me! God has abundance for all of us. You just need to have faith,” said Tania with a smile.Rishabh gazed at her in awe. He was certainly learning more about Tania, huddled over her dairy, in her denim shorts, red puff sleeved top and long straight tresses, she was definitely a fusion. Her thoughts on couple’s compatibility before marriage appeared strange in front of her deep faith like a good old granny.“Her aura always touches my soul. How can I ignore such a beautiful personality, inside out?” said Rishabh to himself.In the evening four of them sat together in the pool bar and enjoyed the cocktails, mock tails, pizza and swimming too. Rishabh tried to ignore the seductress in the string bikini, revealing her petite body.“Daman my back is burning. Can you please check?” said Disha with her eyes again on Rishabh.“There’s nothing honey. Let me rub some ice,” replied Daman and picked an ice cube to rub at her smooth dripping bony back. “You are tantalizing me!” he said in a low voice.“Let me enjoy the weather,” said Tania and swam towards the other end of the pool which meandered till the corner of the vast resort. Rishabh followed Tania.After the Christmas and New Year bash filled with music, dance, drum, wine, beer, fun, food and frolic they were all ready to leave Phuket. Rishabh still ….a pendulum.Their return tickets were booked from Bangkok. The taxi was booked and they happily bid Phuket a goodbye. As they drove their way, the darkness slowly covered the blue and orange sky and the stars slowly took over their positions, the four travelers were enjoying the music.Onthe Phuket- Bangkok Highway near Suratthani, the driver requested them to put some holy chants in his broken english.“Why?” asked Tania.“Madaame, this is accident zone and pirits….you know gosts…. stop caar causing accidents. I am Buddhist, I want to put …chanting,” replied the cab driver.“Are you mad!” giggled Rishabh“Don’t make fun!” said Tania pinching his arm.“Let the music run. We are doctors and don’t believe in ghosts,” said Rishabh reproachfully.“I don’t understand why do you like this metal?” saidTania in a teasing tone. “Let him put chanting for some time.”The moment Rishabh turned to reply; the taxi took a blind turn in order to save a creature crossing over and toppled upside down.Unable to open the doors and windows, they all shouted but in vain. The breathlessness suddenly increased. The three doctors tried their best while Tania prayed for help and imagined that help had arrived, thanking God for the same, repeatedly deep inside her heart.Driver and Disha had already fainted. Daman and Rishabh had also started losing hope when two men on a bike crossed the overturned car. They stopped and drooped to peep inside.Tania gesticulated forrescue.None of them could believe that they had survived a fatal accident. They thanked the good Samaritans who left almost like a bubble. While Tania and Rishabh brought Disha and driver back to their senses, Daman checked the car. The magic was still in the air or the angelic touch, the car turned on.Daman drove the car now with driver by his side; Rishabh took his window seat with Tania by her side. But this time, holding each other’s hand firmly with faith multiplied. The near death experience had turned everyone grateful for their magical retrieval.“Thank You Tania!” Rishabh mumbled in the ears of his lady of faith and felt fleshed out with love and faith. 

Naples Taxi Service near Me-Better than Using a Car
 Kelly Myers  
 14 August 2018  
Art

It is my personal experience that Naples taxi service near me is better than using a car. It was last year in May 2017 I went to Naples for enjoying summer vacations with my wife. Off course the city was marvelous and everything seemed to be perfect there. When I landed on the airport with my spouse I was not sure where to get a transport means. Thanks to Flitways app that was already there in my smart phone. I was not sure what to do but my wife was confident about it. She told me to make use that app to get a Naples taxi.I made use of this app and thanks to it because a taxi was standing in front of us within next 20 minutes. This taxi took us to a nice hotel that was associated with it and we enjoyed 7 days holiday here. Thanks to Flitways app that guided us in this alien destination.Most taxi services and Naples airport shuttle serve local people and abroad tourists well. You may come across a team of taxi cabs that are adored with decent color shades. Since many years these legendry taxi services have been serving people well by dropping them at desired destinations. If you arrive at Naples for holidays or business meetings then you may find roads in the city to be empty without taxi services. You will find many tips and ways to get a taxi service in this city. Firstly you can get a Naples taxi by hiring an empty one in any city street. Cab services in this city run in various parts and areas. They serve needy people for 24 hours. The second effective tip is to downloadFlitways app on your smart phone. You can do this before reaching the city. After reaching to Naples by train or airplane you can activate the Flitways app and fill on information in its mobile web page. This app will ask you about your current location in Naples as well desired place where you want to reach. Just hold patience for a couple of minutes and your called up taxi will be in front of you within a couple of minutes. Flitways services are genuine that’s why they are known as call in services. You will need to tell them about current address and the location where you want to go. Many taxi drivers have been assessed for their Naples cab company near me. These taxi drivers have an advanced wireless radio system that can locate your current location. They will reach you within 15-20 minutes as they work and serve customers at a very fast pace. Thus you can conclude that taxi services in this city are far better and affordable in cost than a car. Final ConclusionI got a perfect Naples cab company near me with the help of Flitways app. This app is so easy to download on your smart phone. It works so fast to call a taxi service. Just use it when you travel in a foreign destination. 

Artma Ventures: The World of Digital Art
 StoryMirror Feed  
 21 October 2018  
Art

StoryMirror interviewed Mr. Venkatesh from Artma Ventures and here is what he had to say about his venture:Q. Tell us about you and your background.I come from a tiny town in West Bengal called Kharagpur. Mine is a typical working middle-class family. I was good at Math and the obvious career choice for me was Engineer or so I thought. I worked for 3 years in a chemical company as an electrical engineer and absolutely detested it. In order to change fields, I chose MBA as an option. I went to IIM Kozhikode to study Marketing and Strategy which, I feel, have been 2 of the most enriching years of my life. Q. What is your greatest passion?I have always been passionate about creating things. If I have spare time, I’m either creating some form of art or learning a new technique to better my craft. It is fascinating to me that one can conjure up things and put them out in the world for others to enjoy, critique and ponder over. I’ve tried a lot of things from clay animation to video editing. My first love, however, is painting. I trained under Rabindra Bharathi University in West Bengal for almost a decade in fine arts. I have always dreamt of being an artist and that dream is slowly becoming a reality. I wish to bring smiles and happiness to people through my work and knowing that someone appreciates my work so much that they want to make it part of their life is a kind of fulfillment that I don’t get from anything else. I will continue to create and, in the process, try to bring joy to people around me. I have big plans but let’s keep it for some other time , for now, I just want to paint. Q. We understand you do digital art. How and why did you start painting digitally? Is it easier compared to drawing on the physical medium?In 2010 while I was pursuing engineering, I accidentally discovered the world of digital art. Sitting in my hostel dorm I watched countless videos on Youtube and was awestruck at the kind of work artists across the world were producing in the digital art space. I started drawing with a mouse which, of course, is ridiculously difficult and then researched to find the right tools. Being a college student, I couldn’t afford the equipment back then. A few months later I attended a cultural college fest and as expected there were painting competitions. I won three of them and knew exactly what to do with the cash prize that I earned. I got my first pen tablet immediately after and it is one of the best investments that I’ve made in my life. I used to paint quite often while I was in engineering and for a few months after that. Post that there was never enough time, I tried to keep up but with a regular job, it was hard to maintain consistency. So, I took the plunge and I must say I’m absolutely loving the process.Many people have a notion that digital art is a scam and that it is not as credible as painting on canvas. I have immense respect for anyone who works with the traditional medium as I started my training with that. While the fundamentals of art remain the same, the approach to mastering both is vastly different. In fact, the digital medium provides one a myriad of options and the freedom to experiment. The “undo” option is undoubtedly a lifesaver. However, that should not take away the effort that one puts into perfecting a piece. After all, everyone deserves a chance to correct their mistakes. Also, if it was that easy everyone would be doing it. I feel art is so much more than just replicating an image. It is about pulling the observer into the piece and moving them with the composition. Through their work, it is about showing the world what the artists themselves see. Q. How do you see this space evolving in the future?There is still very little awareness of the digital painting field in India. It is common for me to encounter questions like, “Do you use an app to convert the images?” People fail to realize that it is painting where each stroke is made in hand. However, it is changing and with the increasing reach of marketing media such as Youtube, it is easier for creators to showcase their process and create awareness about the field. New business models are evolving with the increasing adoption of digital media. I personally feel we are living in the most exciting time for content creators to make something of their creative capabilities. Digital art fits into a large range of fields from animation, merchandising, comic industry, movies, games, graphic design and the list goes on. The sky is the limit for someone who wants to pursue a career in digital art.Q. Could you tell us a little bit about the services that you offer? What is the process like?Sure. We make stylised digital portraits. It starts with selecting the right image for the artwork. We ask our patrons to share as many images as they can of the people they wish to capture in a painting. Once the image is finalised we ask them what their expectations are. The discussion could range from the color palette, the overall tone, the elements that they want to add to the piece. We try to make the paintings personal and have some meaning to the people they showcase. For instance, if it’s a baby’s painting and the baby loves dogs, we include them in the composition. If a couple loves to travel to beaches or has a favorite memory of a place, then we bring that out in the painting. This way the painting becomes far more than just a replica of the image and ends up being much larger than life.Actually, we are running a giveaway on our handle at the moment and it would be great if your users can participate in it. We are giving away one free portrait to the winner of the contest. I will share the link with you.https://www.instagram.com/p/Bo81JjQHXYz/ Q. What is your life's philosophy?“One must choose the problems that they want to solve”. Life at the end of the day is about solving problems from the time we wake up to go to bed. Even the job that one takes is solving the problem of earning a livelihood, living a luxurious life or creating a name for themselves. What if one enjoys solving a certain kind of problem, life then becomes a fun and happy ride. I’ve only come to terms with this in the past few months and that has been an eye-opener. For me, it is simply to keep getting better at creating content that touches people’s lives. Everything I do now revolve around that!Q. If you could give a message to all the 20-year olds of the world, what would it be?There is a very famous quote by Alan Watts, “What would you do if money were no object?” If I could go back to when I was 20 I would tell myself to just focus on my craft. To enjoy the ride while getting better at it every single day. I have spent years doing things which I didn’t love doing and I get petrified at the thought of wasting away another 30 or so years doing the same. To the 20-year-olds, I would just say do what makes you happy as cliché as it may sound. Find your calling and go after it. You will be fine.Please join Artma Ventures on their journey. You can follow them at:www.facebook.com/artma42 www.instagram.com/artma42 We wish Artma Ventures All the Best for their upcoming journey. 

BANKING PRODUCT NEED INNOVATION FOR FINANCIAL INCLUSION
 Aniket Kirtiwar  
 24 October 2018  

BANKING PRODUCT NEED INNOVATION FOR FINANCIAL INCLUSION In new banking era innovative products and services are essential to provide our customers, generally in indian 80%market is based on rural population.rural market is vargin market for big market player, in rural  market peoples little amount save and there  need of lending money also small, they need services in affordable cost, so there is very much chances to provide good innovative services to them, in beginning of my career I visited to Krushna Bhima Local area bank in Manvi, Richur Dist. Karnataka that time I very surprise to see "Bank on wheel" concept, in that one small bank branch is setup in one big van, one clerk cum Cashier and officer provides services to rural population by giving them door step services, this mobile banks time fixed to reach every village, and when it reach to village, villagers will enjoy banking services by open a account, FD, RD etc, they could not need to visit bank branch by wasting there time and money. In early stage they depends upon Money Lender, Gold Smith and Merchant in heavy interest rates.such kind of ideas provide good services to financially excluded people who live in remote areas. In 2004 RBI appointed Khan committee for Fins this committee suggest two model, one is BC and second is BF.Businesses correspondence model is  section 25 not for profit company who provide banking services to financially excluded people in behalf of bank through their outlets. Now a day any registered organisation do this. Second  is Business Facilitator model were individual like retired, ex service man, post master etc provide services to those people. Now a days  many NGOs,NBFC, MFIs are working for same purpose but there goal is different they making more and more Gain from Financial inclusion, it reflects to loan dumping,actual purpose was not correct, Not analysis actual condition of borrowers. So in future  that makes big disaster for Financial industry.If there is any chances to change in borrowing rate, good apprisal it help to overcome to our industry, political people also spoil our portfolio indicating those things. If we remember 70% of  crises in past due to bad practices and mindset of making more profit by such Organisation. ---Aniket Kirtiwar

Mt. Abu Rajsthan Hotel Package - Best heritage Lodge for family in Mt. Abu
 Royal Adventure  
 27 October 2018  
Art

Mt. Abu is called the Switzerland of Rajasthan. It is best Place for vacations and spend quality time with family. Apart from these, getting a hotel can give you a hard time and to get the all best hotels that are available out there in the market needs you to be little conscious and more of a market person. Providing you the list of best hotels in Mt. Abu through Mt. Abu Tour Packages :-Hotel Hillock:- The hotel Hillock offers a calm and peaceful environment for business and leisure travelers. Our friendly staff ready to assist you to make your stay as pleasant and hassle free as possible. The hotel offers you morning breakfast, free Wi-fi, laundary service and parking. It is also a muti cuisine restaurant and a swimming pool for your recreation. It is near to the Pushkar temple. You can easily go to visit the temples . Near the hotel, there is a super market , from where you can do shoppings.Hotel Mount Regency :- It is located 5 km away from the holy Sirohi Railway station. A Heritage Home Ambience of a charming mountain view. This is the best place for view the Aravalli ranges. There is a big lawn in the hotel in which children can play. This is also be beneficial for morning walk. There are king size bed in the deluxe rooms. The whole rooms are air-conditioned. It is also famous for Rajasthani cuisine.The Fern Ratan villas :-   Located at a distance of about 7 kms from the Nakki Lake, en-route Gurushikhar, The Fern Ratan Villas, true to its meaning of peace in a special place is nothing short of a heaven on earth. There are many things which make Ratan villas unique. There is a ‘Special kids’ activity area. Hotel offers 24*7 room service with free laundary service. This hotel is affordable and you can easily go to the Brahma temple from there.Hotel Toppers Corner :- Enjoy the stupendous calm and peace of this tree-shaded location cradled by mountains where time stands still, choose ease, harmony and well being over the hectic pace of today's lifestyle! Some rooms with balcony with panoramic classes views are available. This Hotel features a swimming pool and a garden lawn with nice terrasses. The Lake view restaurant serves vegetarian Indian, Israel, Continental food. Guests can enjoy a relaxing healing massage, gipsy dancing show. Wi-Fi access is free. Main Market road is just in 5 minutes by walk. For more info visit Rajasthan Tour Packages

Financial Inclusion (FINS) in india:Recent initiatives of RBI.
 Aniket Kirtiwar  
 9 November 2018  

Reserve bank of india has recognized ed that limited access to affordable financial services such as savings, loan, remittance and insurance services by the vast majority of the population i the rural areas and unorganised sector is acting as a constraint to the growth impetus in these sectors. Access to affordable financial services, especially credit and insurance enlarges Livelihood opportunities  and empowers the poor to take charge of their lives. Such empowerment aids social and political stability. Apart from these benefits, FINS impart formal identity, provides access to the payments system and to saving safety net like deposit insurance. Hence, FINS are considered to be critical for achieving inclusive growth.Which itself is required for ensuring overall sustainable overall growth of country.FINS can be thought of two ways. One is exclusion from the payment system i. e. not having access of bank account. The second type of exclusion is from formal credit markets requiring the excluded to approach informal and exploitative markets. After nationalisation of major banks in India  in 1969,there was a significant expansion of branch network to unbanked areas and stepping up of lending to agriculture, small industry and business. More recently, the focus is on establishing the basic right of every person to have access to affordable basic banking services.

Happiness
 Mantri Pragada MARKANDEYULU  
 15 November 2018  

Happiness each one should have in each ones life.

TRUE PICTURE OF MEDICAL PROFESSION
 Rakesh Tickoo  
 23 December 2018  
Art

This is a very complex question. So a detailed answer.Corporate hospitals.There are few high flying doctors in India who are superstars like Amir, Shahrukh and Akshay, who earn loads of money, but majority of the doctors working in corporate hospitals are like the background dancers dancing along with the superstars doing ‘thatha thiyaa’ and earning a fixed salary usually between 75000 to 1.5 lakhs post tax.In some hospitals the income is shared in the department. The big Boss takes 60 to 80 percent, the next senior takes 20 to 40 percent and the remaining doctors have to be satisfied with the bread crumbs. But remember that the superstars or big boss would have worked their ass off for decades to reach that level.Sometimes the big doctors won't allow junior talent to enter the hospital or rise up because of fear of competition.Corporate hospitals are run by businessmen and MBAs. They are listed on the stock markets and are there to make money for their share holders. It is rare to see a CEO of a corporate hospital staying there for more than a couple of years as they are under constant pressure to generate profits.Just like engineering colleges are mushrooming there has been an increase in post graduate doctors passing out. This benefits corporate hospitals as they are able to get labour at cheaper price, instead of employing 1 surgeon for 3 lakhs they can employ 3 for 1 lakh, the supply is exceeding the demand. Majority of corporate hospitals in cities are saturated.Government hospitalCentral government pay scales for doctors are similar to what a class 1 officer or teacher in IIT or NIT will earn. You can be a top class neurosurgeon or a mediocre physician or a pharmacologist your salary will be same. No private practice is allowed. Usually doctors interested in academics and research take up these jobs.State government. Some allow private practice others don't. Salaries are low in states were private practise is allowed. In Tamilnadu an assistant surgeon is paid about Rs 40000 a month. If you have a busy private practice you would generally resign your state government job and focus on private practice.Trust hospitalsThese are charitable hospitals and the pay scales of doctors here are usually very less. Doctors work here because they love what they are doing, most leave after few years when the realities of life strikes them and they find it difficult to provide for their families.Private practiceThis is a different ball game. You can open a small one room clinic and see few patients a day and earn about 50000 Rs a month or you can have your own hospital with beds and provide employment to others. This needs lot of investment and is beyond the means of most doctors. The khandhani doctors or doctors whose previous generations have been doctors usually have a preset clinic or if your parents are already wealthy (usually business) then it is easy to setup a hospital. But the profit margins I guess would be in the order of 10 to 15 percent like any other business.Then there are the free lancers who work in multiple hospitals. Traveling lots of Km daily from morning to late night in the heavy traffic to see patients and earn money. I doubt it if they have a life. I don't know how much they earn.To sum it up. My assessment is that the doctors earn the followingUp to age of 23: pocket money from parentsInternship: Rs 3500 to 20000 pm (depends on where you do your internship)25- early 30s: Rs 15000-80000 pm (depends on where you do your PG). Does not include tuition fees which even in government hospitals can go up to Rs 3-5 lakhs a year.1-3 years of unemployment in between preparing for PG seat. You are dependent on your parents or spouse for money.35 and above: Rs 75000 to 2 lakhs pm, that is what most doctors earn post tax. Few earn about 3 to 5 lakhs or above but they are in the tail end of the standard curve.As you see that doctors start earning a decent salary only in their 30s, a good decade after other professionals.The brightest, smartest and most hardworking student in the class takes up medicine in India. The same person in an another profession would have earned much more for the time and effort he puts in Medical profession. When he/she sees his/her classmates who idolized him/her earn more than him/her and having a better standard of life it pricks him in the corner of the heart, he/she is human after all and not a saint.Don't look at the outliers who earn outrageously, they don't represent the life of an average doctor. Just like all lawyers are not Jethalmani, Sibal or Salve, all doctors are not crorepatis.Remember as a doctor you are on call 24x7, there is no overtime pay, there is no risk allowance, there is no off for working on holidays. You don't get free food in the hospitals or sodexo coupons. Many times you can't afford the treatment you are giving to your patients. The corporate hospital you work in will not give you free treatment if you or your family members fall sick. You get only 2 weeks paid leave in a corporate hospitals and work week is from Monday to Saturday and not Friday.DON'T JOIN MEDICINE, IF YOU WANT TO EARN MONEY. There are easier and less stressful ways to do it. Doctors in India deserve to be paid better. Those who earn well, rarely get to enjoy the money they earn. It is usually the kids and spouse who benefit from what you earn.Most doctors have zero knowledge of finance, investment, stocks and mutual funds because they have no money for the first 10 to 15 years of life to invest. After that they use the money which comes to buy the necessary luxuries of life like car and house (on EMI) and then you feel it is too late to invest.My dear colleagues please correct me if my figures are wrong. I have never worked in a corporate hospital, I have based it on my interactions with friends working in corporate hospitals.To my non medical friends this post is not about corruption in medicine or the unethical practise being done by few doctors, that is a matter of discussion in a different answer. This post is about how a ethical, law abiding, tax paying doctor earns money.STILL I'M PROUD TO BE A DOCTOR AND CARDIOLOGIST 😊

Know the Uses of Rubber Stamp Singapore
 Nicole Thomas  
 21 February 2019  
Art

Customizable Rubber stamps with Personal TouchIf you look at Rubber stamp Singapore then you will realize that these stamps are being used on many occasions. You can even get and buy customized stamps according to your personal touch and taste. Some vendors can also sell you customizable stamps that can be changed whenever needed concerned with their looks. Such stamps are having flexible features that may be edited at anytime. When you buy any Rubber stamp then just choose your favorite design for the activity or purpose that you are doing. You may even use these stamps after customizing them to give a nice personal touch to them.Can you create your own Design?If you approach a perfect and reliable Rubber stamp Maker then he will help you to choose and buy the best variety. He will offer you with the best design that can be customized very easily. Today you may find many companies that make and produce these stamps with customizable designs. You can get all such accessories at a very low or affordable cost. When you buy these stamps then you will see that they are so easy to handle and use. You can order stamp making companies even on the internet to get their delivery as soon as possible. Make Rubber stamps at HomeHave you ever heard of Self inking Stamper? It is one of the greatest accessories and tools with which you can create stamps at home or even at office. These tools can help you to save more time and even your hard earned money. These tools are also known as self inking stamp tools that are handy to operate. You just need a rubber dying personal plate on which you can create your desired text or image. These tools are better than ink pads that are messy. If you choose high quality stampers then they will make a great difference in your stamping needs. 

What to Look for Choosing a Car Repair in Singapore
 Aria sim  
 22 February 2019  
Art

Why choose a Reliable car Repair Service?If you are seeking services for Car Repair in Singapore then we will guide you what to look for in it. When you choose the right kind of car work shop then it can be your best supporter to service your weary vehicle. You may see some people who might fix their cars by themselves. Yet even these persons take their car at a garage for a formal check once in a year. They do this to fix some big problems like trouble shooting in engines and cleaning of carbonation. When you seek a fine Car Repair in Singapore motor repair shop then check is credibility in the market. While choosing a reliable shop you can gain two benefits. Firstly you will be saved from fraud and low quality services. On the other hand you may also be able to save your precious time.Car Repairs should have Promising MechanicsWhile choosing any Car Repairs work shop you must see that it has good mechanics. These car repairing professionals should be well experienced in repairing and servicing car engines. If you leave your automotive in their hands then they will service it well within the shortest duration. If you develop good professional relations with them then they will help you even when you are in bad credit. Today most car repairing shops are hiring qualified mechanics so that their customers will feel happy with their quality oriented services. Never approach any car service shop having bad credit in the market. Such services may embezzle your money and consume much time to fix your automotive.Car Maintenance for car owners at an Affordable CostIf you use the services of a reliable Car Maintenance Singapore then it will keep your car safe from serious problems. It has been seen that most car owners send their vehicles to such car servicing shops. When you run your car to a credible car maintaining shop then its mechanics will repair all defects of your car without any hidden servicing fee. When you even buy a brand new car then also you need to get it serviced for months that provide you with free service repair. When you find any such service then get clear details of what is to be repaired in your car. This will help you to be safe from paying hidden service cost.

Rotogravure Ink-The Most Durable Printing Ink
 Alicia Wong  
 22 February 2019  
Art

Best classic Inks for printing PurposeWhen you seek a durable printing ink then you may find that Rotogravure Ink is one of the best. It has got high ranking among all printing inks. These inks can be applied on various metal accessories and pigments that are concerned with interference. Previously such Rotogravure Inkwas also known as gold and silver inks because they were used to polish gold and silver accessories. You can use these classic inks even to polish copper and bronze utensils or accessories. Such kind of technology is being used even to make bronze accessories and polish them. This is the best printing technology in this modern age. Packaging Ink to print packets WellEven Flexible Packaging Ink is one of the best when you want to attach printed labels on them. When you get products packed in boxes or packets then such packing inks play a great role. Today such kind of ink is in great demand yet it also has some kind of unique benefits. Such inks are non commercial inks and are very popular in the United States. These inks are used as non commercial inks. In some places these inks are used in coloring polymers. They are also being used in printing packets of food while they get transported to different places.Solvent Ink for smooth PrintingYou can approach Solvent Ink Manufacturers if you need it for using in devices like printers. These manufacturers offer and sell Eco friendly inks to meet your printing needs. When you approach any experienced ink manufacturer then he will give you solvent ink at a very affordable cost. You can also get many kinds of amenities when you make use of solvent ink bought from a reliable maker. These inks are Eco friendly thus they won’t harm anyone after being disposed in garbage. When you make use of this ink then you will find that they enhance the printing speed.

StoryMirror in conversation with author Joyeeta Das
 StoryMirror Feed  
 28 February 2019  
Art

Q: Please give details about your initial education and forming years of life.A: I have completed my schooling from Auxilium Convent. Currently am pursuing my bachelor's in English language and literature from Adamas University.Q: How did you get interested in literature? What inspired you to write?  A: As a child I used love listening to Ramayana and Mahabharata, both of which my mother used to recite. Then it was Aesop's Fables and Panchatantra which further brightened my world of imagination. And finally, Khaled Hosseini made me delve deep into literature.I never really knew I could compose stories until my the then Creative writing professor- Shrabani Ma'am announced “... chocolate as a reward for the first three best creative works.” Better to say Chocolate acted as a muse and inspired me to use pen instead of sword, to strikeQ: What difficulties did you have to face with respect to literary work? A: Sometimes a few Literary works did turn out to be a bit less interesting.Q: What is your view about the present-day literary work? A: I think it’s more straightforward than the previous works.Q: Do you think that the emergence of digital and social media has given a new opportunity to creative writers? A: Absolutely, the emergence of digital and social media has made it easier for the writers who cant really afford the expenses of publishing their works. People can now simply post their works in social platforms and communicate with the rest of the world. Every literary text is...a mosaic of quotations... as said by Julia Kristeva, I think social and digital media helps bring the right design out of this mosaicQ: Please tell us something about your literary work. A: I am very restless, and thus, try to keep my compositions very concise as it would be definitely be viewed by restless people like me. And I try to make every composition unique. Q: What was your first literary work and how was it published? A: My first Literary work was published online by MyCampusPost, while I was interning with the company as a content writer.Q: How many ways literature can contribute to society in future?A: As rightly said by Jonas Mekas “ In the very end, civilization perish because they listen to their politicians and not to their poets". Literature can contribute to the society in numerous was, the list is endless.Q: Where do you see yourself after 5 years in the literary world?A: I would definitely like to see myself into people's heart. Even of those who find literature boring.Q: What ways would you suggest to build a community for poets?A: A group blog would be fine. Q: What message would you like to give to aspiring new writers? A: Just be yourself and try to bring the best out of you.Q: How was your experience of writing on StoryMirror?  A: Wonderful! Indeed. A great platform it is.Q: Would you like to say something about StoryMirror? A: I love the competitions organised by StoryMirror. And winning them has a separate joy. Every time I win, I feel that I re-establish my name – JOYEETA, which means ‘winner’ in Bangla.Here is the link to read my content https://storymirror.com/profile/jmypngvn/joyeeta-das/stories

Top 10 Free Classified Sites in India - 2019
 Charmi Patel  
 5 March 2019  

Internet is rapidly growing, people who run businesses are at each other's throats trying to outdo each other to get a tiny bit more exposure online, large businesses with adequate resources make use of Google ads, YouTube ads etc... To try and exceed their competitor's marketing strategy. Not everyone can afford to run Facebook advertisement 24*7, small businesses and start-ups can utilize the vast network of free classifieds out there, which can bring in sizable number of eyeballs without costing them a single penny. It's is important to know about the best classified portals in India to know where you can place your advertisements to get the best results. So, Let’s have a look at the Top ten free online classified websites in India will be mentioned below.1) QuikrIt's an Indian classified website, has been running successfully since 2008, initially called Kijiji India, it was later changed to Quikr after a Mumbai businessman invested into the company. It's listed in 900 cities all over India and anyone can place advertisement from house to toilet sinks.2) OlxOlx is one the largest classifieds sites in the world, and definitely the biggest one in India, it started its full-fledged operations in here in 2011. Olx's headquarters is in the Netherlands but it's owned by a South African company called Naspers. As of 2013 it zoomed past Quikr to get around 60% of the market share. Olx sold around 1 billion worth of used cars in 2017.3) Izydaisy (Free Classified Ad Sites)This is a free and highly specialised classified site that has launched in over 5 countries around the world in 2016, since then it has grown in technical strength and numbers, izydaisy.com is one of the India's largest classified online portal, it has all the necessary tools and the motivation. One of its core ideals is to make buying and selling fun, and its interactive interface complements their motto.4) CraigslistOne of the pioneers in the field of free classifieds, it is started out as an email chain program in 1995, in which new deals in the city were send to the subscribers of the mail chain, it's now in around 70 countries worldwide. It is said the site gets around 20 billion views every month. Also 80 million advertisements get posted on the site every month.5) SulekhaAnother big classified page in India where you can post anything from camera to bicycles.6) Click.inIt's on the top 10 free classified sites in India, you can buy and sell anything from house to cars, bikes, cell phones.7) ClickIndiaSimilar to click.in and is also a free classifieds website, where you can easily fill up the description of your product in minutes and then whole advertisement will be completed in 10 minutes.8) 99LocaladsThis is a free classified website based in India and you can post all your ads without any discomfort in this website.9) Classifiedsindia.coThere are so many free classifieds out there and you'll be wasting so much time if you post free classifieds on all of them, it's important to choose the ones that get the most traffic and post the advertisements there this is one of the trusted ones.10) SelldudeIt's also a free classifieds website with a simple interface and easy filter options to find the product of your dreams.

Cheap Flights to Hawaii With Points & Miles
 Anna Kucirkova  
 21 March 2019  

Ask almost anyone you know about their dream vacation they want to take in their lifetime and high possibilities are that they’ll say Hawaii. Each and every year, over 8 million visitors arrive in Hawaii to experience the distinct Islands in Hawaii where they can enjoy great food and drinks as they rest by the beach.However, the costs of flights to this place are quite high. People are often forced to save much for this adventure in Hawaii. Luckily, there are various ways you can make use of fly points and miles to book a flight and save lots of cash. This article looks into the different domestic and economy first-class reward booking alternatives you have as well as the lie-flat seat found in international business-class cabins outlooks.So, what are the best programs for booking Hawaiian award flights?Is making your life much easier the issue? plan ahead when you book a flight to Hawaii. The award space, as expected, is not always available due to the large number of individuals who pay for tickets in cash. However, one thing that makes it easy to book for Hawaiian awards is its flexible schedule.Here are some of the best programs or booking Hawaiian award flights.Korean Air SkyPassIf you have the Chase Rewards Points, the Korean Airline program is the best means to book for Hawaiian award flights on Delta for you.Booking ProcessKorean Air makes use of area-based award sheet for Sky. Sky Team partner awards booking. The fact that this airline contemplates all of the U.S as one region makes the redemption rates reasonable on Delta. You can look for awards space on the airline’s website from where you can book from. To view the imperative city pairings, it is important for you to note that you have to select the “SkyTeam Award” just after selecting “Redeem Miles”. Also, you can check the Air France’s website and then call the airline agents to book if you find the space.In addition, the Korean Air partners with the Hawaiian Airlines as well as the Alaska Airline provide you with other greats alternatives in case you need to fly to Hawaii. Through the partnership, you have vast range of non-stop paths to various Hawaiian airports that allow the Korean Air miles and fly points bookings. These booking points include Los Angeles, Portland, San Diego, Seattle (SEA), and Atlanta among others. However, the mileage need for these parties is different from the Delta flights requirements.Currently, the Korean Air does not partner with the Chase Rewards, but allows you to earn Marriot points which you can transfer to Korean at affordable rates.Air FranceThe second SkyTeam alternative for booking awards flight to Hawaii that we propose for you is Air France program.Booking Award Flights with Air FranceJust like with Korean Air, Air France enables you to book award flights on Delta as well as their other partner, the Alaska Airlines. However, unlike Korean Air, this airline fails to have distinct redemption rates. This airline has a number of benefits over the Korean Air. For instance, it is easier to look for award spaces on Delta by use of the airline’s online search. Further, Air France has the capability to book a one-way award ticket at a cost that is half the mileage cost.However, if you are planning to fly to Hawaii by booking an award ticket on Alaska Airlines, you have to go through a different process. It is not possible to find the award space by use of the online search by Air France, so you are required to call and request an agent to look or make use of America’s Airlines website to search. The Air France partners with both the Chase Ultimate Rewards and American Membership Reward to enable you to earn the Flying Blue miles and fly points.Singapore Airlines KrisFlyerThe Singapore Airlines program partners with the Star Alliance to offer you an option to book for Hawaiian award flights on the United Airlines. You have the option of using the United MileagePlus in booking for the awards. however, using the Singapore Airline to fly to Hawaii saves you many points.Booking Award Flights with Singapore Airlines KrisFlyerEarlier on, booking an award flight using Singapore Airlines’ partner required you to search for space on the website through Air Canada’s Aeroplan program to provide dates and number to a Singapore Airlines’ agent. Also, you could call to book. Luckily, you have much better alternatives since the Airlines enable you to look for and book award flights using the Star Alliance partners.The Singapore Airlines program partners with the four transferable points programs for you to earn points and miles.British Aiways Executive ClubThis airline gives you the option to fly to Hawaii. You can use the airline when you book for Alaska's award flights.Booking Award FlightsThis airline makes use of distance-based reward sheet which means that the total count of Avios needed in booking an award flight is determined by your distance of flight. Nonstop flights are, therefore, ideal for you to increase your points. The British Airways offers you with 12 non-stop flying points for booking including Anchorage (ANC), San Diego (SAN) and Seattle (SEA) among others.You can earn British Airways Avios by transferring points from Chase Ultimate Rewards or from the American Express Rewards. Moreover you can use co-branded credit card given by Chase.BonusThe main focus is on the non-stop paths to Hawaii. However, our bonus alternative has both the non-stop paths as well as those with a single connection. You can make use of the Singapore Airline miles or fly points to book a flight on Alaska Airline or the United Airlines.Finding Lie-Flat Business Class SeatsThis is a class that allows you to fly to Hawaii in style. Finding such a flight is hard, however. We offer you a list of the best Airlines that offer this business class. These include the Delta Air Lines Airbus A330 and Boeing 767, United Airlines Boeing 777, 767, and 757, American Airlines Airbus A330, Boeing 777 and 767 and Hawaiian and Airlines Airbus A330.ConclusionRegardless of the fly points you have, it is possible for you to book a Hawaiian award flight. The flight to Hawaii requires few fly points which enables you to tag along a friend or a family member. This information helps you book in less or no time by providing you with detailed information of the booking process.

All You Should Know About Epilepsy
 Galagali Multimedia  
 17 April 2019  

Epilepsy is a brain disorder which causes repeated seizures. There are many various types of epilepsy as well as many different kinds of seizures. Epilepsy can come in the way of life, especially when seizures keep happening. To control their seizures, people with epilepsy might take medicine, have surgery, or follow a special diet. One can live a normal life if he takes proper Epilepsy treatment. Below few things are pointed out what you should know:1. Epilepsy is quite common.In fact, you might know people around you having epilepsy. In 2015, approximately 3 million adults (age 18 and older) and 470,000 children (age 17 years or younger) had active epilepsy in the United States. That’s around 3.4 million people, that are more than the number of people who live in Montana, Delaware, and New Hampshire combined.2. People with Epilepsy Can Also Live a Happy Life.Many of the people with epilepsy can do the exact same things that people without epilepsy do. There are too many successful people with epilepsy who work in sports, medicine, government, entertainment, and other professions.Individuals with uncontrolled seizures or severe types of epilepsy face more challenges and also find it difficult to work or go to school daily. Few adults dealing with epilepsy have a hard time finding jobs, transportation, and affording medical care.3. Seizure first aid is uncomplicated to give.Around 1 out of 10 people may have a seizure at some stage in his or her lifetime. That means seizures are common, and one day you may need to help someone. First aid for seizures involves helping the person to be safe until the seizure stops on its own and knowing when to call the doctor for emergency help.It has become necessary that professionals such as school nurses and other school staff, law enforcement, first responders, and childcare workers understand the concept of epilepsy and how to offer first aid. CDC provides training programs for these groups through a partnership with the Epilepsy Foundation.4. Seizures can look different than you expect.What comes to mind when you talk about a seizure? In the movies and on TV, many a times they show a person falling to the ground, shaking, and becoming unaware of what’s going on around them. That’s one type of seizure, but it’s a very rare one. Many a times, a person dealing with a seizure may seem confused, stare into space, wander, make unusual movements, or can’t answer questions or talk. At times it is hard to tell when a person is having a seizure, so it’s necessary to learn how to recognize different types of seizures.5. Few Causes of Epilepsy Are Preventable.Epilepsy can be caused by various conditions that affect a person’s brain. Sometimes, doctors don’t know the cause. Traumatic brain injuries, some infections such as cysticercoids, (which are the leading cause of epilepsy worldwide), stroke, as well as pregnancy complications are several preventable causes of epilepsy.

How Dry Cleaning Can Save Your Money
 Galagali Multimedia  
 19 April 2019  

People are usually reluctant to dry clean clothes due to the fact that it is more costly than traditional laundry, however, a professional cleaning service can be an excellent investment for your lifestyle as well as closet that saves you money in the future. Think about these benefits the next time you're headed to the laundromat.It helps your polished pieces last much longerWhile there are things that you can look after in your home, particularly high-end clothes such as your silk outfit or structured woollen blazer are best left in the care of an expert dry cleaner. Clothes that aren't appropriately cleaned before being put away can carry undetected smells that attract insects as well as moths. These insects can eat particular fabrics, including wool, cashmere, silk as well as cotton, slowly destroying your favourite clothes. Delicate fabrics may also discolour or stretch in shape in a washing machine or dryer. By using a professional cleaning service, your clothes will certainly last much longer so you will not have to change them frequently which will eventually save your moneyCare tips: Familiarize yourself with various fabrics as well as the suitable treatment for each material. For example, cashmere can frequently be hand washed with a mild washing soap. Before doing so, it's always great to check the clothing tag to see if hand washing is suitable. Various other materials like silk need professional dry cleaning.It can remove stubborn stainsBesides helping your clothes preserve their colour as well as shape, dry cleaning help to remove stubborn stains like grass, which you may not be able to remove using conventional washing. A professional Dry cleaner may be able to restore your favourite clothes so you do not waste money on various detergents or DIY (Do It Yourself) treatments simply to end up with a slightly faded but still noticeable mark. Moreover, if you do not pre-treat stains or if you make use of the wrong cleaning agent, you may actually cause more damage to your clothes. In either case you can be left having to replace these clothes altogether, and losing away your money.Care tips: Food stains can impact fabrics in a different way than sweat deposit. In many cases, you might be able to use a DIY treatment. Know when to treat the stain on your own and when to visit a dry cleanerIt adds professionalism and reliability to your workplace outfitFirst impressions are very important. Being wisely dressed will certainly help you make your mark at a job interview or customer meeting which can result in monetary gain in the future. An affordable way to raise your workplace style is to make sure that your clothes are always freshly pressed. You do not require to spend a lot to create a stylish ensemble: well-tailored as well as maintained clothes create a professional look that will certainly help you get ahead in the office. To keep your company outfit looking top notch, leave your suit or dress with the dry cleaners. Even if you work in a creative or informal environment, a creased shirt can make you look sloppy. Unsightly wrinkles, stains or smells on worn clothing detract from your professionalism. A trusted service will certainly assist you look after these smaller details so you can concentrate on the large picture as well as impress employer customer.Care tip: Besides looking after your basic clothes maintenance, a lot of modern dry cleaners offer added options such as alterations or repairs. Make the most of their services to ensure your office outfit is always as impressive as your portfolio.While you reduce short-term costs doing laundry at home, your finest outfit needs professional care to keep them looking as fresh as the day you purchased them. And that's a worthwhile investment.

All You Need To Know About PST Converter To MBOX
 Daniel Jones  
 29 April 2019  

Still wondering how do I create a PST file in Outlook 2013? If yes, then opt for a PST to MBOX converter and convert the files safely. This blog entails the details on how to convert PST files to MBOX by using an Outlook PST to MBOX converter. Most of us often find it difficult to convert the PST files to MBOX, however, by opting for a reliablePST to MBOX file converter, the user can easily import to various email clients without losing any data.Why Do The Users Export Outlook PST Files to MBOX?There are various reasons why the users export Outlook PST files to MBOX by using an Outlook PST to MBOX converter. Below we have discussed a few reasons:The PST to MBOX converter switches files and folders from Microsoft Outlook to a wide range of  MBOX email clients such as Eudora,  Thunderbird, Mac Mail, SeaMonkey, and etc.The users can import their old archived PST files in MBOX email clients.The Outlook is quite expensive and some users cannot afford it so they switch to PST to MBOX file converter.When the user switches their job or wants to transfer the data, they can convert Outlook PST to MBOX format.Use KDETools PST to MBOX Converter KDETools Outlook PST to MBOX converter converts PST to MBOX files safely. It can export emails from Outlook to MBOX including all folders, sub-folders such asSent Items, Deleted Items, Inbox, Outbox, Junk E-Mail folder, and etc. The advanced tool converts safely without losing any data during the conversion process. The tool converts PST files to Windows or Macintosh and Thunderbird Linux. The PST to MBOX converter, imports PST files to  Opera, Thunderbird,  Apple Mail, Entourage, Eudora, Spicebird, SeaMonkey, Netscape, and etc. The user can also export bulk Outlook contacts and calendar to MBOX file. The user can take a free preview of the content before the conversion process begins.Prominent Features Of Outlook PST to MBOX Converter Converts PST Items to Multiple File TypesThe PST to MBOX converter converts Outlook PST file items to multiple file types such as PST to EML, EMLX, MBOX, MSG, and PDF. The tool can convert Outlook PST to Eudora, Zimbra, and etc.Make A Separate Or Combined MBOX FilesBy using the converter, the user can create a separate or combined MBOX file into a single one. The user can manage the converted MBOX files in a better way.Convert The PST Files to MBOX EasilyThe PST to MBOX Converter allows the users to convert the entire files and folders of PST to MBOX file format. There is no file size limitation and the user can convert a small, medium, and oversized PST files. Deep Scan of PST FilesThe PST to MBOX converter can convert corrupt PST files and exports PST files to MBOX format. The user can scan deeply the PST files to make certain 100 % conversion of files.

7 SEO Tools Most Used By Bloggers and Marketers
 Rahul Kumawat  
 24 May 2019  

Nowadays, SEO becomes a significant tool for achieving the business goals of any brand. In simple words, Without SEO its becomes difficult for any kind of business to survive in this age of killer competition. It is the finest way to promote your brands & products to stay on the top of search engine list. So in this article we will explain you some best SEO tools that needs to be used by marketers & bloggersSEMrush:-It is a tool for finding successful keywords. A Platform to   identify different trends that happen within your niche, identifying a variety of keywords,  audit your on page Search Engine Optimization , check rankings and back links. If you aren’t using a tool like SEMRush, you might not be aware of keywords that people are searching for to find a blog like yours. You might not realize which pages on your site are stopping you from reaching success. You can monitor your brand, get organic traffic insights and know the keyword level difficulty. One can avail the monthly or the annual plan and subscribe accordingly. SEMrush offers a good vary of options that bloggers will use to ascertain the health of their websites and enhance their promoting activities. From web site audit tools to contestant comparison, here may be a list of the dear SEMrush features:Keyword Analysis and ResearchRank trackingOrganic researchCrawl Audit ToolAdvertising ResearchAd Sense and Ad managementBacklinksCompetitor analysisSEMrush pie chart and line graphMultiple sites comparisonGoogle keyword planner: - A marketing tool which is used for Google AdWords Campaigns. If you want to use Google keyword planner, then you have to create a Google AdWord account. After creating the account, type the keyword that you need and the Google Keyword Planner will show you a list that is based on relevant keyword. It will help a blogger or a digital marketer to have a complete idea and use the perfect keywords to stay on the top. One can specify the location, add filters, and even get the latest trends in keywords for a particular section. The Keyword Planner tool in Google Adwords is helpfulfor locating new keywords and searching for the competition, search volume, and trends. The tool is primarily used for locating competitive keywords for running ad campaigns in Google AdWords, however, you'll still use the keyword planner tool to present some background data on potential keywords to use for your diary post ideas.Unamo:-One- stop solution for your online marketing needs. With unamo you can manage the social media as well as optimize the conversion rate. Unamo is a SEO based platform suitable for businesses of all sizes and help users to analyze keyword rankings, backlinks, generating reports, analyzing website and optimization issues. Unamo allow users to monitor keywords from various search engines around the world, access how site content is ranking on specific keywords. Unamo SEO, originally Positionly, offers a suite of digital marketing tools at an affordable price. These include –Unamo SEO.Unamo Social Media Monitoring.Unamo Conversion Rate Optimization.Unamo SEO tools are ideal for bloggers and small businesses that want to keep tabs on daily metrics, including keyword rankings and backlinks.Other features include SEO audit tools, local SEO, and you can integrate your account with Google search console and Google Analytics.Ninja Outreach:-If you are a digital marketer or blogger that means you need to build the link or generate leads to stay on the top of search engine. Automate email outreach campaigns are great for link building, guest posting, influencer marketing and content promotion. Manage all your influencer marketing & outreach campaigns with built-in CRM.Google Mobile -Friendly test:-If you haven’t made your website mobile friendly, then you should. This software allows testing how easily a visitor can use your page on a mobile device. Nowadays more traffic is building up through smart mobile phones. One of the most important SEO tool for digital marketers to check the content errors & make the website mobile friendly to increase the traffic.Google Webmaster Console:-with this tool you can track your site or application in the search results and suggest fixing errors to increase the visibility while one is searching with a particular keyword. With Google by your side, you get alerted as soon as any error is observed so that you can fix it without any delay. The webmaster console can provide webmaster with critical information about their website’s health, search engine visibility, accessibility, and more. Google Search Console or Google Webmaster device is the spot Google will talk with you on the off chance that anything turns out badly like an expansion in 404 pages, slithering slip-ups, manual punishments, the augmentation in 404 pages, malware distinguished, etc. If you don't have a Google Search Console account, you should get one now. Google Webmaster Tools (GWT) is the basic segment for Google to speak with site administrators (Or Webmasters). Google Search Console or Google Webmaster Tool gives you a chance to recognize issues with your website page and can even refresh you in regards to whether your webpage has been corrupted with malware or not. When you begin utilizing Google Webmaster Tool, you may find that you won't generally require a portion of the other fancier and costlier devices, you by and large use for the equivalent very purposesGTMetrix: - It is a free tool that analyzes your page speed performance. Get instant alerts form GTMetrix when your site goes down. This tool gives the page load details like the time, number of visits or the size and other analysis and provides a real-time page analysis. You can even analyze your page through a mobile phone. There are basic versions as well as many paid plans, and one can choose according to the need. Prarthana Associates Pvt. Ltd. is Udaipur based leading  SEO and Digital Marketing Company with a large number of clients around the world. We use the perfect tools and work hard to analyze how to increase the visibility of the web page and generate in more traffic. We deal in website development software development, Android application development, Digital Marketing, Email Migration & Bulk.               

How to Choose Terrace Garden Designers in Delhi?
 Amandeep Singh  
 5 June 2019  

Just like any other design project, terrace garden designs require a lot of creativity, mainly because of the challenges that come with working with live plants. Terrance designers should be considered as they are experienced and talented at working in this area.The advantages of hiring a terrace garden designer are that they have a deep understanding of the materials and tools needed for effective landscaping. Terrace designers also understand how spaces work together to create harmony and the risks associated with landforms. Another benefit of using their services is that they suggest things to be considered when designing terrace gardens. The things to be considered when choosing terrace garden designers are; • Recognized Qualification When choosing a garden designer, it is always important to look for professional designers with a recognized qualification. Colleges offer courses in garden design that provide skills and knowledge related to soils, drainage, paving, and landform manipulation. The training enables the garden designer to approach your project in a systematic and ordered way. Extra-curricular qualifications enable the garden designer to analyze the site, client requirements and assess the risks associated with client requirements. Choosing a qualified garden designer ensures that the client requirements are met as he can understand what the client needs and can suggest improvements in a professional manner. Read Here: 10 Ways a Gazebo Makes Summer Better• Have a Clear Idea of Your Budget Having explicit knowledge of the budget you have allocated for your terrace garden design is essential in choosing a designer. The reason is that some of the garden design services offered are professional. On the other hand, some garden designers may charge less and still complete the project, but with little or no professionalism. Identifying the budget allocated for your terrace garden design services is crucial in that it enables you to choose a terrace garden designer in Delhi you can afford. Getting value for your money is guaranteed when you pay for the service. • Consider Maintenance Services Another important thing is to consider the work required after the terrace garden is all set up, and there is extra work needed to maintain the landform. When hiring a garden designer, it is essential to consider if they offer garden maintenance services. It is necessary to ask if the maintenance services are paid for or free. It is advisable to choose a service that has garden maintenance services to reduce the hustle that comes with maintenance. • Visit other Gardens Another factor to consider when choosing a terrace designer is to visit other gardens and ask for recommendations. Recommendations are preferable because you have already witnessed the quality of work delivered by the garden designer. Visiting other gardens also provides an opportunity to advance the plan of the garden you need. Most terrace garden designers Delhi offer various services in landscaping. But when choosing a terrace garden designer, it is important to consider professionalism, your budget, and recommendations. Garden design is all about client requirements and recommendations from a professional designer. Also Read: How to Choose a Pergola for your Home

Best websites for backinks
 Pradeep Katiyar  
 11 June 2019  
Art

Best websites for backlinks

Choose Unconventional Route to Success
 Willian Smith  
 11 June 2019  

SEO is the process of affecting the online visibility of a particular website or you can say that web page in the entire search engine’s unpaid outputs. You can also get the unpaid and paid results also with the help of Search engine optimization. This is one of the best ways to get the complete information about the website properly. You can also use these SEO services for the small business as well as big scale business easily. There is no need the high cost for these content writing servicesbecause many Qdexi.com is offering the best and reliable help to the clients with 24*7 support.  The best part is that you can select these SEO service from the local SEO agency as wellQdexi.com is one of the best places to avail these services at affordable price. Here all the SEO service and SEO solutions completely tested by the quality experts. Qdexi.com is the best place to collect the International SEO services as well as local SEO service at affordable price with complete support. This place has the best facility to deliver the complete facilities to the clients. This is one of the best SEO agencies for the organic SEO Service. Best IdeasGet a second pair of eyes on your next project: every project or task we complete should be the best your team can provide. All too often, however, team members work in silos and complete these projects without asking for or receiving constructive feedback from their teammates before sending it to the client. This gives our customers and projects only getting the finest one person can deliver rather than the greatest of a whole team. We all work with diverse team members that carry varying levels of experience and responsibilities. I bet someone on your team will have something to add to your project that you didn’t already think of. Getting their response means each project that you finish or job that you comprehensive is the greatest your team has to proposal your customers. Keep in mind, though, that asking for constructive feedback is more than just having someone conduct a “standard QA.Hold a half-day all hands brainstorm meeting: Building strategies for websites or solving issues can often be the most engaging work that an SEO can do. Yes, that’s right, solving issues is fun and I am not ashamed to admit it. As fun as it is to do this by yourself, it can be even more rewarding and infinitely more useful when a team does it together. Two times a year my crew clutches a half-day approach inspiration meeting. Respectively analyst takes a customer or matters they are stressed to resolve its website presentation, customer message, policy development, etc. During the assembly, each team member has one hour or more to exchange about their customer/matter and ask support from the team. Together, the team dumps profound into client particulars to support answer questions and solve issues.Qdexi technology is perfect place to get these best SEO services in UK with best support. All the facilities offer by Qdexi Technology helps to make your website to rank in the topmost options over the google. We always give accurate and praise options to our customers with several additional benefits. 

Tempo Traveller hire on rent
 Simran Raj  
 14 June 2019  
Art

Hello guys My name is Simran I am a travel agent and also transport agentDo you want to get the luxury car rental in Jaipur to explore the heritages in Rajasthan? You can get the car at rent and you can enjoy the tour. The customers definitely want their tour to be the most comfortable and for that it has become really easy to hire taxi in Jaipur. You can get the best offers on the luxury cars with the first class facilities and these facilities are available at affordable rates. You can explore your favorite destinations with culture activities, royal art designs, Rsajasthani traditions etc. The booking can also be done online by the tourists whenever they want.Picking an extravagance vehicle rental for multi day or two, rather than acquiring said vehicle has its points of interest. It allows the tenant to encounter the solace and indulgence of the extravagance vehicle, without purchasing the vehicle. You can rent an extravagance vehicle for those most exceptional events throughout your life. The car hire in Jaipur lets you choose the car which you want and get the car with the experts drivers. The booking is also available 24*7. Every rental organization varies in its expenses, rates and strategies; carefully read these, when settling on which organization to lease from. Jaipur car rental is available for all the tourists and they can explore the best places in Rajasthan with ease.  The customers can get the top brand cars on demand by tempo traveller rental Jaipur and they can enjoy the best and comfortable tour in Rajasthan.