Bitcoin- The first ever form of cryptocurrency developed by Satoshi Nakamoto has caused quite a stir in the recent times. And although it has been through a roller coaster, analysts say that Bitcoin is in fact, here to stay.So what is it that makes people trust this form of money exchange so much, despite it not being legal tender?Bitcoins have no physical form. They are purchased online and stored in something known as the 'Bitcoin Wallet'.Investing in bitcoins, transactions or something known as 'mining' are ways to multiply bitcoins. People also get rewarded for purchasing and sending bitcoins, thus multiplying their money.The factor most strongly in favor of bitcoins is the security this medium provides. There is both transparency and user anonymity. The user has two keys- a public key and a private key. While the public key ensures that all transactions are out in the open for verification, the private key is only present with the user. Personal details of the individual aren't required to carry out the transaction, only the private key is.The transactions can be verified by anyone in the block chain but the identity of the person is concealed. These bitcoins can also be encrypted for backup and safety.Bitcoins work on a peer-to-peer based transaction without the presence of a third party. The lack of an intermediary ensures a faster exchange of money. The hassles of paperwork and the long waiting hours are saved. It also means that there is no chance of random freezing, as is done by the banks.There is also very little transaction charge in such a medium of exchange. It is approximately 0.0005 bitcoins per transaction as opposed to the usual 3-5% interest charge by banks. Digital currency exchanges convert bitcoins to fiat money and they too, charge a negligible rate.Decentralisation of bitcoins is another reason for their popularity. This past year has been a whirl with demonetization validating and invalidating notes constantly. There is no such risk with bitcoins since the government has no control over it and cannot order it's manufacture or seizure.So whether or not bitcoins are here to stay is a matter for experts to decide, but it definitely seems to have become the favorite of many. And let's hope for the sake of all those who have placed their faith in bitcoins that it does, indeed live up to the expectations that it's been setting.
Digital Marketing -Digital marketing is a process in which the marketing of products or services based on digital technologies which is mostly available on the internet. This process is also used in mobile phones, display advertising and other digital medium.The way of marketing has changed by digital marketing in between 1990s and 2000s. The digital marketing is very popular due to reduce in cost of products and use for buying anywhere including home, office, also in travelling in bus or train without going to market. It is very easy process in purchasing clothes, sarees, and electronic products in home by using internet.There are several techniques in digital marketing including search engine optimization (SEO), search engine marketing (SEM), content marketing, influencer marketing, content automation, campaign marketing, data-driven marketing and also some e-commerce marketing techniques such as – social media marketing, social media optimization, e-mail direct marketing, display advertising, e-books, optical disks and games are latest techniques for marketing in internet. Some methods do not depend upon internet which provides digital media through SMS. The company also using messaging customers by using protected numbers for marketing.Some techniques are discussed used for the digital marketingSearch Engine Optimization (SEO)In this process, the visibility of the website in the search engine was ranked on the top means that the more visitors in the internet visit the website, the rank of the website increases. These visitors in the internet who visit your website are converted into customers.SEO have different types of searching such as image search, local search, video search, academic search, and industry-specific vertical search engines.The planning for the maximum visibility of the website including in what way the search engine works, and what majority of the visitors search for the terms or keywords entered through search engine. The editing in content, HTML, and associated coding are used in optimizing a website and rise in importance of specific keywords. The other technique of advertising of the website to increases the number of backlinks, or inbound links. In future, Google is developing for the search of the products through mobile due to this many companies take different methods for marketing.Search Engine MarketingSearch Engine marketing (SEM) is a process of internet marketing that used in the publicity of websites by increasing the visitors in the websites and the visibility in the search engine results pages (SERPs). It may include search engine optimization (SEO) in which editing and changes in content for achieve a top ranking in search engine results pages.Influencer MarketingInfluence marketing is a process of marketing in which concentration on specific key individuals and discovers the persons who have influence over probable customers and other marketing activities around these influencers.Influencer marketing can be divided into two methods: earned influencer marketing and paid influencer marketing. Earned marketing comes from free or earlier relationships with influencers or third party content which is encouraged by the influencer to promote their own individual social growth. Paid Influencer marketing promotions in the form of finance or reference messaging that can appear in any point of the content. Budgets are commonly depending on the customer influence.Many advertisers use influence marketing for create reliability in the market and also make social networks for online sales of their products. The responsibility of the influencer marketer for expands the marketing products and services profit depends upon the reliability received over time. Influencer marketing develops its value from 3 sources:Socialreach: Influencers are capable to influence or positive effect on millions of customers by their social networks and blogs.Originalcontent: Influencers createunique, and oftentimes actual, marketing content for the brand.Consumertrust: Influencers maintain strong relationships with their customers that have a definite level of reliance in the influencer’s beliefs.Social media marketingSocial media marketing is the use of social media and websites for marketing a product or service of the company. The company uses social media as a marketing of products for probable customers, earlier and current staffs, bloggers, close friends relatives and the general public. Social networking websites permits to the companies to make a network with one another and build relations and societies online. When companies use these social websites, customers can interact with them directly online. This interaction can be used to connect with a millions of customers for marketing the products online.Social media optimizationSocial media optimization (SMO) is a process in which the use of a social media websites for advertising products, service, brand and event. There are different types of social media tools for marketing such as social news, and bookmarking sites and social networking sites including,Reddit, Facebook, Tumblr, Twitter, YouTube, LinkedIn, Pinterest, Instagram and Google+ and blogging sites. SMO use as a SEO for advertising the website and motivate users to visit and share links of the website through social media and networking sites. When a webpage is shared or liked by a user on a social media then it counts as a vote for the quality of website. Therefore, search engines can use votes as a rankingof websites in search engine results pages. SMO is concentrate on heavy web traffic and aim to reach specific geographic regions for potential users. It helps in produce new users converted into customers which are interested in a website of the company.
Social Media Marketing–The Company uses social networking websites such as Facebook, LinkedIn, Instagram, and Twitter for marketing our product or service. In compare to e-marketing and digital marketing, social media marketing is more popular in India. By using social networking websites, companies can interact with consumers for promoting the product. The consumers also contact directly with companies by using social network sites for the details of the product.The social sites connect users and companies in which consumers can discuss for defects in products and request for latest services in smartphones. The consumers also talks about the future launched smartphones for price and specifications details. The companies also provide details about their services and latest smartphones which influence the online users on social websites.There are several social networking sites which is used by the companies for promoting their products are discussed belowFacebook –Facebook is one of the popular social networking sites in youngsters. Thousands of youngsters and individuals are online thus the companies use Facebook as a tool for marketing the products. It allows photos, videos and detail information about products so that the user can watch and comment on the products by using Facebook. The companies also create a page for the products and continuously updated their page for increases the followers in Facebook. LinkedIn – It is a professional based networking site which allows companies to make professional profiles. Job seekers are also in LinkedIn and follows company’s professional profiles which helps in promoting the company. This website provides its professionals to make sales leads and business partners. The companies create pages and allow marketers to promote their products and interact with their users and job searchers. It also makes an advertisement of recruitment for different jobs which promote their brands and profiles. Twitter – It is also one of the popular social websites for the tweets of political parties, actors, actress, cricketers, news channels, and many more. Thus the companies also use this website for promoting their products in tweets as a short message in 140 characters and represent for followers. This social website contain video, photo, text, animated GIF, and Emoji which are used by the companies for marketing their products for increases their followers on Twitter. You Tube –It is a popular video sharing website for watching movies, serials, sports, and also promoting video website for marketing their products. Companies use this website for upload anadvertising video about their products in which the users get a detail information about their brands and products. Whatsapp – At present, Whatsapp is one of the popular social websites in youngsters. It joined in Facebook in 2014 but it can operate as a separate app for sending a message, videos, GIF’s anywhere in the world. It allows text messages with photos, videos, documents and voice calls. It also supports messages and calls which are secured with end-to-end encryption in which third partycannot read or listen to them. There are one billion people in all over the world thus it is a good platform for companies to promote their brands and products. Instagram– There are about 200 million users in Instagram. Companies uses this website for directly connect with their present and potential customers. It helps in promote and marketing their products. It can also easily used in smartphones because it supports Apple and android system. This is beneficial for the marketers to connect with youth customers for advertising their products.
Adult (A) : Say there are two kids in the world. You and your friend. Noone else exists.Kid (K): Ok.A: You produce apples and your friend produces oranges. Since you love oranges and your friend love apples, you make a deal that every month your friend will give you 100 oranges in return for 100 apples. This is called barter system - you give me some goods or services and your friend pays you back in terms of goods and services. This practices remained for some time until there was some natural calamity in your area and you failed to produce sufficient apples for a month. But you wanted oranges. You went to your friend's place and asked for oranges.K: But why would he give me anything, when he knew that I couldn't keep my promises.A: Correct. So he made a deal. He gave you some paper, which had some agreement that you would pay him back oranges that he was lending to you. The agreement was made with the assumption that, you were an honest guy and you would keep your promises and when you had apples, you would return him back. Exchange of goods in this format gave birth to a new concept called "Money". In economic terms, it is called 'Fiat economy'- where goods are exchanged for something which cannot have a direct utility. Money has utility only when it is exchanged. Until now you had the need for oranges only. But say, you desired for pineapple, strawberries etc. and there are few more players in the market who are exchanging those fruits by issuing different paper notes. This kind of practice gives rise to the 'global currencies' where the value of each currency is different from rest of the world.C: But won't the value of each currency be same in a fair world?A: Yes, in an ideal world, the value of each currency or fiat money should be same. But here comes the complex scenario which is driven by power and greed. Every player in the market wants to get more by paying less. So your apple might not be as appealing to someone as it appeals to other and you end up paying more apples for same goods and services you get from others. C: Why would I pay more when I can get it at a fair price from someone else?A: The fair price is driven by market perception about certain goods and services. Since more players are in the market, more perception prevails. Good, bad and ugly are differentiated by perceptions only.C: Who controls perceptions?A: Good question. The dominant and powerful player in the market controls the perception. By influencing others he will make others realize that his goods or services are better than others and hence demand more value in return.C: But tell me how USD influenced the market to be the dominant player and hence more powerful in the currency market.A: Before world war I, every country was trying to influence other countries to become the dominant player in the market. During that time, Theodore Roosevelt influenced the neighboring countries to follow USD as foreign exchange currency rather than gold, which was used until that period of time. Some notable examples can be read in the history of Cuba, Venezuela, Santo Domingo and panama. America had been engaged in producing arms by that time and was supplying to foreign countries including united kingdom.During world war 1, America gave some good number of arms to United Kingdom, who was under financial crisis and was dependent upon its' ruling countries like India and some south-east Asian countries to generate sufficient money to afford luxury the Britishers were accustomed to. During the financial crisis of world war I, United Kingdom took arms from US trough a negotiation or deal known as Liberty Bond, which amounted to over $20 billon, which would be much more than what is America's current national economy at the moment.C: You mean UK was knowing they cannot pay back the loan, but they were still keen on taking the arms from US to fight against other countries and in that case Americans were keen on giving some loans which they were confident that it could not be repaid.A: Power to control others and the greed to have more are biggest vices of the human being. The then political strategists of America were thinking much beyond their time - at least 50 years ahead of time. UK sooner became an ally in America's endeavor to have USD as global currency post world war II. But acceptance by few countries does not make a currency truly global.C: What happened next?A: After world war II, America was perceived as the super power of the world. Thanks to some scientist who could not visualize the impact of atom bomb before inventing them. Every country was agreeing to a global bank known as World Bank and fund of funds known as International monetary fund. The duty of both entities were to ensure fair market practices in the globe. However influence of US continued and they changed the exchange methods from gold transactions to US dollar. There were a lot of factors which were either manipulated or done strategically to get it done.C: I understand dollar became global currency, but why it became more powerful than Indian rupees.A: Once you have the control of global currency, you can manipulate that in your favor. I will go back to that apple and orange examples. Now that your apple is purchased by US, who has certain criteria of selection of apples to know the fair price of apples. After careful observations, it is declared that your 100 apples are actually 50 apples worth as per US standard. You have two choices - either you don't sell apple or sell in the different market. Say in such scenarios, you don't have the sufficiently big market to sell your apples and you know that if you fail to sell in US, you might lose more money. You don't bargain much and accept the negotiations done by them. When everyone started accepting the terms defined by them, the power of dollar became more. I hope that answers your question.C: Can it never be reversed. I mean INR becomes more powerful than USD?A: Yes, logically possible, for that India as a country has to think ahead of time and the strategist and policymaker make the country self-dependent and more job opportunity is created internally rather than dependent upon foreign resources. Many of the natural resources are under-utilized in India so as the human capital. If that is oriented in right manner, then time is not far we see the reverse action. India needs to be technologically sound and the education system should teach how to be innovative and creative rather than just compete to score marks. I strongly believe, your generations can do.C: Yes, we will. Thank you for the answer.
Indian ElectionElections is basically a decision which is taken by the public to choose an individual to run a district, state or a country. Elections not only help in forming a government but it also helps in private organizations.The election came in practice from the Vedic period. The king used to elect another king from their sons. At that time there was no role of the public in elections. When the country did not get free and there was British rule in India, elections were held at that time also. But when India got independent, Indian public also got an opportunity to participate in the electoral process and to vote his/her choice of an individual. The process of vote transactions is called the election which is used to maintain the status of democracy. These political programs began to establish in the year 1950 and were established in the form of the non-lateral program. In 70’s election were held after every 5 years. The election commission is the main functioning body which conducts and regulates the election. The schedule is also prepared by the election commission. This commission is a constitutional body. It prepares the electoral rolls, voter id cards and makes an election booth where the public can come and vote for their individual. This body keeps an eye on everything happening in a booth so that no discrepancy should occur. It also appoints staff for supervising the election. The commission issues some code of conduct and all the party have to strictly follow certain codes. These code of conduct are basically some guidelines which need to be followed by political parties and candidates. On the day of the election, people used to visit the booth and vote for their candidate either through ballot paper method or electronic method. The voting is done area wise and once the process voting is completed the counting of votes are done in the presence of candidates. The one who gets the largest number of votes is declared elected by the district magistrate.The scenario of Indian election- In India, a person above the age of 18 has the right to vote and play a prominent role in forming a government. The preparation of election starts in advance. Every party finds a way to convince people to vote them by making banners, poster or organizing rallies and meeting people and giving a speech to convince them. Some also try to convince people by going door to door for votes. There is a chief officer is assigned to each and every polling booth who supervise all the arrangements and ensures that voting is done fairly and smoothly. The voting begins in the morning and ends at 5pm. But there are some parties who use unfair means of getting votes. These parties give money to poor people and many more things just for getting votes. They create a political atmosphere. Just because of these guys India is not able to grow. Today everyone wants to be an engineer or a doctor but no one wants to be a politician. In fact, everyone just ignores the politics happening in front of them just by thinking why to dip our hands in this. In my point of view a sweeper is much better than these politicians, at least he dumps in sewage and cleans the dirt of the city.After 70 years of independence also India is said to be a backward country and the reason is public. We are the one encourages corruption and for some money, we give a vote to the wrong party who does not deserve to be elected. We are the one who thinks of ourselves and not about our country and just say that politics has ruined our country. Its neither politics nor corruption it's we who have destroyed our country.In India, there are many ways through which unfair polling is done. Either the politicians bribe the public or they give them warning to give them vote or else they will hurt them or their respective family members. Even these politicians bribe the officials to change the counting of the vote. No one knows how they did but they did it. Constitution of India is the supreme law and this law is been copied by other countries law. Our constitution is a compilation of many countries law and this shows why India is still a developing country. India is a democratic country, we are secular and we must have a separate constitution. If this change is done it might change our country.Apart from this India is captured by reservation also. Even in elections reservation quota is there in which some Lok Sabha seats are allocated to reserved category. In India’s Parliament, there are 543 seats and out of which 84 are reserved for another category. This reservation is now misused by the politicians for their vote bank. The politicians have an added advantage over this category for their vote bank. They support a reserved category to get some votes. This nuisance is supported by them just for a vote. Reservation is a painkiller. Instead of killing the problem, nipping it in the bud, they hide the symptom and harm the body in the long run. Reservations by design, cannot help those who are genuinely oppressed, but only those who are incompetent.Importance of voting-Voting is important because it gives the right to a common person to choose his or her ruler. The public gets an indirect control over the functioning of government and they also have the power to raise a voice against unfair meansVoting is our right and we all should actively participate in the election and only then we’ll have good governance.Today India is also on his knees and it needs someone to who can run this country properly.If we all can come together and fight for GST then we all can also fight for corruption. First, we need to change ourselves then only we can change the world. Instead of promoting Swachh Bharat Abhiyan first we should look inside ourselves and become a Swachh person then only India can become Swachh.
LABOR DAYinternational labors day also known as International workers day. This day is an annual holiday to celebrate the contribution of workers in the society and also to celebrate the working classes that is promoted during the international labor movement, which occurs every year internationally on 1st may. labor union movement was specifically the eight-hour movement which apostle eight hours of work, eight hours of dalliance, and eight hours of rest. Although some countries celebrate workers day on other dates suggestive to them, such as in Canada and the United States celebrate their labors day on the first Monday of September and considered the unofficial end of summers. This date was assigned by the pan-international organization of socialist and political parties to monumentalize the Hay-market affair, which originated at Chicago on May 4, 1886. The1904 Sixth conference of the second international noted that all social democratic party organization and trade unions of all countries to substantiate energetically on first of may for the legal conduct of the eight-hour day for universal peace. In the late 19th century, as the trade union and labor movement started growing N number of days were chosen by the trade unionists as the day to celebrate labor day.LABOUR DAY IN UNITED STATESin 1882, Mathew Maguire, a mechanism, first proposed the idea of labor day holiday on the first Monday of September. while working as the secretary of the central labor union in New York. after witnessing the labor festival held in Toronto, Canada. in 1887, Oregon was the first state of united state to make it an official public holiday. after that, it became an official federal holiday, in 1894 around thirty US states officially celebrated labor day.I honor the American labor movement and contributes that workers have created a strength and well being of the country. it is known as labor day weekend. it is reorganized as the federal holiday labor day is "unofficial end of summers "because it marks the end of summer season. Many take a two week holiday during the two weeks ending labor day weekend. school districts resume its classes around the labor day weekend.many Americans enjoy hosting and attending picnics with family and friends on the labor day, barbecued meals are often served, especially such typically American fare as hot dog and hamburgers. the fruits and vegetables of summers, such as watermelon and green beans. cold drinks and cold desert usually round out the celebration.many political parties host a grand picnic at which speeches are made. This creates the welfare and upliftment of workers.LABOUR DAY IN INDIAin India, labor day is a public holiday held every year on 1st may it is celebrated ad Antarrashtriya shramik diwasLabour day in India was first celebrated in Madras (today Chennai) on may 1,1983. This initiative was taken by the Kisan party of Hindustan, This party was governed by Comrade Singaravelar, he arranged two meetings to celebrate this occasion. One meeting was held at Triplicane Beach, and other took place at the beach opposite to the Madras high court. Here Singaravelar passed a resolution the government should immediately announce the national holiday on may-day or labor day in India. He also accentuated the need for non-violence within a political party. This time became the first when the red flag was used in India.However, they took the courage to stand united and raised their voices. accordingly, they were all risking their jobs in order to protest against injustice. eventually, government heard their plea and the workers hours were reduced to 8 hours. the labor day is celebrated not only in India but around the globe. this proposed the power of unity among the people and also was a golden inspiration for the children as the bond of togetherness. in addition to advancement, there are public speeches held by the political leaders' of various parties in order to inspire and celebrate the may-day. this day Maharashtra and Gujrat achieved their statehood. in 1960 once the old Bombay was divided on the basis of language so the day there is called as Maharashtra diwas or Gujrat diwas respectively.LABOUR DAY IN AUSTRALIAlabor day in Australia is a public holiday on the dates which changes between the change in states and territories. it is the first of October in Australia capital, New South Wales and South Australia, it is second Monday of March in Victoria and Tasmania, first Monday of March in Western Australia, in northern territories and Queensland it is first Monday in May. The first march for the nine-hour day by the labor movement occurred in Melbourne on April 21, 1856. This day stonemasons and building workers on building sites around Melbourne stopped working and marched from the University of Melbourne to parliament house to achieve eight hour day. their direct protest was succeeded. LABOUR DAY IN SOUTH AFRICAthe historical struggle of workers and their trade unions internationally for creating unity between working people in their struggle to win fair employment and most importantly to establish a culture of human and worker rights to ensure that these are glorified in national law of those countries aligned to the international labor organization. in early 1994 South Africa demand for the annual observance of the day as a public holiday. Hence after a series of a struggle, it was declared the official public holiday on 1 may each year since 1994. LABOUR DAY IN CHINA1st may is the official holiday for the people republic of China, prior to 2008, it was three days holiday but now its just one day. although the other two days are "made up" by working either the preceding or following weekend.in 2000, labor day became a "golden week", created by the Chinese government. here the workers and shopkeepers take a week off and go shopping and travel.in 2007 there was the three-day holiday to make a way for three traditional festivals- Qingming, dragon boat, and mid-autumn - to became national holidays.each year during a labor day holiday millions of people goes to the road trip, causing traffic jams and overcrowding problems in big cities, such as Beijing and Shanghai and other popular travel destinations.LABOUR DAY IN JAPANmay-day is not officially celebrated by the Japanese government as a national holiday, but as it lies between other national holidays a majority of workers celebrate it. These series of days form a "golden week" together with 29 April "showa day", 3rd may "Constitutional memorial day", 4th may "greenery day", 5th May "children's day". worker generally take a day off and join public rallies and labor union gathering.the origin of labor day emphasized how noting is impossible if we stand united. now it is celebrated to honor the hard work done as well as to honor those who went out to fight for the rights of laborers. Labour day is a special occasion when people celebrate the true spirit of togetherness and unity. This shows that small fragment unites together and are enough to make changes in society. Which indicates how effectively the struggle can bring up the positive reforms of the working class in the society. It inspires and turns on a heat to fight against the injustice.
At least nine persons were killed and scores injured Monday as Dalit anger exploded on the streets in different parts of the country on the day the Centre filed a petition in the Supreme Court, asking it to review its March 20 order that called for changes in the Scheduled Castes and Scheduled Tribes (Prevention of Atrocities) Act.Protesting this alleged dilution of the law, Dalits tried to enforce a Bharat Bandh and its impact was felt most in Madhya Pradesh, Uttar Pradesh, Rajasthan, and Punjab. They repeatedly clashed with police and blocked rail and road traffic at several places. In the violence that followed, vehicles and public properties, including police posts, were torched.Places in Madhya Pradesh, Uttar Pradesh, Bihar, Jharkhand, Rajasthan, Punjab and Haryana witnessed buses being set on fire, trains stopped, curfews imposed and internet services restricted, even as police cane-charged protesters. The Centre has already filed a review petition against the changes made to the Act by the SC to "prevent its misuse", and Union Law MinisterRavi Shankar Prasad on Monday said the government will argue the matter with “full authority”.But the protests we are witnessing across most of the country are not just over the Act. They are born of an anger that has been gathering momentum over the years — sparked by various incidents and allowed to fester, even aggravated, by an insensitive government.According to the latest available National Crime Records Bureau (NCRB) data, crimes against SCs went up by 5.5 percent in 2016 (40,801) over 2015 (38,670). Crimes against Scheduled Tribes saw a spike of 4.7 percent, (6,568 in 2016 over 6,276 in 2015). According to a study of the same data, in India, a crime is committed against Dalits every 15 minutes, and six Dalit women are raped every day.Of these thousands of incidents, some emerged as flashpoints over the past two-three years, witnessing a coming together of Dalits and the emergence of a younger, vocal leadership.Dalit groups across the country have taken to the streets, declaring a “Bharat Bandh” in response to the alleged “dilution” of the Scheduled Castes (SC) and Scheduled Tribes (ST) (Prevention of Atrocities) Act 1989, after the Supreme Court on March 20, 2018, banned automatic arrests and registration of criminal cases under the legislation which seeks to protect members of scheduled castes and tribes against discrimination and abuse.On the one hand, Union law minister Ravi Shankar Prasad, under pressure from both the Opposition and within the NDA announced that the government does not agree with the Supreme Court's decision and has filed a strong, comprehensive review petition. (Opposition leader Rahul Gandhi had said, “It is in the DNA of the RSS/BJP to keep Dalits at the lowest level in Indian society. Anyone who challenges this thought is crushed with violence. Our Dalit brothers and sisters are today on the streets demanding protection of their rights from the Modi Government. We salute them.”)On the other hand, the agitations on the street have taken a turn for the violent.Madhya PradeshAs per reports, the protests have left four dead in Madhya Pradesh's Morena, adding that curfew had been imposed in the area. In Madhya Pradesh, curfew was also imposed in parts of Gwalior and Section 144 (prohibiting assembly of more than four people in the area) in Sagar. Madhya Pradesh's Bhind also witnessed stone pelting and vandalism. Shots were also fired during protests in Gwalior.PunjabIn Punjab, the Amarinder Singh government has stepped up security measures, including deferring the CBSE Class 10 and Class 12 examinations. "Taking cognizance of the letter of the director general (school education), the CBSE decided to postpone all class 12 and 10 examinations scheduled for April 2, 2018, in the state of Punjab," it said in a statement issued late in last night. The Punjab government also ordered the suspension of bus services and mobile internet services.Delhi and Uttar PradeshAs per a PTI report, Dalit protesters squatted on tracks in several places outside Delhi, stopping trains, including the Dehradun Express and the Ranchi Rajdhani, as part of their agitation. Many trains, such as Saptakranti Express, Utkal Express and the Bhubaneswar and Ranchi Rajdhani as well as the Kanpur Shatabdi, were stopped ahead of Ghaziabad in Meerut and Modinagar.Clashes also broke out between the protesters and the police in Meerut, Uttar Pradesh. Mobs also disrupted trains at the Hapur station, where the movement of many goods trains was affected.Other statesAnd not just MP, things are far from calm across the country. In Jaipur, Rajasthan, a showroom was vandalized. In addition, clashes between the protestors and the police broke out in Ranchi, Jharkhand. Protestors in Odisha's Sambalpur blocked the movement of trains. As violence remains unchecked, reports suggest that at least three people, including two policemen, were injured during a “lathi charge” in Ajmer, Rajasthan after the protestors attacked first with stones.Reports also suggest that a youth died in police firing in Alwar and internet services have been suspended in the area. While there has been criticism for the arson, the vandalism, and the violence, the “Bharat Bandh” in general has received the support of many. After all, atrocities against Dalits, Bahujans, and Adivasis in the country have certainly seen a spike — it is hard to deny this sad reality considering the year began with mass violence against Dalits in Bhima-Koregaon.The merits, demerits and the inconveniences of a countrywide “bandh” can debate all day long. What is, however, more important, is to understand the potential harm caused by the Supreme Court in its attempt to “prevent misuse of law”.The SC/ST Act remains in place because of millennia of systemic oppression that continues to make its presence felt even in this supposed “post-caste” India of 2018.
ANNA HAZARE STRIKEAnna Hazare (born 1937) a social activist, who has always contributed to various economic issues and several anti-corruption movements including Indian Government Transparency, rural development, agrarian distress, etc. Kissan BabuRao Hazare came to be known as ANNA for his support and work. Anna Hazare always calls the attention of people throughout the nation for his protests and movements for poor people. Anna Hazare has raised his voice for many causes such as village development, agrarian problems, farmer's debt etc.Once again he has grabbed headlines and has led to an anti-corruption movement and sat on an indefinite hunger strike on 23rd of March, 2018 in order to exert pressure on the government which has not been able to finalize Lokpal Bill to investigate cases of corruption and ensures better production cost for farm produce. No doubt that his fast is the first real social networking movement which successfully attracted the attention of people throughout India. His weapon is surely very potent. Thousands of people came to Ramlila Maidan to show their support to Anna Hazare.1500 people gathered on the first day of the strike. This number kept on increasing every day of the strike. His strike captured attention throughout the globe. Only a few civil activists have gained this much attention.Jan Lokpal Bill or Citizen's Ombudsman Bill drawn up by Anna Hazare intended to appoint an independent body to investigate corruption cases. But unfortunately, even after the bill was passed by Supreme Court in India, the Act is not implemented properly, thus it creates no difference at all before or after passing the bill. This bill is one of the most widely discussed and debated topics in India. Passing of this bill should have generated an independent corruption detective system and protected a number of whistleblowers. His movement caught the attention of millions of Indians and shook the head of government. He began his protest on 23rd of March at Ramlila Maidan. Millions of people joined him in his protest. He tried every possible way to put a pressure on the government for setting up of Lokpal at the Centre and Lokayuktas in states, not only this, he has also demanded the proper implementation of Swaminathan Commission report. Swaminathan commission reports had suggestions for “faster and more inclusive growth” for farmers. A report suggests that 7 to 8 of the 11 main demands put forth by Hazare were agreed upon. 2011 struggle had led to pass the Lokpal and Lokayuktas Act, 2013 but even after so much struggle and agitation, all the hard work gone in vain as the act was not properly implemented. After giving Dharna at Rajghat, he reportedly marched at Shaheedi Park and from there to Ram Lila Maidan. Anna Hazare started his protest on 23rd deliberately as this is the anniversary of Bhagat Singh, Rajguru and Sukhdev’s hanging to death. Delhi police had issued an advisory warning to avoid taking routes towards Aruna Asaf Ali Road, Darya Ganj, ITO, JLN Marg, Delhi Gate, Ajmeri Gate, Paharganj, Vivekanand Marg, Rajghat, Minto Road, New Delhi Railway Station. Some of the developments around Anna Hazare’s fast against the Modi government adds to the limelight of people throughout the nation. Anna Hazare refused any political party to join his movement. He declared that anyone who joins the movement won’t ever conduct elections. He also slammed Government to cancel the trains carrying protesters, he further added that by doing this the government wants to push the protesters into agitation. Hazare raised his finger at our Prime Minister Narendra Modi saying that he has failed to fulfill his promises made to farmers and also on lokpal. He further added that after sending 21 letters to the prime minister, he got no response at all. Although this time there weren’t even 50% of people as there were in the 2011 strike because firstly it is related to farmers and secondly majority of the people are satisfied with central government’s work. However, his dedication and hard work have paid well as the government has promised to look after all the issues and decided to fulfill all his demands as early as possible. The six-day long fast, after talking with Maharashtra Chief Minister Devendra and Union Minister of state for Agriculture Gajendra Singh, Anna Hazare ended his hunger strike on Thursday. Supreme Court asks Delhi, Tamil Nadu, West Bengal, Telangana, and other states to specify the time when they will appoint Lokayukta. The government assured Anna Hazare that all his demands will be taken care of. He further added that if all our demands are not taken into consideration then we will again start our protest strike.
‘God created humanity but we created differences.’
Many countries introduced variety of schemes and programs in past many years to fight against poverty , equality and unemployment etc for the welfare of their country.But very few of them were adopted and implemented by different governments. Similarly a program termed as Universal Basic Income(UBI),Basic Income or Basic income Guarantee was introduced in order to fight against poverty and inequality in the country.This welfare program is a periodic, unconditional cash transfer to every citizen in the country. Here, social or economic positions of the individual are not taken into consideration. The concept of UBI has three main features. They are as following:1) UBI is universal in nature. It means UBI is not targeted.2)The second feature of UBI is cash transfer instead of in-kind transfer.3) UBI is unconditional. That means one need not prove his or her unemployment status or socio-economic identity to be eligible for UBI.Basic income can be implemented nationally as well as regionally or locally. Under UBI, only those with zero income will receive the full benefits in net terms. For those, who earn additional income over the basic income, the net benefits will taper off through taxation .So even though the basic income is universal, only the poor will receive the overall benefits. It's really important for the countries to adopt UBI as a form of social security. It will help in reducing inequality and eliminating poverty. Thus it ensures security and dignity for all individuals. UBI program has certain advantages in it's own way. It givesthe individuals freedom to spend the money in a way they choose. In other words, UBI strengthens economic liberty at an individual level. This would help them to choose the kind of work they want to do, rather than forcing them to do unproductive work to meet their daily requirements. UBI would be a sort of an insurance against unemployment and hence helps in reducing poverty. It will result in equitable distribution of wealth, only poor will receive the full net benefits. Besides these numerable benefits of UBI there are certain limitations as well which sometimes turns into argument like a guaranteed minimum income might make people lazy and it breeds dependency. There is no guarantee that the additional income will be spent on education, health etc. there are chances that the money will be spent on ‘temptation goods’ such as alcohol, tobacco, drugs etc. Though UBI has many advantages, there are many practical challenges too. A transparent and safe financial architecture that is accessible to all is important for the success of the UBI.
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The gloomy world of digital currencies has burst into the typical newly.
In a friendship of two parties, the powerful helps the inferior one to plummet disparities among them. We have seen many fables in Indian mythology like Krishna-Sudama, Krishna-Arjun, Trijata-Sita, Draupadi-Krishna and so on. But in modern world, the powerful one defames the inferior one for his own gluttonous purposes. We can't establish entente cordiale with the country who is incessantly suppressing us by playing witty games. Obviously the country I am talking about is U.S., many moons ago, dollar became the most reliable & stable currency in the world, all the countries promulgated it unanimously and relinquished gold to acquire dollar, this is when it all started.All the countries are at risk of sanctions. They all are like a marionette whose strings are managed and controlled by Mr. Trump. Whichever country goes against him, he makes that country's economy miserable like he did in Iran's case by imposing sanctions. Recently Russia has also become the victim of the same and if any country dares to buy paraphernalia from Russia then that country will be in trouble and Chinese military is already facing this punishment. India is in great obfuscation of what to choose among the S400 and Thaad. No matter how powerful Russian S400 is, no matter how many fighter jets it can destroy, but Thaad is an American missile defense system, and American companies can't incur loss. If India refuses to buy Thaad, then there is a fear of sanctions. Same thing America has done in COMCASA agreement, by signing LEMOA, BECA and COMCASA India and US became allies, but in reality it is an act of subjugation. Why to act like a slave? Why to blow US's trumpet unnecessarily? We are not the perpetrators, still we live in apprehension. Now it's time to make some effective strategies against US. When all the countries will walk hand in hand by burying the hatchet and will make up their mind to fight against dollar. It won't be a Herculean task at all.
BANKING PRODUCT NEED INNOVATION FOR FINANCIAL INCLUSION In new banking era innovative products and services are essential to provide our customers, generally in indian 80%market is based on rural population.rural market is vargin market for big market player, in rural market peoples little amount save and there need of lending money also small, they need services in affordable cost, so there is very much chances to provide good innovative services to them, in beginning of my career I visited to Krushna Bhima Local area bank in Manvi, Richur Dist. Karnataka that time I very surprise to see "Bank on wheel" concept, in that one small bank branch is setup in one big van, one clerk cum Cashier and officer provides services to rural population by giving them door step services, this mobile banks time fixed to reach every village, and when it reach to village, villagers will enjoy banking services by open a account, FD, RD etc, they could not need to visit bank branch by wasting there time and money. In early stage they depends upon Money Lender, Gold Smith and Merchant in heavy interest rates.such kind of ideas provide good services to financially excluded people who live in remote areas. In 2004 RBI appointed Khan committee for Fins this committee suggest two model, one is BC and second is BF.Businesses correspondence model is section 25 not for profit company who provide banking services to financially excluded people in behalf of bank through their outlets. Now a day any registered organisation do this. Second is Business Facilitator model were individual like retired, ex service man, post master etc provide services to those people. Now a days many NGOs,NBFC, MFIs are working for same purpose but there goal is different they making more and more Gain from Financial inclusion, it reflects to loan dumping,actual purpose was not correct, Not analysis actual condition of borrowers. So in future that makes big disaster for Financial industry.If there is any chances to change in borrowing rate, good apprisal it help to overcome to our industry, political people also spoil our portfolio indicating those things. If we remember 70% of crises in past due to bad practices and mindset of making more profit by such Organisation. ---Aniket Kirtiwar
Reserve bank of india has recognized ed that limited access to affordable financial services such as savings, loan, remittance and insurance services by the vast majority of the population i the rural areas and unorganised sector is acting as a constraint to the growth impetus in these sectors. Access to affordable financial services, especially credit and insurance enlarges Livelihood opportunities and empowers the poor to take charge of their lives. Such empowerment aids social and political stability. Apart from these benefits, FINS impart formal identity, provides access to the payments system and to saving safety net like deposit insurance. Hence, FINS are considered to be critical for achieving inclusive growth.Which itself is required for ensuring overall sustainable overall growth of country.FINS can be thought of two ways. One is exclusion from the payment system i. e. not having access of bank account. The second type of exclusion is from formal credit markets requiring the excluded to approach informal and exploitative markets. After nationalisation of major banks in India in 1969,there was a significant expansion of branch network to unbanked areas and stepping up of lending to agriculture, small industry and business. More recently, the focus is on establishing the basic right of every person to have access to affordable basic banking services.