Micro-entrepreneurs are one of the important people that drive the country’s economy, especially that most of them sell local products. Despite this, small, medium, and micro enterprises (SMMEs) are often ignored. Moreover, this sector in the economy is suffering because of the Covid-19 pandemic.

In the City of Cebu, Barangay Mambiling experienced an enormous fire in September 2019 that destroyed the community’s source of livelihood. Until now, victims of the fire have barely recovered from the incident and are having a difficult time recovering their micro-enterprises. On the other hand, Barangay Buhisan was one of the heavily stricken places of the Coronavirus disease thus, many businesses were forced to close.

With this, the Department of Trade and Industry (DTI) has issued “Negosyo Kits” amounting to 10,000 pesos to at least 79 eligible micro-entrepreneurs in Barangay Mambaling and Barangay Buhisan. The beneficiaries received a coupon form that allows them to avail of the “Negosyo Kits” in the form of various merchandise items that will help them restore or expand their business. The 10,000-pesos worth of coupons given to each beneficiary can be redeemed in the form of groceries, kitchenware, clothing, and textile items in Gaisano Mall in Mambaling. These items are expected to be used by the beneficiaries for their micro-enterprise.

Entrepreneurs are grateful to DTI for assistance

One of the beneficiaries of Barangay Buhisan, Clariza Ayuda, shared how her rice-based snacks business, locally known as “Kakanin Business”, was extremely affected by quarantine restrictions, limited mobility, and low foot traffic. She conveyed her thankfulness for the assistance of DTI. The kits given were very helpful to many small entrepreneurs like her to continue with their livelihood.

In addition to the efforts of DTI to help these micro-entrepreneurs, Senator Christopher Lawrence “Bong” Go also pushed for the provision of a livelihood assistance package for victims of calamities. From a video call message made by Senator Go, he said that aside from the help that it can provide people financially, such assistance programs are to encourage people to be emersed in the spirit of solidarity and hope amidst the pandemic. Aside from the livelihood kits, all of the 79 beneficiaries were able to receive food packs and facemasks from the office of Senator Go.

Apart from the Department of Trade and Industry, sponsors and those who cooperated in the livelihood aid turn-over last August 20 include the office of Senator Go, local governments of Cebu City, and the affected barangays, the Bureau of Fire Protection of Region 7, and Gaisano Mall Mambaling.

 The Negosyo Serbisyo sa Barangay program

Aside from the attention given to these barangays in Cebu City, DTI also aims to be able to help 131 barangays in Iloilo this year for the Negosyo Serbisyo sa Barangay (NSB) program. The objective of the program is to increase access to services of those who are aspiring to be entrepreneurs and existing ones.

The focus of this year's NSB is the Livelihood Seeding Program (LSP) to aid in rehabilitating small, medium, and micro enterprises that were gravely affected by the pandemic.

In Bohol, over 480 beneficiaries from 99 barangays in 36 municipalities were already included in the NSB-LSP program. The Department of Trade and Industry reported that it is targeting 212 barangays in the second round of the NSB-LSP program. Meanwhile, around 1,000 micro-entrepreneurs in Siquijor were present in the DTI orientation on services they can be availed from the agency.

The DTI’s livelihood program is also a post-disaster response mechanism to address the need for continued economic activities in the affected areas. The distribution of “Negosyo Kits” and other forms of relief is in line with the DTI’s Pangkabuhayan sa Pagbangon at Ginhawa (PBG), a livelihood seeding and entrepreneurship development program that aims to assist individuals and families affected by calamities, disasters, and the pandemic.

Other ways to get financial assistance in the Philippines

Despite how helpful the programs of the government are, people cannot always count on the help of the government. Also, the cost of doing business requires more capital. With this, micro-entrepreneurs might consider other forms of acquiring cash to supplement the aid that they received from the government. Microentrepreneurs can take advantage of numerous types of low-risk microfinancing. However, many factors must be taken into account before applying for any loan or financing. First, considering the cost of doing business is very important. With this, entrepreneurs will know how much money they need to grow your business. Second, there must be a concrete plan on where the money will be used in the business so that the amount received from the government and the money borrowed will be used efficiently. Third, a businessperson must always keep in mind their capability to pay before applying for a loan. It is always advisable to never loan an amount beyond one’s means.

If you need a quick loan online to invest in business development, Robocash can be a great option for you. There are good conditions for residents of the Philippines. All transactions are fully automated, so clients do not have to leave their homes to get a loan. Moreover, the organization does not require guarantors, representation, documentation, or guarantee deposits. Clients can borrow from 1,000 to 25,000 pesos payable in 30 days or more if you are having a hard time paying your debt. In order to register in Robocash, clients will only need a valid government ID and a phone number and must be 21-70 years old, Filipino citizens, and employed individuals or selected professionals like micro-entrepreneurs.

Check it out at and remember to take only the amount that you can return. It offers quick and easy loan processing and addresses the need for Filipinos to borrow small amounts of money. The main thing is to remember that the debt must be returned on time. Follow this rule, and then the microloan will be your faithful assistant.